Dangiwa Inaugurates Builders Disciplinary Tribunal … commends CORBON for collaborative engagement with the Ministry. … says Ministry remains committed to supporting stakeholders to meet global standards. Minister of Housing and Urban Development, Arc Ahmed Musa Dangiwa has inaugurated a seven member Disciplinary Tribunal for Registered Builders of Nigeria, Tuesday, October 29th, 2024. The Disciplinary Tribunal is charged with the duty of considering and determining any case of infraction by the members referred to it by the panel established by the Council of Registered Builders of Nigeria (CORBON) In his inauguration speech, the Minister expressed the Ministry's dedication to collaborate with professional bodies and regulatory agencies in the built environment, in order to ensure that it meets global standards. The tribunal is a part of the Council of Registered Builders of Nigeria (CORBON), Danhiwa disclosed that the inauguration was facilitated by sections 16 (1) and (2) of the Builders Registration Act, Cap B13, LFN 2004 which guides the establishment of the tribunal. While acknowledging the responsibility of builders to construct safe and reliable structures that protect lives, the Minister emphasized on the importance of adhering to regulations and standards in the profession, warning about the catastrophic consequence of compromising safety. “I have always believed that establishing structures, systems and procedures that enforce adherence to professional standards and ethics is crucial" he said. He expressed his dissatisfaction with the recurring pattern of building collapse across the country, citing the tragic incident which recently occurred in the Lugbe area of the Federal Capital Territory, Abuja. Similarly, he also stated that the Builders Disciplinary Tribunal is designed to take decisive action on issues concerning gaps in enforcement and professional diligence in the building industry. “Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, negligence, misconduct, or compromise on safety standards will not be tolerated in the building industry” he warned. Accordingly, Arc. Dangiwa commended the CORBON for its collaborative engagement with the Ministry in providing a list of qualified nominees, further charging members of the tribunal to uphold the trust and credibility of the building profession by ensuring that disciplinary cases are managed with integrity, fairness and transparency. “Your decisions will have far-reaching effects, and I trust you to carry out your responsibilities with the diligence and professionalism that this mandate requires”, he said. Responding on behalf of the newly inaugurated members, the Chairman of the Registered Builders Disciplinary Tribunal, Bldr. Samson Ameh Opaluwah Stated that the inauguration of the Tribunal signified a bold statement by the Federal Government of Nigeria through Minister Dangiwa, that professionalization and regulation by law are being further entrenched in the building industry. He assured the Minister that the tribunal would enforce discipline on builders who are found wanting, further promising commitment to the professionalization of the built environment.
empowered with the duty of upholding the standards of the building profession, as well as guarding public safety.
Collaborative Efforts For Housing and Urban Development - FMHUD Nigeria and Ansari Group UAE, explore partnership. In a significant step towards enhancing global urban development, the Honourable Ministers of Housing and Urban Development, Arc. Ahmed Musa Dangiwa and H.E Abdullahi Tijjani Gwarzo, participated in a multilateral virtual meeting with UN-Habitat and the Ansari Group of the UAE. The central focus of the meeting was the 1000 Cities Programme by UN-Habitat and the exploration of potential collaboration with the Ansari Group. The Ansari Group was represented by its President, Dr. Sania Ansari, who expressed a strong commitment to sustainable urban development. The meeting was skillfully anchored by Ambassador Murtala Jimoh from the Federal Ministry of Foreign Affairs, who facilitated the discussions and ensured productive dialogue. Dr. Ansari highlighted the Ansari Group's dedication to creating sustainable urban environments and their eagerness to partner with UN-Habitat in advancing the 1000 Cities Programme. This initiative aims to transform urban spaces worldwide, focusing on enhancing infrastructure, promoting sustainability, and improving the overall quality of life. UN-Habitat representatives provided an in-depth overview of the programme, outlining its objectives and ongoing projects. They emphasized the critical role of private sector partnerships in achieving the programme's ambitious goals and the significant impact it aims to deliver. The Honourable Ministers reaffirmed the government's support for the programme, recognizing the immense benefits such collaborations could bring to national urban development efforts. They stressed the importance of aligning these initiatives with national development plans and policies to ensure integrated and cohesive urban growth. The meeting concluded with a commitment from all parties to continue exploring and formalizing the collaboration. Follow-up meetings and detailed discussions were planned to solidify the partnership framework and identify specific projects and initiatives. This virtual meeting represents a pivotal move towards fostering international collaboration in sustainable urban development. The anticipated partnership between UN-Habitat, the Ansari Group, and the Federal Ministry of Foreign Affairs promises to drive transformative changes in urban landscapes, contributing significantly to the global effort of building better cities for future generations. ...
Senate Committee on Housing Supports Case for N500 Billion Annual Allocation for Renewed Hope Cities & Estates Programme …Says Inflation, Huge Deficit Render Current Budget Insignificant …Allocation for Housing Development Not Free Money but Profitable Investment, Says Minister The Senate Committee on Lands, Housing, and Urban Development has thrown its support to the push by the Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa for N500 Billion in annual allocation to support the implementation of the Renewed Hope Cities and Estates programme. Reacting to the Minister’s briefing during an oversight invitation by the committee, the Chairman, Sen. Aminu Tambuwal, assured the Minister of full support to ensure he achieves the mandate of the Ministry, especially in the area of housing development. Also reacting, the Vice Chairman, Sen. Victor Umeh noted that the case for N500 Billion by the Minister is justified, considering the huge housing deficit in the country, inflationary trends, and troubling foreign exchange. “At the end of the day, even that N500 Billion may not be able to do so much,” he said. Earlier in his briefing, Arc. Dangiwa noted that budgetary provision for the housing and urban sector has not matched the housing and urban development needs of the nation for many years. “There is a massive historic mismatch between the housing and urban development needs of our country versus budgetary provision. Rough statistics show that we need an annual increase in housing stock of about 550,000 units over the next ten years to meet the need. This would require about N5.5 trillion per annum. “We are aware that all these cannot come from the Government and are working on Public Private Partnerships and other sources of housing finance. But the government needs to do more,” he said. While he noted the transformative efforts of the Ministry in the last one year, he decried the insufficient allocation. “In the 2023 Supplementary budget we got N100bn. In 2024 we received approval for about N80bn. This is a far cry from what is needed to make a difference. “I am taking the opportunity to make a solemn request for your consideration, Distinguished Senators, for the provision of a minimum of N500bn Budgetary Allocation Per Annum to the Ministry. This is less than 10% of the N5.5Trn annual requirement for tackling Nigeria’s housing challenge. It is important to state that this is not free money but a profitable investment. The houses will be built, sold and the money returned back to government over time. This is besides the jobs that will be created and the boost to the national economy. “I must emphasize that money spent in housing development is not wasted money. It is an economic, social and security investment in our country. Housing is a catalyst for economic development, job creation and it should be prioritized alongside works, roads and bridges. In fact, over 80% of the money deployed to housing comes back in terms of value to the economy and national development,” he said. The Minister further noted that housing development is a key catalyst for job creation, lifting 100 million Nigerians out of poverty, and helping to achieve a $1 Trillion economy, which are key priorities of the administration of President Bola Tinubu. Dangiwa further took out time to brief the lawmakers on the milestones achieved by the Ministry since his appointment in August 2023, including the flag-off for a total of 6,612 housing units across 13 states and the Federal Capital Territory since the launch of the Renewed Hope Cities and Estates programme by President Bola Tinubu in February 2024. Most of the units are slated to be completed by the end of 2024. He noted that, although the plan was to build 500 housing units in each of the 30 states as Renewed Hope Estates, budgetary constraints have forced the Ministry to limit it to 250 units per state in the meantime. Other key milestones are Slum Upgrade and Urban Renewal programme taking place in 26 locations across the country, as well as the inauguration of Four Reforms Task Teams to entrench synergy between housing institutions, enhance their housing delivery capacities, develop actionable blueprints for implementing land reforms and establishing a National Land Commission, as well as set up modalities for establishing Building Materials Manufacturing Hubs in the six (6) geopolitical zones of the country. Other members of the committee urged the Minister to rapidly expand the programme to accommodate more states not captured in the first round of Ground-breaking exercises, with the Minister emphasizing that the only criteria for siting the projects is the provision of free, unencumbered land by the state governments. ...
Minister of Housing Orders Investigation on Jos Building Collapse …Promises Decisive Action Against Culprits Following the unfortunate collapse of the Saint Academy School building in the Busa Buji area of Plateau State on Friday, 12 July 2024, the Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, has directed the Plateau State Controller of the Ministry to embark on an immediate and comprehensive investigation to ascertain the cause of the collapse and ensure that anyone found culpable is brought to justice. Reacting to the tragic incident, the Minister described the collapse as yet another unfortunate tragedy for the nation due to the negligence and unscrupulous behavior of certain individuals during the construction process. "Unfortunately, the issue of building collapse has once again reared its ugly head in our nation. This is unacceptable because every time something like this happens, there's a mother or father who has lost a child, a child who has lost a parent, or an individual who has lost a sibling or friend. "The cost of building collapse cannot be quantified because lives are involved. In this case, it was a school with students whose only offense was to leave their homes in search of knowledge. This is totally unacceptable," he said. Arc. Dangiwa stated that a directive has been issued to the appropriate officials of the Ministry to carry out a full-scale investigation into the incident. "I have directed an investigation, and we will get to the bottom of this. I want to assure Nigerians that this investigation will not go the same way as others in the past where nobody is prosecuted for wrongdoing. We will ensure anyone found culpable faces the full weight of the law. I know that prosecution will not bring back those we have lost to this tragedy, but it will serve as a deterrent to others who may be involved in such practices," he noted. A statement by the National Emergency Management Authority revealed that more than 40 students have been rescued from the rubble, with many of them still hospitalized in various health facilities in Jos. "We will allow rescue operations to be concluded by NEMA, and we hope that we will not record any more casualties. "I want to express my deepest condolences to the families of those whose lives were cut short by this unfortunate and preventable tragedy. It is a national loss, and we share in their grief. For those in the hospital, our prayers and thoughts are with them, and we wish them a good recovery, while we charge the health personnel to rise to the occasion and save these precious lives," he added. Dangiwa further noted that while it may be difficult to rewrite the wrongs of the past, the Ministry is committed to ensuring that the incidence of building collapse is prevented in the future by collaborating with relevant agencies to enforce building standards and regulations in the country. This is evident in the strong warnings issued to developers of ongoing Renewed Hope Cities and Estates projects in the country, as well as control and monitoring mechanisms set up by the Ministry. "As a result of the complexity of the housing sector, the Ministry has to collaborate with agencies of government to promote the enforcement of building codes. We will not relent in this commitment to ensure that Nigerians can sleep in their homes, work at their various places of business, or even learn in their schools with peace of mind knowing that the building will not collapse on them," he said. ...
REMARKS BY THE HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT AT THE MEETING WITH REGISTRARS OF PROFESSIONAL REGULATORY BODIES IN THE CONSTRUCTION INDUSTRY ON WEDNESDAY, DECEMBER 20, 2023, IN ABUJA
1. Protocols
2. Honorable Chairmen/Presidents, esteemed Registrars, distinguished members of the Architect Registration Council of Nigeria (ARCON), Council of Registered Builders of Nigeria (CORBON), Estate Surveyors and Valuers Registration Board of Nigeria (ESVARBON), Quantity Surveyors Registration Board of Nigeria (QSRBN), and Town Planners Registration Board of Nigeria (TOPREC), it is with immense pleasure and honor that I welcome you all to this auspicious occasion.
3. Your presence here today symbolizes the unity and collective dedication towards the advancement of the built environment in Nigeria. The collaboration and synergy between the government and professional regulatory bodies plays an integral role in steering our nation's housing and urban development agenda forward.
4. As stakeholders in the built environment sector, your respective organizations play a pivotal role in ensuring professionalism, adherence to standards, and the promotion of sustainable development practices. The Architect Registration Council of Nigeria (ARCON), Council of Registered Builders of Nigeria (CORBON), Estate Surveyors and Valuers Registration Board of Nigeria (ESVARBON), Quantity Surveyors Registration Board of Nigeria (QSRBN), and Town Planners Registration Board of Nigeria (TOPREC) have been instrumental in shaping the landscape of our nation.
5. Your commitment to upholding ethical standards, fostering innovation, and promoting continuous professional development among your members is commendable. The strides made in advancing the quality and safety of our built environment through your collective efforts have not gone unnoticed.
6. As the Minister of Housing and Urban Development, I want to assure you all of my commitment to implementing historic reforms that will reset the housing and urban landscape of the country.
7. His Excellency, President Bola Ahmed Tinubu, GCFR, has a bold vision for the sector and is committed to backing it up with the necessary political will to break down all barriers that discourage investment in the sector.
8. At the Ministry, I have taken Mr. President’s vision and am determined to actualize it. We want to drive through initiatives that will create an enabling environment for easier, safer, and profitable private sector investments in the sectors.
9. Top on our agenda is establishing credible, scientific, and reliable housing data for planning and policy formulation.
10. For years, our nation has grappled with conflicting and unsubstantiated figures regarding this crisis. The range of estimates, varying from 17 million to 28 million, has not only been a source of embarrassment but also a hindrance to effective policymaking and strategic planning.
11. We plan to fix this national embarrassment by developing and implementing a mechanism to deliver reliable housing data to guide policy formulation. We have begun a strategic collaboration with the National Population Commission on housing data. The plan is to work with the Commission to design and implement survey instruments specifically tailored to address housing-related questions to arrive at the actual housing deficit during their upcoming population and housing census exercise.
12. We understand clearly that the housing deficit is not solely about the quantity of structures but also about the quality of living conditions. So, we want to know whether the homes that Nigerians live in provide access to good sanitation, proper toilets, sufficient living spaces, a healthy environment, and other essential amenities.
13. To ensure that housing agencies under the supervision of the Ministry are optimized to deliver on your target of providing affordable homes to Nigerians, we have composed a Housing Reform Team of experts, stakeholders, agency representatives, professional bodies and academia to develop a robust framework for reform of the housing sector including thorough review of relevant laws and facilitation of necessary legislative amendments.
14. This includes the Land Use Act of 1978, National Housing Fund (NHF) Act 1992, Federal Mortgage Bank of Nigeria (FMBN) Establishment Act 1993, Federal Housing Authority (FHA) Act 1973, PenCom Act to allow for increased investment in housing and the nationwide adoption and passage of the foreclosure law in states.
15. The reforms and legislative amendments that the Reform Team will execute in collaboration with stakeholders and the National Assembly will be the most comprehensive set ever done in the history of housing and urban development in Nigeria.
16. We have also composed a Multi-Agency Project Delivery Team that will ensure that all housing agencies work collaboratively together towards optimizing their strengths to deliver decent and affordable housing to Nigerians.
17. In line with the Renewed Hope vision, we are also leading the much-needed reforms to ensure quick, easy, and efficient access to land, we have defined a framework for implementing historic land reforms that would unlock estimated $300bn in dead capital. Our aim is to ensure that Nigerians have legal titles over their land so they can use it to access credit for their business. Over 97% of land in Nigeria do not have titles thereby limiting its potential as an economic resource. We have engaged the Presidential Technical Committee on Land Reforms (PTCLR) and committed to reviewing and incorporating relevant recommendations.
18. A key part of this includes the establishment of a National Land Commission. The Commission will provide the guidelines and regulations for operationalizing the Land Use Act 1978. This will help streamline land administration.
19. To drive this process, we have composed a land reforms team comprising state governments, traditional rulers, relevant agencies, professional bodies, academia, stakeholders to ensure buy-in and inclusivity. With their recommendations we will draft an Executive Bill and proceed to the National Assembly for the amendment of the obsolete provisions in Land Use Act 1978.
20. In line with the Renewed Hope Vision to ensure that all Nigerians including the NO INCOME, vulnerable and underprivileged groups have access to decent and dignified accommodation, we are creating the framework for the establishment of a National Social Housing Fund (NSHF) for your consideration and approval. We believe that access to decent housing is a human right, and all Nigerians deserve access to quality shelter.
21. We also plan to boost building materials manufacturing in the country towards ensuring economic growth, creating jobs, reducing dependency on imports, and lowering the cost of construction materials and housing delivery.
22. Our plan is to build six (1) Building Materials Hubs in each geo-political zone in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate.
23. To this end we have already composed a Building Materials Manufacturing Task Team comprising of experts and representatives from relevant government agencies, academia, professional bodies, and industry associations. Primarily, their job is to conduct a thorough assessment of the current state of the building materials manufacturing sector and produce a strategic plan for reforming the sector for implementation. We have already identified a set of consultants for prototype design of the hubs to be located one in each geo-political zone.
24. In doing all these, we recognize the indispensable role of all professional bodies in the built environment and requested that you send representatives in those reform teams. Our partnership with the professionals will remain steadfast as we work hand in hand to devise innovative solutions, implement policies that promote sustainable development, and create environments that enhance the quality of life for all citizens.
25. I assure you of my ministry's unwavering support in creating an enabling environment that fosters growth and development within the built environment sector. We are committed to working hand in hand with your esteemed organizations to formulate policies that are responsive to the evolving needs of our nation and its citizens.
26. Once again, I thank you for gracing us with your presence today, and I look forward to working with you all. Together, let us build a better Nigeria for generations to come.
27. Thank you.
GOODWILL MESSAGE BY THE HONOURABLE MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA, AT THE AFRICA HOUSING AWARDS AT THE INTERNATIONAL CONFERENCE CENTER, ABUJA 17TH DECEMBER 2023
1. Protocols
2. First, I would like to thank the organizers of the Africa Housing Awards for inviting me to deliver a goodwill message at the 5th edition of this annual event.
3. I sincerely believe that the task of developing Africa’s housing sector, ensuring increased access to decent and affordable housing is a collective endeavor. It is a patriotic job that requires the contribution, active participation, and monitoring of all stakeholders and stakeholders across the entire housing value chain. From developers, mortgage bankers, development finance institutions, government owned housing institutions, housing policy leaders, advocacy institutions and groups and so many others. We are all part of the housing eco-system and all that we do in our various spaces and areas of responsibilities impact positively or negatively our collective desire to build a better and functional housing system that works for Africans.
4. This is why I want to take a special moment to commend those who conceived, birthed, and have sustained the Africa Housing Awards. I am particularly impressed at the continental theme of the Awards: Africa – Not Nigeria Africa Awards.
5. This yearly practice of recognizing and honoring housing industry personalities, leaders in both private and public sectors who have demonstrated uncommon commitment in the discharge of their duties is a vital to promoting the spirit of excellence in the industry.
6. As the Minister of Housing and Urban Development, I would like to encourage all stakeholders in housing delivery in all countries in Africa and Nigeria to never loose sight of the responsibility that goes with each office that we hold. Whether in the private sector or the public sector – we must be constantly reminded that our job is to house Africa. And there are millions in need of housing, and they cut across all income segments. We must at all times never lose sight of the fact that the decisions that we take, the energy that we commit or don’t commit have practical results.
7. So, to all the institutions, individuals that are going to take home awards today, I want to congratulate you for being outstanding in the discharge.
8. Their recognition and honor should stir all of us to work harder towards ensuring that we fix the housing shortfall in Africa as we unlock the catalytic power of the housing sector to ignite national development.
9. At the Ministry of Housing and Urban Development we have outlined a bold Action Plan to Actualize the Renewed Hope Vision for Housing and Urban Development in Nigeria.
10. As part of our plans to ensure that housing agencies under the supervision of the Ministry are optimized to deliver on our target of providing affordable homes to Nigerians, we have composed a Housing Reform Team of experts, stakeholders, agency representatives, professional bodies, and academia to develop a robust framework for reform of the housing sector including thorough review of relevant laws and facilitation of necessary legislative amendments. This includes the Land Use Act, 1978, National Housing Fund (NHF) Act,1992, Federal Mortgage Bank of Nigeria (FMBN) Establishment Act, 1993, Federal Housing Authority (FHA) Act,1973, PenCom Act to allow for increased investment in housing.
11. We are also working to implement the much-needed reforms that will ensure quick, easy, and efficient access to land. We have composed a land reforms team comprising state governments, traditional rulers, relevant agencies, professional bodies, academia, stakeholders to ensure buy-in and inclusivity.
12. In line with the Renewed Hope plan to ensure that all Nigerians including the NO INCOME, vulnerable and underprivileged groups have access to decent and dignified accommodation, we are also creating the framework for the establishment of a National Social Housing Fund (NSHF). This is because we believe that access to decent shelter is a not only a necessity but a human right and that all Nigerians across all income segments deserve a decent home to live and grow.
13. We have also prioritized building materials manufacturing in the country. This will ensure economic growth, create jobs, and reduce dependency on imports. To ensure success, we have composed a Building Materials Manufacturing Task Team comprising of experts and representatives from relevant government agencies, academia, professional bodies, and industry associations. They will conduct a thorough assessment of the current state of the building materials manufacturing sector and produce a strategic plan for reforming the sector for implementation. Our plan is to build six (6) building materials manufacturing hubs, one in each of the six (6) regions of the country.
14. To increase the stock of housing supply, we have also composed and will inaugurate a Multi-Agency Project Delivery Team. The Team will ensure that all housing agencies including FHA work together towards optimizing their strengths to increase the stock of quality houses to Nigerians. The Team comprises highly qualified and experienced professionals with expertise in housing development, urban planning, infrastructure, finance, and project management.
15. Under our New City Development Plan, the Ministry plans to lead partnerships with the private sector, local and international investors, towards redefining the concept of cities in Nigeria and decongesting city centers and state capitals in line with the Renewed Hope Agenda of Mr. President.
16. The first phase of the New City Development Plan aims to deliver Renewed Hope Cities ranging from 1,000 housing units per site in one location in each of the six geo-political zones of the country and FCT namely: Abuja, Lagos, Kano, Borno, Nasarawa, Rivers, and Enugu States, while the remaining thirty (30) States will have Renewed Hope Estates each with a minimum of 500 housing units.
17. The Renewed Hope Cities will have inclusivity at their core: They will include Multi-Level Flats to cater to low-medium income earners; Terrace and Detached Bungalows and Duplexes for the high-income earners. The Renewed Hope Estates will have 1,2- and 3-bedroom affordable bungalows.
18. Overall, we aim to deliver under this phase 1, a total of 40,000 homes from a mix of sponsors comprising the Federal Ministry of Housing and Urban Development’s budgetary allocation, the Federal Mortgage Bank of Nigeria (FMBN), and through Public Private Partnerships with reputable developers in the delivery of the new cities.
19. Ownership Options include Mortgage Loans, Rent-to-Own and Outright Purchase. At 25 jobs per unit, the first phase of the project will create direct and indirect 1,000,000 jobs helping to achieve the target to lift 1million Nigerians out of poverty.
20. Under Phase 1 of the Slum Upgrading Programme, the Ministry plans a total of 26 sites nationwide. This includes four (4) sites in each of the six regions of the country totaling twenty-four (24) and two (2) in the FCT. The key services to be provided at the identified sites will include water supply, solar streetlights, rehabilitation of access roads, construction of drainages and waste management and sanitation services amongst others.
21. These are some of our key focus areas at the Ministry of Housing and Urban Development. We are fully aware of the challenges ahead of us and are passionate about making a difference. However, we know that we are only one part of the housing value chain and as such know that for us to achieve, we would need the support of all stakeholders.
22. So, once again I want to thank the organizers of this 5th edition of the Africa Housing Awards, and I congratulate all the winners while encouraging us all to continue to work harder towards ensuring that we provide increased access to decent and affordable housing to all Africans.
23. Thank you all.
THE HONORABLE MINISTER HAS TODAY DELIVERED THE “GOVTECH AWARD” BY BUREAU OF PUBLIC SERVICE REFORM TO THE PERMANENT SECRETARY. THE MINISTRY WON THE OVERALL BEST MDA IN USE OF INNOVATIVE TECHNOLOGY.
The Honorable Minister has today delivered the “GovTech Award” by Bureau of Public Service Reform to the Permanent Secretary. The ministry won the overall best MDA in use of innovative technology.
MINISTER OF HOUSING AND URBAN DEVELOPMENT ARC AHMED MUSA DANGIWA INAUGURATING MEMBERS OF DISCIPLINARY TRIBUNAL FOR THE REGISTERED BUILDERS, TUESDAY, OCTOBER 29TH, 2024
Minister of Housing and Urban Development Arc Ahmed Musa Dangiwa inaugurating members of Disciplinary Tribunal for the Registered Builders, Tuesday, October 29th, 2024