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Federal Republic of Nigeria
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Minister Federal Ministry Of Housing And Urban Development Arc. Ahmed Musa Dangiwa.
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Inspection Tour Of Houses For The National Housing Scheme.
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Dec
24
2024

LATEST PRESS


Belgore Assumes Office as Permanent Secretary Housing Ministry, Assures Staff of inclusiveness, team work

 

* FMHUD in safe hands - Ogunbiyi 

 

Dr Shuaib Mohammed Lamido Belgore has assumed office as the new Permanent Secretary, Federal Ministry of Housing and Urban Development. He replaced Dr Marcus Olaniyi Ogunbiyi who was redeployed to the Federal Ministry of Agriculture and Food Security.

 

In a brief handing and taking over ceremony today, Tuesday,  December 24th, 2024, at the Conference hall of the Housing Ministry, Dr Belgore who was redeployed from Federal Ministry of Regional Development assured the staff of his readiness to work with them as a team, stating that his pattern of leadership revolves round inclusivity.

 

" Generally, my style is that of being inclusive. I work with whom I meet on ground and want to work with you. I believe in team work, " he said.

 

Belgore enjoined the staff of the ministry to be hardworking, committed in the line of duty and embrace the culture of loyalty and transparency.

 

"  I expect hard work, commitment and loyalty." he stated 

 

Declaring his readiness to hit the ground running, Belgore has directed the Director, Planning, Research and Statistics of the Ministry to earnestly brief him on the status of the Ministry on FSCCIP and the housing sector ministerial delivery because of their importance to the current administration.

 

Belgore said, "I want to know where we are on the FSCCIP as well as the Ministerial delivery. I want to know the job ahead of me because these are the two main things I have to achieve while carrying out the mandate of the ministry."

 

Similarly, the Permanent Secretary also urged the Director, Reform Coordination and Service Delivery of the ministry to be prepared for work ahead, noting the department is responsible for the coordination of the FSCCIP. 

 

"The Director, Reform Coordination and Service Delivery, you have a lot of work to do because you have to do the coordination," he asserted.

 

Dr Belgore also advised the directors at the meeting to get the presentations on their departments ready using the template that would be circulated to them from his office.

 

"I expect presentations. Templates will be circulated, exactly what I want to know, I want that given to me," he noted.

 

On Renewed Hope Cities and Estates, the Permanent Secretary gave assurance of his commitment to ensuring successful delivery of the projects by the ministry.

 

"The Renewed Housing is a big deal. I intend to ensure that we  succeed with it. We will carry from where he has left it and we will move to the greatest height so we can achieve more," he assured.


On his part, the outgoing Permanent Secretary, Dr, Marcus Ogunbiyi informed his incoming colleague of the flagship projects of the ministry which he listed as; Renewed Hope Cities and Estates, National Housing Project, Slum Upgrade among others, adding, it is important to see that the projects succeed because they are the programme that give the ministry the name it bears, " Federal Ministry of Housing and Urban Development.

 

Dr. Ogunbiyi, expressed his appreciation to the staff and called on the management and staff of the Ministry to give the incoming Permanent Secretary all the necessary support to make him succeed , stating that if the ministry fails it is the Permanent Secretary that would take the blame.

 

He also assured the staff not be anxious of who the incoming Permanent Secretary is, assuring them they are in safe hands.

 

Earlier in a welcome remarks,  Director,  Human Resource and Management, Akinola Adesina described the Dr Murcus Ogunbiyi as a wonderful, though tough because he believes in result, person to work with while describing the incoming Permanent Secretary, Dr. Shuaib Belgore as equally a wonderful person whom he had worked with while in Federal Ministry of Interior. 

 

On ground to receive the new Permanent Secretary and witness the handing and taking over were the Directors, Heads of Developments and Units of the Ministry.
 

Aug
08
2024

Ministry of Housing to Assist Nigerian Airforce Acquire Affordable Houses for Officers    Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, has assured the Nigerian AirForce of the readiness of the  Ministry to provide  housing units to its personnel under the National Housing Program (NHP) at subsidized rates.   The Minister disclosed this when the Chief of Air staff, Air Marshal Hassan Bala Abubakar, led a delegation of key officers from NAF on a courtesy visit to the Ministry in Abuja.   While appreciating the dedication of the Nigerian Airforce to providing security and protection of sovereignty of the nation, the Minister reiterated the obligation of the ministry to provide affordable housing for all class of Nigerians, covering low, middle and high level income earners.    He stated "As the Ministry of Housing and Urban Development, we recognize the importance of providing suitable housing for members of the Nigerian Airforce. We assure our commitment to working with you towards meeting the needs of our Airforce."    Dangiwa noted that the leadership of the Ministry under the Renewed Hope Housing Agenda of President Bola Ahmed Tinubu provided various options to enable Nigerians become home owners, saying that the Renewed Hope Cities and Estates programme launched by President Bola Ahmed Tinubu at Karsana, Abuja  is one opportunity available to Nigerians for home ownership    According to him, the program which aims at providing 50,000 affordable housing to Nigerians nationwide under phase 1,  has started in 13 locations of the country with the Cities in Abuja to contain 3112 Units, 500 units in Kano state under a Public Private Partnership (PPP) arrangement, and 1,500 units ongoing in Lagos, in partnership with Federal Mortgage Bank Nigeria (FMBN).   Dangiwa also explained that construction of houses was currently ongoing in 12 locations across the nation, two states in each geopolitical zones of the country where lands were provided and currently at various level of completion     Similarly the Minister highlighted the various purchasing options available to potential buyers to include; Outright, Rent -to - own, instalmental and mortgage loan with a single digit interest payable under 30 years period.   To ensure seamless accessibility in acquiring the houses Dangiwa added that the ministry has launched Renewed Hope Housing  Portal   Speaking on the  National Housing Program (NHP) constructed by the previous administration in the 30 states of the federation,  Dangiwa explained, the houses have been advertised and have been over subscribed, saying also that the ownership option plans made available to prospectus buyers also include; outright purchase  installmental payment, mortgage loan as well as rent-to-own.   Responding to the request for the National Housing in Bauchi, the Minister said, “We are ready to offer the whole estate in Bauchi to the Nigerian Air Force at a discounted rate to offer installmental payments as the chief of Air staff deems fit to pay"   The minister directed the Permanent Secretary to coordinate the teams from both the Ministry and the Airforce to undertake  an  assessment tour of the NHP site in Bauchi state in order to facilitate a speedy process of acquisition, giving assurance,  the discounts will cover the cost of repairs for some of the houses that have become dilapidated.   On appeal to engage the Nigerian Airforce Investment Limited Housing and Construction Company,  the Minister gave assurance that the company would be considered for the next procurement bid since the Ministry has just concluded its procurement process.   While expressing his elation on the Post- Service Housing pursuit of the Nigeria Airforce for its personnel, Dangiwa acknowledged the gesture as a welfare that could  boost the morale for both serving and soon to retire officers.   He said, "we want to offer you the National House Programme across  the country and the Renewed Hope Estates and Cities across the country," suggesting Nigeria Airforce could purchase their preferences either by outright purchase or instalmental thereafter make deductions from the pensions of beneficiary to recoup the money.   Speaking earlier, the Chief of Air Staff,  Air Marshal Bala Abubarkar, while commending the Minister for the achievement recorded so far under his leadership,  said they were in the ministry to seek collaboration on providing affordable houses for Airforce personnel covering both the officers in service and post -service.   Air Marshall Abubakar told the Minister that they also came to appeal for the NHP Bauchi housing units to either be given to Nigeria Airforce free or sold to them at a discounted rate with friendly payment terms, as acquiring it will go a long way to enhance the "operational readiness of the force.   Tge Chief of Air Staff also requested collaboration with the Ministry on engaging the Nigeria  Airforce Investment Limited Housing and Construction Company in the ongoing construction of the Renewed Hope Cities and Estate projects across the country, affirming the company  has handled several civil works and construction of houses such as the one the force has in Asokoro.   ...

Aug
04
2024

FG  Plans Building Material Manufacturing Hubs In Six Geo- Political Zones In Nigeria *  Seeks Collaboration with Investors   Minister of Housing and Urban Development, Arc Ahmed Musa Dangiwa, has disclosed plan of the ministry to construct building materials manufacturing hubs in six geo- political zones of the country.   Dangiwa made the disclosure when he received the Executive Chairman, Zheng Xiaopeng and Vice Chairman, Yiwu China- Africa Business Council, High Chief Mike Yousuf Ugwu, on a courtesy visit to his office in Abuja.   The Minister said, " We want to tell that we have one project that we are designing to build; Building Materials Manufacturing Hub. We want to build a hub whereby we have industries or factories that are producing building materials."   He explained that the building materials manufacturing hubs would be situated in six geo-political locations of the country ; Sagamu in South West, Aba in South East, Warri or Asaba in South South, Ajaokuta in North Central, Kano in North West and Gombe in North East.   " So, that is our invitation. We want to collaborate with any investor willing to bring funding to build the hub, even if it is two or three hubs, manage it, recoup the investment then give us after recouping the investment," he said.   On the security of the locations, the Minister assured that the locations are secured, adding that the intention of the ministry is to have them built in locations where building materials markets already existed.   Explaining the concept of a building material manufacturing hub, the Minister said that the manufacturing hubs will be where building materials are manufactured and they will have facilities like power, water and even housing for workers where they would be comfortable and not go out till work is completed.   Accordingly, building materials like roofing sheets, ceilings, tiles, doors amongst others are the items these hubs will be manufacturing in their respective locations across the country.   In addition, the Minister informed that the ministry was not going to present any form of design to any investor, urging them to bring up their own designs to suit the ministry's concept.   "We cannot give you design since you have taken our concept, " he noted.    He also revealed that a minimum of a  hundred hecters of land will be provided for the interested investors, saying that the manufacturing hubs could come in small, medium or large hubs and that they will be  bringing in their manufacturing  machines and equipment.    Arc Dangiwa further encouraged interested investors to present the proposed design of any size of the building materials manufacturing hub of interest, be it small, medium or large to the ministry.   Similay, he also explained the Chinese concept of the building material manufacturing hubs where the items were produced and thereafter purchased and imported to Nigeria, saying that the federal government wants same replicated in Nigeria in order to reduce cost of importation, create jobs for the teeming Nigerians as well as enhance economic growth and development of the country.   The minister also informed of the intention of the government to make all the building materials manufacturing hubs designated free zones areas.   Earlier in his remarks, the High Chief Mike Yousouf Ugwu, told the Minister that he was in the ministry on behalf of Yiwu China - African Business Council, to seek  collaboration in the area of housing construction.    He mentioned that the Commission had constructed housing for permanent staff for the government of Kenya, saying that funding would not be an impediment to handling any construction job awarded to it.   The High Chief applauded the Minister for the idea of having building materials manufacturing hubs in Nigeria, which he described as a good vision to move the housing sector forward   He requested for clarification if the building materials manufacturing hubs will be a free zone areas where machines and equipment to be shipped in for use would enjoy free imprt duties, aside the the items manufactured in the factories, saying that the gesture would make it attractive for his commission and partners to invest in the building material manufacturing hubs being proposed by the ministry.  ...

Aug
01
2024

Dangiwa Charges Housing Agencies on Performance towards Achieving Ministerial Mandate    ... We would deliver our ministerial deliverables to make housing ministry proud - MDs FHA, FMBN   Minister of Housing and Urban Development  Arc. Ahmed Musa Dangiwa has charged the leadership of the Federal Mortgage Bank of Nigeria (FMBN) and Federal Housing Authority (FHA) to be more creative and innovative in order to achieve their ministerial mandate    Dangiwa gave the charge during the formal performance review meeting with the Management Teams of the agencies; the Federal Mortgage Bank of Nigeria (FMBN) and the Federal Housing Authority (FHA)   The performance review meeting was aimed at enhancing performance in achieving the mandate of the ministry as it relates its ministerial deliveries inline with the performance contract agreement.     At the review meeting, the leadership of the FMBN and FHA presented their ministerial deliverables in line with the Performance Management System reform of the Office of the Head of the Service of the Federation and will be signing the Performance Contract with the Minister.   Minister Dangiwa recalled the charge he gave the two agencies upon their appointment by President Bola Ahmed Tinubu earlier this year to be creative,  innovative as well as transformative in order to enhance their performances.   The FHA was charged to come up with innovative ideas, explore avenues to source funds that could help them deliver millions of housing units in the next 50 years as against the 50,000 it has provided over the past 50 years.   Similarly, the FHA was charged to go to the capital market, issue bonds and raise funds to deliver mass housing project nationwide, as well as market the houses, thereafter repay the loans and also declare profit.   He warned that lack of funds would not be an excuse fior FHA not to meet up on its ministerial deliverables, advising that they visit the FMBN and leverage on inter-agency collaboration for construction loan.   To the FMBN, the Minister reminded the team of his emphasis on innovation and transformation, saying that the bank must lead a new era of massive housing development and delivery, notwithstanding the challenging times of high construction costs and lower incomes; “This requires a radically new mindset, thinking outside the box, and identifying the opportunities these challenges present”, he stated    On ongoing projects handled by the FMBN, Dangiwa gave a warning that the ministry will not tolerate abandoned and uncompleted projects, while seeking for approval for the new ones.   "Better know that we will not allow you to create more projects without completing the existing ones," he said    Dangiwa emphasised that the completion of abandoned project is key to the bank's accomplishment, noting " when you complete them, invite us to commission them they will add to your deliverables."   The Minister stated his expectation for FMBN to push strongly for legislative amendments to relevant housing industry laws, including the National Housing Fund (NHF) Act, 1992, and the Federal Mortgage Bank of Nigeria (FMBN) Establishment Act, 1993.   He also urged the team to work on the long overdue digitalization of its entire product and service portfolio, pointing out that the world is in an era where Nigerians should be able to register and subscribe to the National Housing Fund (NHF) Scheme, and apply for FMBN products such as home renovation loans and individual construction loans.   While acknowledging the current inflation in the country, the minister advised the housing agencies  to rescope their buildings by leaving out the non essentials fittings like tilling and PoP as it will not only save cost but make them affordable for Nigerians to buy. Accordingly,  the Minister expressed readiness in providing the necessary leadership to help the agencies achieve their mandates, this according to him was demonstrated when he spoke to the leadership of Shelter Afrique Development Bank (ShafDB) to meet the agencies in order to explore partnership opportunities and funding sources.   Dangiwa further itemized the targets set for the both agencies, for the FMBN: the delivery at least 5,000 new homes annually, with a significant portion through the Renewed Hope Cities and Estates Programme, disbursement of mortgage loans to at least 20,000 Nigerians annually, requiring quicker turnaround times and more efficient customer service, increase in National Housing Fund (NHF) collection by expanding the subscription net to include more Nigerians.   Others are speedy roll out of the Diaspora Mortgage Scheme to facilitate an increase in NHF collection and provide more houses to Nigerians and Maintenance of an up-to-date audited accounts and corporate stability to facilitate fruitful cooperation with financing institutions like Shelter Afrique Development Bank   And for the FHA, demonstration of more flexibility and innovation in operations, obtaining more funding from the capital market by issuing bonds to deliver mass housing projects across the country, market them, repay the loans, and declare profit, delivery of a minimum of 5,000 houses annually to Nigerians.   Other targets for the FHA are to make judicious use of its license to operate across all income segments in the government's broad strategy to deliver housing to Nigerians, as well as taking advantage of its status as an agency without budgetary allocations to be inventive, partnering with credible investors and local and international financing partners to deliver more houses to Nigerians.   Knowing the importance of ministerial deliverables in relation to the performance contract, the Mnister later directed the Planning, Research and Statistics department, PRS, of the ministry to engage the agencies on a quarterly basis so as to ensure they are not deviating from their ministerial deliverables.   He also mandated the Central Delivery Coordinating Unit (CDCU) of the ministry to meet with FHA team in order to guide them so that they will know what is expected of them before the signing of the Performance Contract.     “The Ministry will keep track and monitor your progress on a year-to-year basis; your KPIs are the only things that matter because we have a responsibility to Nigerians, and we cannot afford to fail”, he stated   Presentating his agency's deliverables, the MD, Federal Housing Authority, Hon. Oyetunde Ojo, noted that FHA has an ongoing direct construction of 336 housing units and one office at the Bwari Area Council of the FCT, as well as 820 housing projects under a private public partnership (PPP) and direct construction, at the Apo/Guzape area of the FCT, informing that the agency would be ready to commission about 1000 houses by December, 2024.   He also spoke about the deployment and operationalization of Enterprise Content Management System (ECM), informing that there are 350 staff with licensed access to ECM, and 50 staff being provided with official laptops.   On his part, the MD FMBN, Alh Shehu Usma Osidi, enumerated some of the targets and deliverables of the bank, saying that the bank has delivered 810 and 741 housing units respectively, for the first and second quarters of year 2024 out of the quarterly target of 1,800 units. He also stated that the Bank intends to complete ongoing projects simultaneously with new ones in the third quarter.   Alhaji Osidi further mentioned other deliverables to include; 3,674 persons benefitting from the mortgage loans, establishment a National  Mortgage Registry and the commencement of the digitalization of the bank's products.   The Managing Directors FMBN and FHA,  Dr.Usman Shehu Osidi and Hon Oyetunji Ojo, respectively, assured  the Minister of doing their utmost best to deliver on their mandates and ministerial deliverables, saying they will make him proud. ...

First First First

SPEECHES


Dec
02
2023

KEYNOTE ADDRESS BY THE HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT AT THE 20TH EDITION OF MORTGAGE BANKING SUB-SECTOR CEO’S ANNUAL RETREAT AT THE TRANSCORP HILTON, ABUJA, ON SATURDAY, 2ND DECEMBER 2023

 

Protocols
1.    First, I would like to commend the leadership of the Mortgage Banking Association of Nigeria (MBAN) for sustaining this Annual CEO Retreat.
2.    Each year this Retreat provides a platform for CEOs of Mortgage Banks, Mortgage Brokerage Companies, Statutory Regulatory Bodies, Federal and State Governments/Policy Makers and other housing industry stakeholders to gather, network, share experiences, discuss sector challenges to produce clear recommendations that border on effective housing delivery in the country.
3.    These Retreats are important because they help in the cross pollination of industry experiences, ideas, and knowledge critical to sharpening government policy on sustainable housing delivery in our dear country.
4.    This 2023 edition is the 20th in the series, and I am happy to be here to address you for the first time as the Minister of Housing and Urban Development.
5.    However, I am pained to note that the same problems that have been militating against the growth of housing finance, mortgage adoption and housing delivery in this country and have been the points of discussion at every one of the previous 19 editions are the same ones that still plague the sector today.  
6.    While preparing for this Keynote Address, I recalled a paper titled “Mortgage Banking/Housing Finance Sector in Nigeria: Past, Present and Future” presented by the former MBAN Executive Secretary, Mr. Kayode Omotosho in 2011 – 12 years ago. That was years before I became the MD/CEO of FMBN in 2017 and began attending these Retreats.
7.    In the paper he listed the following as the major constraints bedeviling the industry and I quote:
•    Affordability gap in home ownership
•    Dearth of long-Term Funds
•    Critical Need for Enhanced Capital and Resource Base of Primary Mortgage Institutions (PMIs) and the Federal Mortgage Bank of Nigeria (FMBN)
•    Difficulty in accessing Land and secure title to Land due to the shortcomings in the provision and implementation of the Land Use Act of 1978.
•    Inadequate Legal Framework
•    Inadequate Housing Infrastructure
•    Inadequate incentives, concessions and taxes and non-availability of insurance Framework
•    Insufficient production and high cost of building materials as well as inadequate skilled labour.
•    The critical need to significantly grow the contribution of the entire Mortgage Banking/ Housing Finance Sector to the Nation’s Gross Domestic Product (GDP) which was put at 0.38%, compared to other Countries such as South Africa and Malaysia with an average rate of 40%.
Mr. Kayode in that paper went on to list the following key success factors. First was expedited action to review mortgage related laws. This includes:
•    The Land Use Act 1978
•    The National Housing Fund Act 1992
•    The Mortgage Institutions Act 1989
•    The Federal Mortgage Bank of Nigeria Act 1993
•    The Trustee Investments Act 1962
•    The Nigeria Social Insurance Trust Act 1993
•    The Insurance Act 2002
•    The Investments and Securities Act 1999
•    The Federal Housing Authority Act 1990
•    Securitization Bill
•    Foreclosure Laws Bill (Residential Mortgages Act & Residential Mortgages (Incentives) Act
•    Others included the need to reduce cost of title perfection, improving access to long-term funds, computerization of land registry offices, capitalization of Primary Mortgage Banks (PMBs) and the Federal Mortgage Bank of Nigeria (FMBN).

8.    Now, fast forward to 2023, and you will agree with me that not much has changed. Most of these problems are still with us. The National Housing Strategy Report developed in collaboration with FMDQs and launched by the previous administration cited just about the same problems. The report lists land, infrastructure deficit, high housing construction cost, household demand (which means the ability to pay and willingness to pay), and lack of affordable housing financing options.

9.    It is therefore against the backdrop of these recurring conversations and growing industry challenges that the theme for this year’s Retreat “Advancing Sustainable and Affordable Housing in Nigeria: Navigating Macro-Economic, Legislative, and Policy Frontiers” is so apt.

10.    This is because the theme emphasizes the need for all players to find ways to NAVIGATE the macro, legal and policy bottlenecks. This speaks to the need for innovation. It speaks to the need for creativity. And it speaks to the need for effective leadership at every point in the value chain. This is because leaders are supposed to make progress despite challenges. Leaders are supposed to navigate the complexities of situations to make progress.

11.    I make bold to say that even in the midst of these persistent challenges, it is possible to make progress. As the MD/CEO of the Federal Mortgage Bank of Nigeria, we were able to innovate despite challenges to post results in five years that surpassed the 25-years before we came on board.

12.    I am well aware that the cost of funds is a major macro-economic issue that has made the interest rate on commercial mortgages so high, thereby affecting affordability. This is an issue that reflects the state of the national economy and I want to assure you that the Renewed Hope Vision of His Excellency, President Bola Ahmed Tinubu, GCFR is particular about growing the economy and creating a more friendly environment that would support the growth of the sector.

13.    So, while the government works to fix this macro-economic challenge, I still believe that as CEOs of mortgage banks, you can still find creative ways to develop innovative mortgage products that are responsive to the current state of Nigeria’s economic situation. This includes adopting rent to own mortgage options, flexible monthly mortgage loan repayments to make commercial loans more affordable.

14.    I note with concern that the Capital Market has not been maximally tapped to raise long term funds to refinance mortgage loans and to explore more creative ways to make mortgages more affordable even as we work to fix the larger macro-economic problems. As leaders, we must not only see provision of housing and home loans from a business and profit motive, but also see expanding access to affordable mortgages as a moral imperative. So, we must do all we can even in these difficult times to ensure that not only the elites, but Nigerians within the low- and medium-income segments have access to affordable mortgages.
15.    On the government side, the message that I bring from His Excellency, President Bola Ahmed Tinubu, GCFR, is that he is ready to break the jinx of macro-economic, legislative and policy issues that have held down the growth of effective housing delivery in our country. He is ready to work with all stakeholders including MBAN to implement a holistic housing reform program to chart a new, progressive, and innovative path forward for the mortgage sector.
16.    Under the Renewed Hope Agenda of Mr. President, our goal is to ensure that as years go by, we are systematically tackling all these persistent issues and consigning them into the annals of history so that we can ensure increased access to affordable housing for Nigerians.
17.    As the Minister of Housing and Urban Development we aim to implement the most historic housing sector reforms the country has ever witnessed.
18.    A notable part is the implementation of comprehensive land reforms towards streamlining land administration and ensuring easy, cost effective and efficient access to land in our country.
19.    We have composed and secured Presidential consent to inaugurate a land reforms team comprising state governments, traditional rulers, relevant agencies, professional bodies, academia, industry experts to ensure buy-in and inclusivity.
20.    With their recommendations we will draft an Executive Bill and proceed to the National Assembly for the amendment of the obsolete Land Use Act 1978 that has hindered the development of the housing sector.
21.    In line with our policy of building on existing knowledge so we can move at a faster pace to deliver value, we recently invited and met with the Presidential Technical Committee on Land Reforms. And I must say that it was a wise decision to do so. This is because we now have access to the comprehensive work, they have done over the past 14 years on Land Reforms in our country. Immediately after the meeting we set up an Internal Ministerial Committee to review and recommend for inclusion in our land reforms strategy relevant parts of their recommendations. Part of this will be the establishment of the National Land Commission to spell out the guidelines and regulations for operationalizing the Land Use Act, 1978.
22.    Currently, we have a situation where the Land Use Act was enacted but there was no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it.
23.    This will improve land titling and boost Nigeria’s ranking on the World Bank Ease of Doing Business where we currently rank 186th out of 190 countries.
24.    The second related reform is the nationwide adoption of the Model Mortgage Foreclosure Law. The law is a housing industry stakeholder initiative that is focused on establishing an enabling environment for investment in real estate and the growth of mortgages. It provides contemporary provisions on the creation, registration, and enforcement. I must recognize and commend the critical role that MBAN has played in this regard.
25.    As of date, the Model Mortgage Foreclosure Law (MMFL) has been passed in only four (4) States, including Lagos, Kaduna, Ekiti, and Nasarawa States. We aim to drive its passage in all the states of the federation as part of the efforts to ensure that investments in the housing and mortgage sector are protected.
26.    We have also composed and secured presidential consent to inaugurate a Housing Institutions’ Reform Team comprising relevant agencies of Government, Professional/Regulatory Bodies, Academia, and Industry Experts to review some aspects of the existing laws listed below to align them with contemporary realities.
•    The Land Use Act, 1978.
•    National Housing Fund (NHF) Act, 1992.
•    Federal Mortgage Bank of Nigeria (FMBN) Establishment Act, 1993.
•    Federal Housing Authority (FHA) Act 1973.
•    PenCom Act (to allow for increased investment in housing development); and
27.    I am happy to say MBAN has been included in the membership of our Reform Teams.
28.    The reforms and legislative amendments that the Housing Institution’s Reform Team will execute in collaboration with stakeholders and the National Assembly will be the most comprehensive set ever done in the history of Housing and Urban Development in Nigeria.
29.    We are also working to boost building materials manufacturing in the country. This will ensure economic growth, create jobs, and reduce dependency on imports. On this too, we have composed a Building Materials Manufacturing Task Team comprising of experts and representatives from relevant government agencies, academia, professional bodies, and industry experts. They will conduct a thorough assessment of the current state of the building materials manufacturing sector and produce a strategic reform plan for implementation.  
30.    To increase the stock of housing supply, we have also composed and will inaugurate a Multi-Agency Project Delivery Team. The Team will ensure that all housing agencies work together towards optimizing their capacities to deliver decent and affordable housing to Nigerians. It comprises highly qualified and experienced professionals with expertise in housing development, urban planning, infrastructure, finance, and project management.
31.    Our Renewed Hope Cities and Estates Program seeks to deliver 40,000 housing units ranging from 1,000 housing units per site in one location in each of the six geo-political zones of the country and FCT namely: Abuja, Lagos, Kano, Borno, Nasarawa, Rivers, and Enugu States. House types will include Multi-Level Flats to cater to low-medium income earners, Terrace and Detached Bungalows and Duplexes for the high-income earners. We will also have Renewed Hope Estates of 500 housing units per site in each of the remaining thirty (30) States. House Types include 1,2- and 3-bedroom affordable units.
32.    The projects will be financed by the Federal Ministry of Housing and Urban Development’s budgetary allocation, the Federal Mortgage Bank of Nigeria (FMBN), and majorly through Public Private Partnerships with reputable developers. Ownership Options include Mortgage Loans, Rent-to-Own and Outright Purchase.
33.    We are also working to comprehensively upgrade our slums and embark on urban renewal. Under Phase 1 of the Slum Upgrading Programme, the Ministry plans a total of 26 sites nationwide. This includes four (4) sites in each of the six regions of the country totaling twenty-four (24) and two (2) in the FCT. The key services to be provided at the identified sites will include water supply, solar streetlights, rehabilitation of access roads, construction of drainages and waste management and sanitation services amongst others.
34.    It is important for me state that MBAN will be part of the offtake solution for these housing units at two levels. One as partner banks to the FMBN as retail outlets for NHF loans and as a partner to explore other commercial mortgage financing options especially through the capital market.

35.    Like I said earlier, as the Minister of Housing and Urban Development, I will continue to work closely with MBAN towards ensuring that all the issues that affect the development of the sector receive the highest consideration and treatment. I look forward to receiving the communique on the important resolutions and recommendations from this Annual Retreat for review and possible inclusion in our housing reform strategy.

36.    Together we can make progress. Together we can break barriers and unleash the potential of the housing market for economic and social transformation in Nigeria.

37.    I wish you all fruitful deliberations.

38.    Thank you.

 


Nov
30
2023

REMARKS BY THE HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AT THE GROUNDBREAKING OF A 480 HOUSING UNIT PROJECT BY CITYGATE HOMES IN ABUJA ON THURSDAY, NOVEMBER 30, 2023

 

Protocols
1.    Good morning, ladies, and gentlemen,
2.    It is with pleasure that I stand before you today on this occasion of the groundbreaking ceremony of the remarkable 480-housing unit project by Citygate Homes here in the heart of Abuja. This groundbreaking event marks a significant contribution to our ongoing efforts to address the pressing need for adequate housing in our country.
3.    Housing is not merely a fundamental human need; it is the cornerstone upon which stable communities and vibrant societies are built. The provision of decent housing stands as a testament to a government's commitment to the welfare and well-being of its citizens. Today's groundbreaking ceremony is a testament to that commitment.
4.    The initiative taken by Citygate Homes aligns perfectly with the government's vision for sustainable urban development. This project embodies the collaborative efforts between the public and private sectors, showcasing how partnerships can drive impactful change and contribute to the growth and development of our nation.
5.    In a rapidly growing city like Abuja, the demand for housing has surged, and it is our collective responsibility to respond to this need. I commend Citygate Homes for their dedication and investment in this endeavor. This housing project will not only provide shelter but will also create job opportunities, stimulate economic growth, and contribute significantly to the enhancement of the local community.
6.    Furthermore, I want to emphasize the importance of sustainability and inclusivity in urban development. As we move forward, it is imperative that our housing projects incorporate eco-friendly designs, embrace technological advancements, and cater to the diverse needs of our society, including the low- and medium-income earners.
7.    In this regard, I will request that the Management of City Gate Homes earmark a certain percentage of the 480-homes as affordable housing with price tags that average Nigerians can afford to buy.
8.    As the Minister of Housing and Urban Development, I am an advocate of affordable housing with the focus on the average Nigerian worker, who are indeed, the majority.
9.    However, I recognize that all Nigerians across all income segments desire access to decent housing and must applaud City Gate for tapping into this market segment. The approach that we are promoting at the Ministry is building integrated communities with housing types that reflect the diverse income segments of our society using cross subsidies. This way we aim to sell high-end homes at market rates and deploy the profits towards subsidizing the units for low and medium income households. This enhances inclusivity.
10.    I therefore urge all stakeholders involved in this project to ensure adherence to the highest standards of quality, timely execution, and transparency throughout its development phases. Let us work together to make these 480 housing units a reality, ensuring they become homes that foster happiness, security, and a sense of belonging for the families who will reside here.
11.    In closing, I want to commend the Management of Citygate Homes for their dedication to the task of housing Nigerians and to everyone present today for their support. Together, let us continue to strive towards building a future where every citizen has access to affordable and dignified housing.

12.    Thank you.

PUBLIC ANNOUNCEMENT


Dec
12
2024

ANNOUNCEMENT

 

The Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, will be a guest on TVC’s Beyond 100 Days Programme to discuss his 3-day working visit to Lagos.  

The visit focuses on inspecting the Ministry’s field offices to plan necessary upgrades for improved functionality and assessing the state of Federal Assets and Landed Properties to ensure they are optimized for greater value.  

Tune in to stay informed about the Renewed Hope Agenda for Housing and Urban Development.  

#RenewedHopeAgenda #HousingForAll #UrbanDevelopment #FederalAssets #SustainableHousing #LagosInspection #Nigeria


Click To View: RENEWED HOPE HOUSING PORTAL

PHOTO NEWS


Jan
06
2025

PHOTO SPEAK: VISIT OF THE PERMANENT SECRETARY, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB. BELGORE TO THE PERMANENT SECRETARY FEDERAL MINISTRY OF ENVIRONMENT, DR ADAM KAMBARI, MONDAY 6TH JANUARY, 2025

PHOTO SPEAK: VISIT OF THE PERMANENT SECRETARY, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB. BELGORE TO THE PERMANENT SECRETARY FEDERAL MINISTRY OF ENVIRONMENT, DR ADAM KAMBARI, MONDAY 6TH JANUARY, 2025

Click To View More Pictures


PHOTO NEWS


Jan
06
2025

THE PERMANENT SECRETARY, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB. BELGORE, CONDUCTED A FAMILIARIZATION VISIT TO SEVERAL OFFICES OF THE MINISTRY ON MONDAY 6TH JANUARY, 2025.

The Permanent Secretary, Federal Ministry of Housing and Urban Development, Dr. Adam Kambiri, conducted a familiarization visit to several offices of the Ministry on Monday 6th January, 2025.

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