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Feb
22
2024

LATEST PRESS


“Perform or Leave”, Minister Charges New Management of Housing Agencies

…..Says Current Housing Crisis Leaves no Room for Underperformance

The Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has charged newly appointed Executive Management Teams of federal housing agencies to deliver on reform targets saying that “anyone who fails to perform will be asked to leave”.

 

The Hon. Minister gave this charge during his first meeting with the Management Teams of Nigeria’s premier housing agencies - the Federal Mortgage Bank of Nigeria (FMBN) and Federal Housing Authority (FHA), at the Ministry’s headquarters in Abuja on Thursday 22nd February 2024.

 

Recall that President Bola Ahmed Tinubu had on Thursday 15th February 2024 approved the appointment of new management teams for the FMBN and FHA, with Mr. Shehu Usman Osidi emerging as the new Managing Director and Chief Executive of the FMBN and Hon. Oyetunde Oladimeji Ojo as Managing Director and Chief Executive of the FHA.

 

Arc. Dangiwa noted that the new leadership should see their appointment by the President as a call to impactful service, and not an opportunity to make merry and self-enrich. He reiterated the President’s resolve to periodically assess and replace appointees that fail to meet expectations, reminding them of their responsibility to Nigerians.

 

“As Minister of Housing and Urban Development, I have my deliverables from Mr. President. As leaders of agencies under the supervision of my Ministry, you are to fashion out ways to deliver on them. If you work hard and deliver, you will stay. If you don’t work hard and fail to deliver, you will leave before your term. I believe that is a strong message that Mr. President has already passed across to all appointees. Don’t look at the 5-year term, look at your ability to meet the targets for every review session. Because when it comes to review and KPIs, I won't be looking at your faces.

 

“What we want is action, progress, improved customer service delivery and more Nigerians owning homes. Both the FMBN and FHA Management Teams must see this as a new beginning for real progress. This must reflect in the quantum of houses delivered and fully occupied by Nigerians.

 

The Minister added that despite the harsh economic realities and the rising cost of housing construction, the new leadership must transform and innovate in order to drive Mr President’s Renewed Hope vision for housing and urban development.

 

Speaking on the expectations of the FMBN, he said the bank should work towards delivering a minimum of 5,000 new homes annually, disburse mortgage loans to at least 20,000 Nigerians annually, increase the National Housing Fund (NHF) collection by expanding the subscription net, address the backlog of audited accounts and clean up its books for better financing opportunities, and quickly roll out the Diaspora Mortgage Scheme for increased housing delivery, among others.

 

“For the FHA, I expect to see more flexibility and innovation in its operations rather than the usual, conventional, docile way of doing things. The ministry expects the FHA to make judicious use of its license to operate across all income segments in the broad strategy of the government to deliver housing to Nigerians, as well as get more funding from the capital market by issuing bonds to deliver mass housing projects across the country, market them, pay back the loans, and declare profit.

 

“We also expect to see the FHA delivering a minimum of 5,000 houses annually to Nigerians. The agency should also take advantage of its status as an agency without budgetary allocations to be inventive, partner with credible investors, and local and international financing partners to deliver more houses to Nigerians,” he said.

 

Dangiwa added that the Ministry will keep track of the progress in both agencies on a year-to-year basis, noting that their KPIs are the only things that will matter when the time comes to assess them. “We have a responsibility to Nigerians, and we cannot afford to fail. On our part, we will continue to work to strengthen your capacities and break down the limitations that hamper your performance.

 

“Let me, once again, reiterate the seriousness of His Excellency, President Bola Ahmed Tinubu, GCFR, to ensure the full implementation of the Renewed Hope Agenda for Housing and Urban Development. We can already see that the Renewed Hope Cities and Estates Programme is one of the signpost projects of his administration. He will not tolerate failure or mediocrity, and neither will I,” he said.

 

Other members of the Executive Management Team of the FMBN are Mr. Ibidapo Odojukan, Executive Director, Finance & Corporate Services; Mr. Muhammad Sani Audu, Executive Director, Loans & Mortgage Services; and Mrs. Executive Director, Business Development & Portfolios. In the FHA Management are Mr. Mathias Terwase Byuan, Executive Director, Housing Finance & Accounts; Mr. Umar Dankane Abdullahi, Executive Director, Business Development; and Engr. Oluremi Omowaiye, Executive Director, Project Implementation.

Feb
20
2024

FG Expresses Strong Displeasure at Cement Manufacturers, Says They Can Do More Despite Economic Headwinds .....We Are Government, we have Options, says Minister of State .....Sets up a Technical Committee to Review & Establish Validity of Cement Manufacturers’ Concern .....To Present Valid Concerns to FEC for Consideration The Federal Government has said cement manufacturers are not doing enough to stem the rising cost of cement in the country, stating that it will not accept a situation where the price of essential building materials like cement continue to rise uncontrollably. This was relayed by the Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa when he summoned cement manufacturers to a meeting at the Ministry headquarters in Abuja, on Tuesday 20th February 2024.   Arc. Dangiwa expressed displeasure over the steady, recurring, and alarming increase in the prices of cement and other building materials and accused the manufacturers of hiding behind unstable FOREX to inflict hardship on Nigerians. He described the situation as unacceptable and inimical to the country's growth, saying that the government cannot accept such illicit price hikes.   Dangiwa noted that the incessant hike has overtaken the country in the past few months, which has seen the price rise by over 100%, from N5,500 a few months ago to more than N10,000 today.   “This represents a 100 percent rise. And it is not only cement; we have also seen near-record high escalations in the prices of other building materials such as iron rods and other fittings. I recall that late last year, BUA Cement announced a commendable reduction in the price of cement from N5,500 to N3,500 per bag. I applauded the gesture, and several other stakeholders did too. But today, the reality is that of escalating cement prices. This is a crisis for housing delivery.   "An increase in essential building materials means an increase in the prices of houses. An increase in the cost of building houses means more and more Nigerians can no longer afford to own houses and provide decent shelter for themselves and their loved ones”, he noted.   Arc. Dangiwa charged the manufacturers to be honest in their dealings and desist from making life difficult for Nigerians. "We know that some of the key components of producing building materials, especially cement, are locally sourced, so the recurring disproportionate increase in the price of cement is unacceptable and unreasonable. Key input materials such as limestone, clay, silica sand, and gypsum within our borders should not be dollar-rated.   "You cannot continue to give excuses and blame it on the dollar all the time. The worst part is that other building materials manufacturers take a cue from cement manufacturers, and once they see that you increase your price, they do the same. Recently, this is happening almost every week, and it has to stop”, he said.   He noted that rather than make Nigerians bear the brunt in their quest to make a profit in the face of slight macroeconomic headwinds, cement manufacturers need to be innovative and come up with a roadmap as part of the committee that has been set up to tackle the challenges for the benefit of Nigerians.   Speaking further, he said the unfortunate situation poses a threat to housing delivery which is the main focus of the Ministry, and a priority of the Bola Ahmed Tinubu administration. “For example, if we were planning to build a one-bedroom apartment for about N8 million, it will now cost twice that much, about N16 million to build. If a Nigerian could afford to own a home of N8 million, it would now be impossible to do so. We are also aware of several persons who have had to suspend construction work because of this development”, he said.   He added that the Ministry is alarmed by the current situation, especially considering the projects the Ministry has embarked on to provide affordable and social housing delivery to low- and medium-income earners and vulnerable members of society. “We have already awarded contracts for Renewed Hope Cities and Estates in 15 states of the Federation. There is also the PULAKU Initiative through which we intend to build at least 1,000 houses in seven (7) states affected by banditry. We are worried that the rising cost of cement and other building materials in the country will affect these plans”, he said.   He further directed the Permanent Secretary, Dr. Marcus Ogunbiyi, to get the committee working quickly and come up with recommendations based on the issues raised by manufacturers, so that they can be taken to the Federal Executive Council.   Also speaking, Minister of State for Housing and Urban Development, Abdullahi Tijjani Gwarzo, called on the manufacturers to make some sacrifices in their operations, understanding that they have a corporate social responsibility to stand by Nigeria in difficult times. “This is not the time to focus too much on profit, but on our collective responsibility to the people of Nigeria.   “Cement manufacturers must realize that, as government, we have options, but we would not want it to get to the point where we have to use those options because it may not be good for local producers. That is not to say we do not have options. As the Minister said, the Federal Government placed a ban on cement importation in a bid to empower you to flourish, but that cannot happen at the detriment of Nigerians", he said.   In the meeting were the Group Chief Commercial Officer for Dangote Industries Limited, Rabiu Umar; Commercial Director for Lafarge Cement PLC, Gbenga Onimowo; and Secretary of the Cement Manufacturers Association of Nigeria (CMAN), James Salako, among other top officials of the represented cement companies. ...

Feb
15
2024

Housing Minister to Meet Cement, Other Building Materials Manufacturers to Tackle Rising Prices   In a bid to stem the incessant rising cost of cement and other building materials and enhance the delivery of affordable housing in Nigeria, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has revealed plans to meet with manufacturers of Cement and other building materials in the country. The move is aimed at better understanding the challenges in the sector, sharpening measures to mitigate the rising cost of building materials in the country and finding sustainable ways to address them.   The Minister said this during a courtesy call by a delegation of the Federal Mortgage Bank of Nigeria (FMBN), Nigeria Labour Congress (NLC), Trade Union Congress (TUC), and the Nigeria Employers Consultative Association (NECA) to discuss the progress of the collaboration between the FMBN and the labour centres, especially as it concerns the National Affordable Housing Delivery Programme for Nigerian Workers (NAHDEP), which he initiated during his time as Managing Director of the FMBN.   He queried the recurring disproportionate increase in the price of cement in particular, especially considering that cement producers in the country source virtually all their raw materials locally. “It is disheartening to see how much Nigerians have to pay for essential building commodities like cement, with the prices rising almost on a daily basis. I don’t understand the reason for this increase, and it is not acceptable.   “I am going to be meeting with these manufacturers soon, so that they can explain to Nigerians their reasons for such incessant hikes. I know that the cement producers source their raw materials in Nigeria, the limestone, clay, silica sand, gypsum, iron ore, and the rest. These minerals abound in Nigeria and these manufacturers get them here, so there is no justification to try and blame it all on the rise of dollar”, he said.   Arc. Dangiwa assured the delegation of the commitment of the President Bola Ahmed Tinubu administration to providing decent and affordable shelter and livable communities to low- and medium-income earners, as well as the vulnerable in society. He said this also involves creating a conducive environment for private sector to thrive, including through ensuring building materials are affordable and accessible.   Recall that the Ministry in January inaugurated the Building Materials Reform Task Team as part of efforts to develop the building materials industry through the creation of Building Materials Manufacturing Hubs in each of the six (6) geopolitical zones of the country. The Minister said while the hubs are yet to come on stream, there is a need to continue to interface with players in the industry such as building materials manufacturers in a bid to promote affordability.   Speaking on the partnership between the FMBN and Organized Labour, Dangiwa emphasized the need for the FMBN to reform and innovate its operations, calling on the NLC, TUC, and NECA to see the Bank and the National Housing Fund (NHF) Scheme as their own that they must encourage and support the institution to do better towards delivering decent shelter to their members.   “The truth is that despite FMBN’s inadequacies, which we are working to address, there is no other home ownership platform that can provide housing to the segment of Nigerians whom you represent at the terms and conditions that the FMBN provides.   “From the single-digit interest rate on loans ranging from 6 – 7 percent versus the commercial rates of 18-24 percent in commercial housing loans, to long tenors of 30-years versus 5-to-10-year commercial tenors, zero to maximum 10 percent equity versus 30 percent equity for commercial loans, FMBN is an institution that requires the support of all stakeholders so that it works. There is absolutely no alternative”, he said.   He noted that a key priority of President Tinubu is the reform of all federal housing agencies under the supervision of the ministry, clearly demonstrated by the inauguration of the Housing Institutions Reform Task Team under the Chairmanship of Mr. Adedeji Adesemoye with representatives from other stakeholders. The team, he said, will review and facilitate necessary legislative amendments of relevant housing industry laws, including those of the NHF Act, 1992 and the FMBN Establishment Act, 1993. ...

Feb
14
2024

Dangiwa Lauds Pulako Resettlement Programme for Displaced Nigerians •    Thanks President Tinubu for trusting him with "crucial national assignment" Following his inauguration as Chairman of the Steering Committee for the implementation of the Pulako Initiative, a large-scale resettlement programme aimed at revitalizing communities affected by banditry and displacements, by His Excellency, Vice President Kashim Shettima, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has expressed his appreciation to President Bola Ahmed Tinubu for what he described as a "crucial national assignment". Arc. Dangiwa thanked the President for trusting him with such an important task of overseeing the efforts towards providing succour to victims of banditry in the country. He noted that providing resettlement options and revitalizing affected communities are part of the government's commitment to decent shelter for the vulnerable in society. The committee, inaugurated at the State House on Tuesday 13th February 2024, will initially focus on seven states that have been disproportionately affected by banditry and conflicts. They are Sokoto, Kebbi, Benue, Katsina, Zamfara, Niger, and Kaduna States. The Minister said he considered the appointment as a huge responsibility which he is committed to delivering on as Chairman.  "I am profoundly thankful to His Excellency President Bola Ahmed Tinubu, GCFR for his steadfast dedication to addressing systemic challenges to national unity, uplifting our nation, and ensuring the welfare and security of its citizens. Like several other programmes under the renewed hope agenda of Mr. President, the Pulaku Initiative serves as a beacon of hope for a better and more inclusive Nigeria. "As we embark on this significant undertaking, I am optimistic about the transformative impact that the Pulaku Resettlement Programme can have on our communities and our country. With the collective efforts of the State Governments, the distinguished committee members, and the support of stakeholders, I am confident that we can implement the initiative in a way that helps it create sustainable impact in the communities impacted by banditry crisis through the construction of residences, roads, schools, and provision of essential facilities to enhance living standards", Dangiwa said. Other members of the Committee include representatives of governors of the benefiting states, Minister of Agriculture and Food Security, Sen. Abubakar Kyari; Minister of Health, Prof. Muhammad Ali Pate; Chairman of the Economic and Financial Crimes Commission (EFCC), Ola Olukoyede; Director General of the Bureau of Public Procurement (BPP), Mamman Ahmadu; BUA Group, Dangote Group, and the Director General of NEMA, amongst others. The Minister gave the assurance that he would work closely with all members of the committee towards actualizing the mandate. ...

First First First

OTHER NEWS


Feb
23
2024

Housing Ministry Inaugurates Delivery Task Team on Presidential Priorities, Deliverables

 

Permanent Secretary, Federal Ministry of Housing and Urban Development, Marcus Ogunbiyi, PhD has inaugurated a delivery task team on the Presidential Priorities and Ministry's Deliverables.

 

The task team is a 25-man team drawn from the Ministry’s Headquarters, alongside some Agencies of the Ministry.

 

In his address, Dr. Marcus Ogunbiyi expressed optimism that the inauguration of the task teams would mark a turn around for Ministry’s activities in the sense that all departments would be responsive, having the knowledge that all activities would be monitored and reported in order to reflect the Presidential mandate of outstanding performance. 

 

He emphasized on the importance of the task team, urging the team to know their roles and responsibilities as well as take their duties very seriously in order to execute their tasks excellently.

 

Dr. Ogunbiyi informed the team that there would be quarterly reporting and assessment on the Ministerial and Presidential deliverables, and as such, an awareness seminar would be organized for the task team where more details of their tasks would be unveiled.

 

“We must be able to monitor and guide all the activities to know where we are at a given time”, he stated.

 

The Permanent Secretary also stressed the importance of generating accurate data by the task team, adding that there was need for efficient and effective method of collecting and managing data such that would capture every task the team would embark on.

 

In his remarks, the Special Adviser to the Honourable Minister on Administration, Adamu Ladan, noted that it was an honour and a milestone in the Ministry to inaugurate the task team because the present administration has taken the initiative which is a very fundamental one to the deliverable of its mandate.

 

He advised the task team to consider themselves very critical and key to the implementation of the Ministry’s mandate and so should take every task very importantly.

 

Referring to a law by the Central Coordinating Unit (CCU), Ladan advised that every data provided would be accounted for, stressing that every tiny detail in the implementation of the ministry’s deliverables must be captured so that the data being supplied will be cogent.

 

“We shouldn’t be found wanting in any aspect of our deliverable, so I urge us to pay attention to the tasks assigned to us and carry it out responsibly”, he stated.

 

Speaking on behalf of the task team, Director Planning Research and Statistics of the Ministry, Mohammed Bala Saulawa, appreciated the Permanent Secretary and the Honourable Minister for his support, encouragement as well as the responsibility given to them.

 

Saulawa assured the Permanent of their commitment to always come up with accurate and reliable data that would make the Ministry as a whole, proud.

 

He also disclosed that the department was working seriously to meet up with the timeline set by the CCU and as a result, issued a circular to all departments to submit their performance and achievements in order for a presentation to be made to the Honourable Minister and the Permanent Secretary before any action by the CCU.

 

He further appreciated the Permanent Secretary for approving a workshop for the task team officers and also pledged on behalf of the team to deliver their responsibilities effectively.

 


Jan
13
2024

Ogunbiyi Assumes Office as Perm Sec Housing Ministry, Vows to Uphold Service Ethics in the Ministry

The newly assigned Permanent Secretary to the Federal Ministry of Housing and Urban Development Dr. Marcus Olaniyi Ogunbiyi, has assumed office at the Ministry's Headquarters in Abuja, Friday, January12th, 2024.

Dr Ogunbiyi was deployed to Housing Ministry from the office of the Head of Service of the Federation (OHCSF), where he held fort as the Permanent Secretary, Career Management Office (CMO)

At the occassion, Dr. Ogunbiyi expressed his commitment and readiness to work with the staff of the Ministry, and solicited for their support and cooperation, while also promising to foster peace in order to collectively achieve the desired mandate of the Ministry.

The Permanent Secretary, who is a champion of the Performance Management System, a pillar of the Federal Civil Service Strategy and Implementation Plan (FCSSIP 25), pledged to continue in his quest to promote a seamless implementation of the Plan in the Ministry.

"As great disciples of the Head of Service, we must all do everything possible to uphold the implementation of FCSSIP 25 in our Ministry, because it has come to stay in the Federal Ministry of Housing and Urban Development”, he stressed.

Dr Ogunbiyi took over from the outgoing Permanent Secretary, Works and Housing, Mamuda Mamman, who supervises both the Works and Housing ministries since the demerger of the two ministries in August, 2023. Mamman was deployed to the Federal Ministry of Power. 

In his remarks, on behalf of the staff of the Housing ministry, Director and Head of department, Engineering Services, Engr. Cyril Onyeneke welcomed the new Permanent Secretary and expressed enthusiasm to cooperate as well as follow his directions in order to achieve the goals of the Ministry.

Highlight of the occasion was the formal signing and presentation of the handover notes between the outgoing and incoming Permanent Secretaries.

In attendance at the event were the management and staff of the Ministry

SPEECHES


Feb
22
2024

REMARKS BY THE HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AT A MEETING WITH THE NEW MANAGEMENT TEAMS OF THE FEDERAL MORTGAGE BANK OF NIGERIA (FMBN) AND THE FEDERAL HOUSING AUTHORITY (FHA) ON MONDAY 19TH FEBRUARY 2024

Protocols

1.    It is my pleasure to welcome on board what I call The Renewed Hope Executive Management Teams of Nigeria’s two premier federal housing agencies – The Federal Mortgage Bank of Nigeria (FMBN) and the Federal Housing Authority (FHA).
2.    These appointments, by His Excellency, President Bola Ahmed Tinubu, GCFR on Thursday, 15th February 2024 mark the beginning of a renewed hope era at these two agencies.
3.    So, before we proceed, let us take the National Pledge to mark the seriousness of the moment.
4.    Like I said earlier, this is the renewed hope era for housing and urban development. All of you who have been honored and privileged to lead these institutions must align with the vision. In doing your work you must put Nigeria first. You must make Nigerians the center of the work that you do. And you must ensure that we deliver results.
5.    You must thank Mr. President for giving you this national assignment. He has carefully selected you based on your pedigree, experience, and capacity to contribute towards the actualization of the Renewed Hope Agenda for housing and urban development.
6.    So, you must see your appointments first, as a privilege to be chosen out of millions of Nigerians, second as a call to serve the country at a very trying time, and third as an opportunity to be part of the historic transformation of the sector under the leadership of Mr. President.
7.    You have a responsibility to approach your work as Managing Directors and Executive Directors with the urgency that is required. The inefficiencies of the past decades have compounded the problems that we face in the housing industry today. As you all know, to have a strong a strong economy, better life, the housing sector must work to create jobs, contribute to GDP and boost health and productivity.
8.    His Excellency understands the importance of housing, its catalytic role to national development and economic growth. That is why he made the Ministry of Housing and Urban Development a standalone Ministry and is moving with speed to reform the housing sector.
9.    The two institutions that you now lead are Nigeria’s oldest federal government-owned housing delivery agencies. These institutions are not in good form. You are coming on board as doctors who would help to fix them, so that they can be strong, and have the capacity to meet the need of Nigerians for housing so Mr. President can deliver on his promise.
10.    I will start with the Federal Housing Authority which was set up in 1973. I remember that we marked the 50th year anniversary last year. I used the word “marked” deliberately because after 50-years, there was not much to celebrate.
11.    Like I said at the event, it is important for us to confront the truth of FHA’s history to learn the lessons from there. I therefore expect the new FHA Management to be mindful of this. It is only on this basis that we can begin the process of building a new FHA that delivers on its mandate.
12.    As you may recall, in 1973, FHA was created with the mandate to provide housing to low- and medium-income earners nationwide. These functions were further expanded under the 2012 National Housing Policy to include the following key provisions.
1.    To develop and manage real estate on a commercial basis in all states of the Federation and the Federal Capital Territory (FCT).
2.    To provide sites and services for all income groups.
3.    To execute housing programmes in the public interest as may be approved by the Federal Government and
4.    To mobilize offshore funding for housing development.
13.    Pursuant to the re-defined roles, the National Council on Privatization in May 2013, approved FHA’s commercialization. The aim was to reduce the magnitude and scope of financial support of the Federal Government and allow the Authority to adapt to changing business requirements. At this time FHA had only managed to deliver 37,000 houses in its 40 years of existence.
14.    Ten years after commercialization, records show that FHA has only delivered a cumulative of just over 50,000 housing units. That shows an average of 1,000 houses per year in 50 years. This is clearly not a good result, especially from Nigeria’s foremost housing agency that has so many institutional advantages that it can leverage to deliver more results. This includes free access to land from the federal government in all layouts and new districts, relationships with other government entities like the Federal Capital Development Authority (FCDA) and strategic positioning to engage in Public Private Partnerships (PPPs) with reputable developers given its name recognition as a government agency.  
15.    PPPs that the FHA has entered over the years have delivered little or no value to the country.  We have a serious housing crisis and current efforts; speed of delivery and strategies must be increased to meet the challenge. The new FHA Management must ensure that it sets a different and progressive tone for the agency under the renewed hope era. I expect you to provide leadership that is visionary, can innovate, think outside the box, while tackling problems. I want to see a reformed, more efficient, and capable Federal Housing Authority (FHA) that would have the financial strength to deliver more on its mandate.
16.    As you may be aware, FHA is the one agency that has the license to play in all income segments, so the Ministry expects the FHA to make judicious use of this advantage in the broad strategy of the government to deliver housing to Nigerians. I want to see the FHA go to the capital market, issue bonds, and raise funding to deliver mass housing projects across the country, market them, payback the loans, and declare profit. In the next fifty years, we expect that FHA would be celebrating millions of homes built and successfully delivered to Nigerians.
17.    As the Minister of Housing and Urban Development, I am ready to provide the necessary leadership that is required to move FHA forward. This includes granting the necessary Ministerial support for FHA to access funding from international development finance institutions such as Shelter Afrique. The Shelter Afrique Development Bank Board and Management Team are currently on a working mission to Nigeria. I have asked them to meet with both FHA and FMBN later today to map out points of partnerships.
18.    The Federal Mortgage Bank of Nigeria (FMBN) is also critical to the actualization of the Renewed Hope Vision for Housing. Its own case holds personal significance to me. I remember years ago; I was here at the Ministry after my appointment as MD/CE of FMBN to report to my predecessor. Then I was on the other side. Today I am on this side. That is the way of God, and I am thankful to Mr. President for the opportunity and the promotion. This is the first time someone moved from being MD of FMBN to Minister of Housing.
19.    Like I said at the 2024 Annual Management Retreat recently, this is another God given opportunity to take FMBN to the next level. My charge to the new Management Team is the same as the one I gave the outgone Management; you will be seeing a lot of pressure from me. This is because I expect you to do ten times better than I did.
20.    What this means is that FMBN must transform. FMBN must innovate. And FMBN must lead a new era of massive housing development and delivery even in these difficult times of high construction costs and lower incomes. This requires a radically new mindset, thinking out of the box and identifying the opportunities that these challenges present.
21.    For me FMBN faces several fundamental challenges that must be dealt with, and we have already set the ball rolling with the inauguration of the Housing Institutions’ Reform Task Teams under the Chairman of Adesemoye with representatives from the Bank.
22.    As you are all aware the task of the Tast Team is to develop a robust framework for ensuring that housing agencies under the supervision of the Ministry are optimized to deliver effectively on the Renewed Hope Vision for the provision of quality, decent and affordable homes to Nigerians.
23.    This includes a thorough review and facilitation of necessary legislative amendments of relevant housing industry laws including the National Housing Fund (NHF) Act,1992, Federal Mortgage Bank of Nigeria (FMBN) Establishment Act, 1993. A lot of work has already been done in this regard, having achieved successful passage of the amendments to the two Bills during my stewardship as MD/CE of the Bank by the two chambers of the National Assembly while Presidential assent was declined.  
24.    The Housing Institution Reform Task Team comprises housing industry experts, stakeholders, agency representatives, professional bodies, and academia. The reforms and legislative amendments that the Reform Team will carry out in collaboration with stakeholders and the National Assembly will be the most comprehensive set ever done in the history of Housing and Urban Development in Nigeria.
25.    FMBN is also a key part of the Multi-Agency Project Delivery Task Team which we inaugurated. The aim is to ensure that all housing agencies under the supervision of the Ministry of Housing and Urban Development work collaboratively towards optimizing their strengths to deliver decent and affordable housing to Nigerians.
26.    I expect strong participation of the FMBN in this Team as it is expected to outline frameworks for synergy between the Federal Ministry of Housing and Urban Development (FMHUD), Federal Mortgage Bank of Nigeria (FMBN), Federal Housing Authority (FHA) and Family Homes Funds Limited (FHFL) and propose processes to eliminate bottlenecks in housing development to increase the national housing stock, amongst others.
27.    But it is important to say that while these teams are working and we expect them to come up with blueprints in the next few weeks ahead, I expect the new Management to hit the ground running, giving each day in the office to the transformation process. This applies to FHA too. FMBN must work to improve customer service delivery and to do this requires the completion and full operationalization of the Core Banking Application.
28.    I am also committed to the N500billion Recapitalization of the Bank. Its been in the pipeline for too long. Now is the time to get it done.
29.    FMBN should also make greater effort towards reducing its non-performing loan portfolio and the clearance of backlog of its audited accounts. A major step to take in this regard to ensure efficient processing and approval of corresponding NHF loans for all completed projects to ensure effective offtake and inter-account settlement to clean up the Bank’s books.
30.    I also expect to see measurable progress in the implementation of the revised 5-Year Strategic Plan.
31.    Now to FMBN Statistics: Between 1992 and December 2023, FMBN had only delivered a meager 38,756 houses. This means over a 31-year time frame, FMBN was doing a yearly average of 1,250, just slightly better than FHA. The bank also disbursed a total of N426bn in mortgage loans and created about 24,629 mortgage loans.
32.    As it is with FHA, so it is with FMBN. What has been done is little compared to the size of the problem that we face.
33.    In fact, I am proud to say that the only bright spot in FMBN’s 31-year history based on facts and statistics that can be checked is my five-year term between 2017 to 2022 where I was able to post results that exceeded all that was achieved over the 25 preceding years of the Bank.
34.    And that is why the reform of the housing sector and that of federal housing agencies was made a key part of Mr. President’s Renewed Hope Agenda.
35.    So, I want you all to know that these appointments didn’t just happen out of the blue. They are part of a carefully planned Strategic Broad Renewed Hope Roadmap towards the actualization of Mr. President’s vision for the housing sector.
36.    Earlier I called you Renewed Hope Executive Management Teams of Federal Housing Agencies for three key reasons.
•    Nigerians have given Mr. President a mandate to provide decent and affordable housing to them and to fix urban development challenges.
•    Mr. President has given me that job to deliver using the FMBN and FHA as institutional tools.
•    You are the focal persons at these agencies tasked with making sure that Mr President's promise of increased housing to Nigerians is fulfilled.
37.    So, today, I am not telling you “Congratulations”.
38.    Your appointment is a privilege, and not an invitation to make merry and enrich yourselves.
39.    I have my deliverables and you are to fashion out ways to deliver on them. If you work hard and deliver, you will stay. If you don’t work hard and fail to deliver, you will leave before your term. I believe that is a strong message that Mr President has already passed across to all appointees. Don’t look at the 5-year term, look at your ability to meet the targets for every review session. Because when it comes to review and KPIs – I won't be looking at your faces. What we want is action, progress, improved customer service delivery and more Nigerians owning homes.
40.    16. Both the FMBN and FHA Management Teams must see this as a new beginning for real progress. This must reflect in the quantum of houses delivered and fully occupied by Nigerians.
41.    17. For the FMBN, we expect that you meet and exceed the targets in your Action Plan.
42.    The delivery of at least 5,000 new homes annually; with a significant portion of this through the Renewed Hope Cities and Estates Programme.
43.    Disbursement of mortgage loans to at least 20,000 Nigerians annually, and this will mean quicker turnaround time and a more efficient customer service.
44.    Increased National Housing Fund (NHF) collection by expanding the subscription net for more Nigerians. You can achieve this by making it easier to accommodate more private sector players in the scheme.
45.    Speedy rollout of the Diaspora Mortgage Scheme to facilitate an increase in NHF collection and the provision of more houses to Nigerians.
46.    Up-to-date audited accounts and corporate stability to facilitate fruitful cooperation with financing institutions like Shelter Afrique Development Bank.
47.    For the FHA, I expect to see more flexibility and innovation in its operations rather than the usual, conventional, docile way of doing things.
48.    The ministry expects the FHA to make judicious use of its license to operate across all income segments in the broad strategy of the government to deliver housing to Nigerians.
49.    We expect to see the FHA get more funding from the capital market by issuing bonds to deliver mass housing projects across the country, market them, pay back the loans, and declare profit.
50.    We expect to see the FHA delivering a minimum of 5,000 houses annually to Nigerians.
51.    The FHA should also take advantage of its status as an agency without budgetary allocations to be inventive, partner with credible investors and local and international financing partners to deliver more houses to Nigerians.
52.    We will keep track as a Ministry and monitor your progress on a year-to-year basis. Like I said earlier, your KPIs are the only things that matter because we have a responsibility to Nigerians, and we cannot afford to fail.
53.    On our part, we will continue to work to strengthen your capacities and break down the limitations that hamper your performance.
54.    Let me, once again, reiterate the seriousness of His Excellency, President Bola Ahmed Tinubu, GCFR, to ensure the full implementation of the Renewed Hope Agenda for Housing and Urban Development. We can already see that the Renewed Hope Cities and Estates Programme is one of the signpost projects of his administration. He will not tolerate failure or mediocrity, and neither will I.
55.    24. I will be the first to acknowledge that you now carry a huge responsibility on your shoulders; one that is time-bound and measurable. I expect that you see this not just as an opportunity to write your name in the annals of history, but also to be a part of the team that looked the challenges to housing delivery in the face and overcame them with innovation, strong commitment, transparency, and a great sense of responsibility and urgency.
56.    This is because you have been called, selected, and appointed to serve Nigeria our country in those roles.
Thank you.

 


Feb
08
2024

SPEECH BY THE HONOURABLE MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA, AT THE OFFICIAL LAUNCHING OF THE RENEWED HOPE CITIES & ESTATES PROGRAMME AND GROUNDBREAKING CEREMONY FOR THE 3,112 HOUSING-UNIT RENEWED HOPE CITY IN KARSANA, ABUJA, ON FEBRUARY 8, 2024, BY HIS EXCELLENCY, PRESIDENT BOLA AHMED TINUBU, GCFR

Protocols

Distinguished Ladies and Gentlemen

  • First, I would like to seize this special occasion to publicly express my gratitude to His Excellency, President Bola Ahmed Tinubu, GCFR, for appointing me as Minister and his confidence in my capacity to lead the actualization of his Renewed Hope Agenda for housing and urban development.
  • Mr. President, Sir, I consider your trust in me and my Minister of State and the task that you have placed on our shoulders as a huge honour and privilege. Since that appointment in August 2023, we resolved and committed ourselves to deploying our time, energies, resources and capacities towards delivering on this important national assignment. 
  • And God willing, Mr. President, we will make your Renewed Hope Vision for housing a Practical Reality in terms of decent, quality, and affordable homes with infrastructure that support dignified living for our people, in the Federal Capital Territory, State Capitals, and across the country.  
  • That is why we have planned and commenced the actualization of this vision under the Renewed Hope Cities and Estates Development Programme, which your Excellency is officially launching today. 
  • Under phase One, we plan to deliver a total of 50,000 housing units across Nigeria. The Cities will have 1,000 housing units per site in one location in each of the six geo-political zones in the country and FCT, while the Estates will have 500 housing units per site in the remaining thirty (30) States. 
  • We have designed the Renewed Hope Cities as integrated living communities targeting all income brackets. They comprise one-bedroom blocks of flats, two-bedroom blocks of flats and three- bedroom blocks of flats; two-, three- and four-bedroom terraces, four-bedroom duplexes, and five-bedroom duplexes.
  • On the other hand, we have conceptualized the Renewed Hope Estates to cater to low- and medium-income earners. They comprise one-, two-, and three-bedroom semi-detached bungalows. To enhance affordability and ease of offtake, we used organic designs where one bedroom can be expanded to two-bedrooms and three-bedrooms as the income of beneficiaries increase over time. 
  • Furthermore, the program aims to address social inequality by providing a broad range of affordable ownership options. This includes single digit and up to 30-year mortgage loans to be provided by the Federal Mortgage Bank of Nigeria, Rent-to-Own options where beneficiaries can move in and pay towards homeownership in monthly, quarterly, or annual instalments and Outright Purchase for high income earners.
  • The funding for these projects will come from a mix of sponsors comprising the Federal Ministry of Housing and Urban Development’s budgetary allocation, the Federal Mortgage Bank of Nigeria (FMBN), and Public Private Partnerships with reputable developers. As you will recall, Your Excellency has graciously approved the total sum of 126.5bn from the 2023 supplementary and 2024 budget for these projects including slum upgrade and urban renewal.
  • We have also made cross subsidy a key part of our efforts to enhance affordability for low-medium income earners to foster integrated living.  Under this concept, the housing units built in the Renewed Hope Cities will be sold at commercial rate while a substantial percentage will be sold at concessionary rates to low- and medium-income Nigerians who are members of the Nigeria Labour Congress and the Trade Union Congress.
  • Your Excellency, the Renewed Hope Cities and Estates Programme is not only a grand vision; it is a necessity for many reasons. As our population continues to grow, the demand for housing and urban infrastructure is rapidly growing. Our existing cities are grappling with issues like congestion, inadequate housing, and strained infrastructure.
  • Establishing new cities and estates also provides an opportunity for us to deliberately plan and design urban spaces that are not only beautiful additions to our landscape but also efficient and sustainable. This is more so given the climate challenges that we face and ensure that the housing sector contributes its quota to helping our country meet its green gas reduction targets. At the Ministry, we believe that implementing green building techniques, efficient waste management, and creating green spaces can contribute to a healthier and more environmentally friendly urban landscape.
  • Furthermore, these projects will also help to alleviate the burden on existing cities and improve the overall quality of life for residents.
  • Secondly, Sir, the Renewed Hope Cities and Estates Programme is designed to be a catalyst for economic growth. The construction and development of these new areas will generate employment opportunities, stimulate local businesses, and attract investments. The 50,000 units that we plan to deliver under phase 1 will create 1,250,000 direct and indirect construction jobs. This is in addition to the value chain effects of purchase, supply of building materials, businesses around the construction sites, etc. 
  • The programme also aligns with your Excellency’s broader vision of national development. It is a step towards creating smart and modern cities that can compete on a global scale, attracting both domestic and foreign investments. This will not only enhance our country's image but also position Nigeria as a forward-thinking nation ready to embrace the challenges of the future. The Renewed Hope Cities and Estates Programme is therefore a strategic initiative that addresses multiple facets of development – from urban planning and economic growth to social inclusion and environmental sustainability. 
  • Your Excellency, Sir, today we are here to kickstart this nation-wide Programme with the ground-breaking ceremony for a 3,112-housing unit Renewed Hope City in Karsana, Abuja, the Federal Capital Territory as part of 20,000 housing units to be built in Abuja. 
  • This project is the pilot under a Public Private Partnership between the Federal Ministry of Housing and Urban Development and a consortium of developers comprising Continental Civil and General Construction and Ceezali Limited signed in December 2023 to deliver a total of 100,000 houses nationwide. 
  • Under this PPP arrangement the Ministry is creating the enabling environment and facilitating off takers for the houses through the Federal Mortgage Bank of Nigeria (FMBN) while the developers will source for land and finance the construction. By encouraging this PPP arrangements, we are taking the financial burden off government while meeting our citizens needs for decent and quality shelter. 
  • We chose to start in the Federal Capital Territory because it is the heart of the nation. We are also impressed that the Hon. Minister of the FCT, Nyesom Wike is committed to the Renewed Hope Agenda, and understands the importance of housing and access roads to residents and is taking steps to improve infrastructure in the FCT. 
  • While we have been engaging with the Hon. Minister, I would like to make three formal requests to enable us achieve the big plans that we have for the FCT. First is for the Hon. Minister to kindly include the construction of access road to this Karsana site and other Renewed Hope Cities Sites in the FCT in its road expansion programme. We had earlier requested for 100 hectares of land along the Airport Road to site a bigger Renewed Hope City project. We believe that the Hon. Minister will kindly oblige us as we have made the necessary arrangements to commence work. 
  • Additionally, we plan to develop another big housing project in Gbagadalape at the boundary between Nasarawa State and the FCT (near Abacha Barracks) and would kindly request the Hon. Minister of the FCT to help open up the access road there to enable us begin work. These expansions and siting of cities on the outskirts of the FCT will help decongest the city center, lessen pressure on infrastructure and create jobs in the FCT. 
  • Also, in Lagos, we are collaborating with the Ministry of Information which has land in prime location to develop another Renewed Hope City. We look forward to the cooperation of the Hon. Minister, Mohammed Idris Malagi to make that happen soonest.  
  • Your Excellency, this ground-breaking is one of many more to follow. We have scheduled the ground-breaking for several additional sites nationwide for the commencement of the Renewed Hope Cities and Estates in this first quarter. This includes 2,500 Renewed Hope City housing units at the Ibeju-Lekki Coastal City, Lagos, the development of a 500-housing unit Renewed Hope Estate in Kano and 250 housing units in twelve (12) states (2 per geopolitical zone) as Renewed Hope Estates. This amounts to 6,000 housing units under the 2023 Supplementary Budget. 
  • From the Ministry’s 2024 Approved Budget, we are also rolling out another batch of Renewed Hope Estates comprising 250-housing units each in 6 additional states totalling 1,500 housing units.
  • This means from the housing component of the Supplementary Budget and the 2024 budget, in which you graciously approved N100bn and N18.9billion respectively for us to implement our Renewed Hope Cities and Estates and Urban and Slum Upgrading programmes, the Ministry is set to deliver 7,500 affordable housing units that will cater to the average Nigerian worker. 
  • Our objective is to follow your clear direction in charting a progressive path and demonstrating that your administration has what it takes to set our dear country on the path of sustainable growth and development. And that a better and prosperous Nigeria that cares for its citizens is possible. 
  • We sincerely thank you but also like Oliver Twist wish to also crave that you kindly consider an upward review of the Ministry’s budget given the size of the housing problem that the country faces and designation of the housing sector as key infrastructure for achieving the Renewed Hope Vision for a 1-trillion- dollar economy. 
  • Your Excellency, Sir, access roads and infrastructure are key to the success of this programme. We would therefore like to plead that as part of government contribution, you kindly ask relevant Ministries and State governments to provide access roads to the Renewed Hope Cities and Estates project sites in all the locations across the country to enhance affordability and liveability. 
  • With your capable, bold and history making leadership, we intend to turn the country into a giant construction site in our quest to not just provide affordable homes and decent communities for Nigerians, but also contribute to the reengineering of the nation’s economy through job creation and amplification of the housing construction value-chain.
  • I would like to thank the Consortium of developers especially Continental & Civil Construction Ltd and Ceezali Limited and financiers for keying into our vision of housing Nigerians, and I urge you all to adhere to agreed designs and standards, using only quality building materials, while also sticking to stipulated timelines for completion of the projects.
  • Also, in line with Mr. President’s Renewed Hope Agenda to ensure that all Nigerians including the NO INCOME, vulnerable and underprivileged groups have access to decent and dignified accommodation, we are also creating the framework for the establishment of a National Social Housing Fund (NSHF). This is because we believe that access to decent shelter is a not only a necessity but a human right and that all Nigerians across all income segments deserve a decent home to live and grow.
  • Your Excellency, we are pursuing your desire to reform the housing and urban development landscape with vigor because you have demonstrated an uncommon political will to get things done. Weeks ago, with your approval, we inaugurated four housing sector reform task teams to develop blueprints for strengthening federal housing institutions, increasing housing supply, streamlining land administration, and establishing building materials manufacturing hubs in each of the six geo-political zones of the country.
  • The recommendations that these teams will produce and the actions that we will take will lead to a major and historic transformation of Nigeria’s housing and urban development space. 
  • Once again, Sir, I thank you for the confidence in our capacity to drive your Renewed Hope Agenda for the housing and urban development sector. 
  • Thank you all, and may God bless the Federal Republic of Nigeria.

PUBLIC ANNOUNCEMENT


Jan
03
2024

PUBLIC ANNOUNCEMENT


PHOTO NEWS


Feb
20
2024

MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA WHEN HE SUMMONED CEMENT MANUFACTURERS TO A MEETING AT THE MINISTRY HEADQUARTERS IN ABUJA, ON TUESDAY 20TH FEBRUARY 2024.

Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa when he summoned cement manufacturers to a meeting at the Ministry headquarters in Abuja, on Tuesday 20th February 2024.

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PHOTO NEWS


Feb
22
2024

HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AT A MEETING WITH THE NEW MANAGEMENT TEAMS OF THE FEDERAL MORTGAGE BANK OF NIGERIA (FMBN) AND THE FEDERAL HOUSING AUTHORITY (FHA) ON MONDAY 19TH FEBRUARY 2024

HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AT A MEETING WITH THE NEW MANAGEMENT TEAMS OF THE FEDERAL MORTGAGE BANK OF NIGERIA (FMBN) AND THE FEDERAL HOUSING AUTHORITY (FHA) ON MONDAY 19TH FEBRUARY 2024

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