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Housing Ministry Launches Portal to Track, Report Fraudulent Practices in Real Estate Sector * Ministry guided by 2012 National Housing Policy for firmer regulation of housing industry - Dangiwa * Introduces Innovative Application of Contract Performance and Compliance Monitoring System to strengthen projects oversight The Ministry of Housing and Urban Development has launched a Housing Fraud Reporting web-based platform aimed at allowing citizens to report incidents of fraud in housing estates. The platform with the sub-domain name https://reports.fmhud.gov.ng, enables users to submit complaints and share relevant evidences and information on fraudulent practices in the real estate sector, in the country. In his remarks during the live presentation of the Fraud Detection and Reporting System Web Portal, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, stated that the Ministry was guided by the 2012 National Housing Policy to commence firmer regulation of the housing industry. " The policy mandates the government to establish an efficient administrative, legal and regulatory framework to enforce the control and monitoring of housing delivery, ensure that all persons who offer professional services in the built environment are properly registered with their professional bodies" he stated Other mandates in the policy according to the Minister include: strengthening oversight of estate developers through certification and regulation under the authority of the Ministry, as well as moving towards creating a National Housing and Urban Development Regulatory Commission to provide overall coordination of the sector. “This will mean closer scrutiny of developers, tighter monitoring of real estate practices, and stronger enforcement against fraudulent actors”, he explained. Dangiwa expressed optimism that the Housing Fraud Detection and Reporting Portal will help to achieve the mandate; “It will empower Nigerians to report fraud, track cases, and strengthen transparency in real estate transactions”, he remarked. While decrying that hardworking citizens have overtime fallen prey to fraudulent practices, sharp operators, and unscrupulous individuals in the real estate industry,. Dangiwa informed that the current administration through the Ministry, has taken bold steps to shine a light on the activities of real estate practitioners and to ensure that Nigerians are protected. He further explained “The Housing Fraud Detection and Reporting Portal provides a credible, safe, and transparent channel for Nigerians to report fraudulent practices, track cases, and help government take decisive action against culprits” Accordingly, the Minister firmly warned that sharp practices will not be tolerated in housing sector, adding that the Ministry will work with professional bodies, law enforcement agencies, and the judiciary to ensure that offenders face the full weight of the law. He commended the Permanent Secretary of the Ministry, Dr. Shuaib Belgore for his leadership in driving the initiative, the Committee members for their tireless efforts, as well as the Consultant for providing the technical expertise to make the system a reality. “Our goal is simple: a housing sector where Nigerians can invest and own homes with confidence, free from fear of fraud. This is how we will protect our people, restore trust, and move closer to the vision of safe, decent and affordable housing for all" he said. In his introductory remarks, Deputy Director and Head, Information and Communication and Technology (ICT) Department, Dr. Marcus Amiolemen, revealed that the Housing Fraud Reporting System was developed in partnership with the Economic and Financial Crimes Commission (EFCC). He described the platform as a simple, user-friendly online tool that empowers citizens to report incidents of fraud in the real estate sector. Dr. Amiolemen explained that the system, which can be accessed via https://reports.fmhud.gov.ng/, gives Nigerians the opportunity to submit complaints and provide vital information on fraudulent practices in the housing industry. According to him, the Ministry will carefully review the reports received on the platform, and work closely with relevant stakeholders to ensure that proper investigations and actions are taken. Earlier in a related development, the Director also spoke about the introduction of Contract Performance and Compliance Project Monitoring System (CPCPMS), noting that the innovative application is designed to strengthen projects’ monitoring and oversight, while improving service delivery to citizens. He pointed out that the CPCPMS comes with several notable features, including: a real-time dashboard and analytics module for easy visualization of project data; a contractor performance module guided by Key Performance Indicators (KPIs); Other features are mobile field reporting that allows staff, engineers, and supervisors to upload photos and progress updates directly from project sites; as well as a centralized document repository that provides secure access to contracts’ payment certificates, and Bills of Quantities (BoQs). Dr. Amiolemen reaffirmed that both platforms underscored the commutment of the Ministry to promoting transparency, enhancing accountability, and protecting citizens from sharp practices in the housing sector. The launch event featured a detailed explanation on the use of the websites by the consultants; Messrs Freestone Investments Limited and Messrs Prunedge Development Technologies Limited. ...
 
                                    Housing Ministry Recognises, Celebrates Outstanding Staff Members * Recognition Award strengthens service delivery - Perm Sec In line with acknowledging and honoring dedication to service, the Ministry of Housing and Urban Development has recognized and awarded some outstanding staffers from different departments for their exceptional performances, hard work and commitment to effective service delivery. The colourful award ceremony which was presided by the Permanent Secretary, Dr Shuaib Belgore took place at the Conference hall of the Ministry and had the Directors and Heads of Departments of the Ministry, as well as members of staff in attendance Dr. Belgore, in his remarks noted that the purpose of the award ceremony was to strengthen service delivery, adding that staff good qualities were among the parameters for selection in addition to perfirmances He refered to the Head of Civil Service of the Federation Award given to one of the Ministry’s staff, and encouraged other Staff to work towards receiving more of such recognitions that would put the Ministry on the limelight. Dr. Belgore informed that the Civil Service awards is an innovation which is part of staff welfare, recognizing hard working staff in delivering the mandate of the Ministry to make housing affordable for Nigerians and reduce housing deficit in the country. “ You all in your own little space can make a difference, never minding what another person is doing”, he said. Accordingly, he explained that the Ministry’s monthly award for best staff from each department, would culminate in an annual award; “we are going to have awardees every month and at the end of the year, we would aggregate all awards and bring one person as the overall best staff in the Ministry, as well as overall best staff at the departmental level ”, he explained. While commending the Director of the Reform Coordination and Service Improvement Department for excellent works, he announced that the Ministry would also institute best department awards, as well as the best director, with handsome rewards attached The Permanent Secretary further informed that aside the staff recognition award, staff members can also win an innovation award by bringing new ways and ideas to drive the system forward. “The rewards for this are just as big in the overall civil service consideration as that of recognition of staff performance, you can win a house, a car and plenty of money, I want to go and celebrate my staff there”, he remarked. Dr. Belgore thanked the awardees for what they do for the Ministry and Nigeria at large, especially at a time that the country is going through rough times, adding that the awardees would be given training priority, capturing them in the first batch upon commencement when funds are available. Earlier in her remarks, the Head of, Reform Coordination and Service Improvement, Ibifuro Philips-Ogoniba reteirated that the monthly staff recognition is a reminder that hard work and commitment are not just good habits, but are building blocks of effective service delivery. While noting that meaningful reforms starts with personal discipline, professionalism and commitment to support others, she stated that each awardee has shown a clear commitment to value which directly improves the ministry's function. She congratulated the awardees, commending them for setting a standard and dedication to both their departments and ministry, further encouraging others to be inspired by the staff recognition, and strive for excellence in various departments and the nation at large. Mrs Philips-Ogoniba also emphasized that the innovative idea for Staff of the month predates the Service Wide Award which has been expanded into four categories namely: staff of the month, mentorship, best dressed and most punctual. She informed that the award ceremony is in line with the OHCSF directive, through which awards will be rerouted henceforth and domiciled at the Ministerial Award Selection Committee (MASCO) chaired by Director of Human Resources Management department. Speaking on behalf of the awardees Dr. Ibrahim Kogbe, who was the winner of the EPIC award for the 2025 International Civil Service Day, expressed appreciation to the leadership of the ministry for recognizing their efforts through the Staff of the Month award celebration. He appreciated the Permanent Secretary for his leadership, support and encouragement, and thanked the management for creating a culture that celebrates excellence. Dr. Kogbe further affirmed the commitment of the awardees to keep giving their best to service. “This recognition is not just an award; it is a strong motivation for us to keep giving our best to the service of our nation". He said. ...
 
                                    Dangiwa Marks 2 Years in Office * Bold Reforms, Tackling Systemic Housing and Urban Development Challenges The Federal Ministry of Housing and Urban Development today marks the second anniversary of the Honourable Minister, Arc. Ahmed Musa Dangiwa, in office. Since his appointment by President Bola Ahmed Tinubu, GCFR, on August 22, 2023, Arc. Dangiwa has in line with the Renewed Hope Agenda led a historic reset of Nigeria’s housing and urban development sector, rolling out bold reforms and practical solutions that are directly tackling systemic challenges and delivering results in record time. One of the most pressing problems has been Nigeria’s housing deficit, conservatively estimated at over 17 million units. In response, the Ministry launched the Renewed Hope Housing Programme (REHHP), a three-tier model comprising Cities, Estates, and Social Housing. In just two years, over 10,000 housing units have been commenced across 14 states and the FCT—an unprecedented pace compared to the 3,500 units delivered in the eight years before this administration. Flagship projects include a 3,112-unit Renewed Hope City in Karsana, Abuja; a 2,000-unit City in Ibeju-Lekki, Lagos; a 1,500-unit City in Kano with an additional 500-unit estate; and 250-unit estates in twelve states ranging from Osun and Delta to Katsina and Nasarawa. Linked to the housing deficit is the challenge of deteriorating slums and decaying urban infrastructure. To reverse decades of neglect, the Ministry has implemented the National Urban Renewal and Slum Upgrade Programme (NURSUP), which has already transformed more than 150 communities nationwide with rehabilitated roads, drainages, clean water, solar electricity, schools, and healthcare centres. Another obstacle has been the weakness of Nigeria’s mortgage and housing finance system, which for decades made homeownership unaffordable for most Nigerians. Under President Tinubu’s directive, reforms of the Federal Mortgage Bank of Nigeria (FMBN) and the Federal Housing Authority (FHA) have strengthened and expanded single-digit mortgages, zero-down-payment rent-to-own schemes, and innovative public-private partnership models that have mobilised over ₦70 billion in private capital for housing delivery. For low-income and vulnerable Nigerians, who have historically been excluded from the housing market, the Ministry’s proposed Renewed Hope Social Housing Programme represents a bold new response. Its target is to deliver 77,400 affordable homes—100 in each of the 774 Local Government Areas of Nigeria with an affordability based pricing model. Beyond shelter, this initiative is expected to generate over 2 million jobs, empower local economies, and spread development beyond major cities into rural and peri-urban communities. But building homes is not enough without secure access to land. Today, over 96% of land in Nigeria remains untitled and undocumented, locking away billions in potential wealth as “dead capital.” To address this, the Ministry is working with stakeholders to implement the Nigeria Land Titling, Registration and Documentation Programme (Land4Growth), which will digitise registries, streamline approvals, and unlock more than $300 billion in dormant assets. This represents the most strategic and impactful initiative that would accelerate the actualization of the Renewed Hope Target of a $1Trillion Dollar GDP for the country. Another gap that long constrained effective housing delivery in Nigeria was the absence of credible, reliable data. Planning and investment decisions were often made in the dark. To fix this, the Ministry led efforts with industry stakeholders to establish the National Housing Data Centre (NHDC) Project —a centralised digital repository of housing, land, and urban development data. The NHDC is at advanced stage of providing real-time, evidence-based insights to guide government policy, attract private sector investment, and support international partners. For the first time, Nigeria is building a modern, data-driven housing ecosystem where progress can be tracked transparently and decisions made on solid evidence Equally critical has been the spiralling cost of building materials, which pushes homeownership further out of reach. The Ministry’s response has been a bold plan to establish Building Materials Manufacturing Hubs in all six geo-political zones. These hubs would boost local production, reducing dependence on imports, cutting costs by up to 25%, and creating thousands of manufacturing and logistics jobs. Years of housing fraud and abandoned projects also eroded public trust in government-backed housing schemes. To restore confidence, the Ministry has finalized a Housing Fraud Reporting Platform (HFRP) to enable citizens to report fraudulent developers and schemes. In addition, the Safeguarding FG Lands Initiative, launched with the Nigeria Police, will lead to the recovery of billions of naira worth of encroached Federal Government land for redevelopment into housing and infrastructure projects. At the same time, the shortage of skilled workers in the construction sector has been a major barrier to quality and timely housing delivery. Through the National Artisan Skills Acquisition Programme (NASAP – CraftHub), thousands of young Nigerians would be trained as carpenters, plumbers, masons, and electricians and directly linked to housing projects nationwide. To sustain momentum, the Ministry has also deepened partnerships with international development finance institutions. A landmark agreement with Shelter Afrique Development Bank will finance 5,000 affordable homes, while collaborations with UN-Habitat, World Bank would see the channeling technical and financial support to scale housing and urban reforms across the country. Reflecting on this milestone, Arc. Dangiwa said: “We inherited a housing sector riddled with systemic challenges. In just two years, through the support of Mr. President and our partners, we have rolled out strategic programmes that are delivering results. We are not just building houses; we are building hope, dignity, and prosperity for millions of Nigerians. And we are only just beginning.” As the Honourable Minister marks his second year in office, the Ministry reaffirms its commitment to scaling up delivery under the Renewed Hope Agenda, ensuring that every Nigerian, regardless of income or status, can aspire to own a decent and dignified home. ...
 
                     
                    Housing Ministry Inaugurates Delivery Task Team on Presidential Priorities, Deliverables
Permanent Secretary, Federal Ministry of Housing and Urban Development, Marcus Ogunbiyi, PhD has inaugurated a delivery task team on the Presidential Priorities and Ministry's Deliverables.
The task team is a 25-man team drawn from the Ministry’s Headquarters, alongside some Agencies of the Ministry.
In his address, Dr. Marcus Ogunbiyi expressed optimism that the inauguration of the task teams would mark a turn around for Ministry’s activities in the sense that all departments would be responsive, having the knowledge that all activities would be monitored and reported in order to reflect the Presidential mandate of outstanding performance.
He emphasized on the importance of the task team, urging the team to know their roles and responsibilities as well as take their duties very seriously in order to execute their tasks excellently.
Dr. Ogunbiyi informed the team that there would be quarterly reporting and assessment on the Ministerial and Presidential deliverables, and as such, an awareness seminar would be organized for the task team where more details of their tasks would be unveiled.
“We must be able to monitor and guide all the activities to know where we are at a given time”, he stated.
The Permanent Secretary also stressed the importance of generating accurate data by the task team, adding that there was need for efficient and effective method of collecting and managing data such that would capture every task the team would embark on.
In his remarks, the Special Adviser to the Honourable Minister on Administration, Adamu Ladan, noted that it was an honour and a milestone in the Ministry to inaugurate the task team because the present administration has taken the initiative which is a very fundamental one to the deliverable of its mandate.
He advised the task team to consider themselves very critical and key to the implementation of the Ministry’s mandate and so should take every task very importantly.
Referring to a law by the Central Coordinating Unit (CCU), Ladan advised that every data provided would be accounted for, stressing that every tiny detail in the implementation of the ministry’s deliverables must be captured so that the data being supplied will be cogent.
“We shouldn’t be found wanting in any aspect of our deliverable, so I urge us to pay attention to the tasks assigned to us and carry it out responsibly”, he stated.
Speaking on behalf of the task team, Director Planning Research and Statistics of the Ministry, Mohammed Bala Saulawa, appreciated the Permanent Secretary and the Honourable Minister for his support, encouragement as well as the responsibility given to them.
Saulawa assured the Permanent of their commitment to always come up with accurate and reliable data that would make the Ministry as a whole, proud.
He also disclosed that the department was working seriously to meet up with the timeline set by the CCU and as a result, issued a circular to all departments to submit their performance and achievements in order for a presentation to be made to the Honourable Minister and the Permanent Secretary before any action by the CCU.
He further appreciated the Permanent Secretary for approving a workshop for the task team officers and also pledged on behalf of the team to deliver their responsibilities effectively.
 
                     
                    Ogunbiyi Assumes Office as Perm Sec Housing Ministry, Vows to Uphold Service Ethics in the Ministry
The newly assigned Permanent Secretary to the Federal Ministry of Housing and Urban Development Dr. Marcus Olaniyi Ogunbiyi, has assumed office at the Ministry's Headquarters in Abuja, Friday, January12th, 2024.
Dr Ogunbiyi was deployed to Housing Ministry from the office of the Head of Service of the Federation (OHCSF), where he held fort as the Permanent Secretary, Career Management Office (CMO)
At the occassion, Dr. Ogunbiyi expressed his commitment and readiness to work with the staff of the Ministry, and solicited for their support and cooperation, while also promising to foster peace in order to collectively achieve the desired mandate of the Ministry.
The Permanent Secretary, who is a champion of the Performance Management System, a pillar of the Federal Civil Service Strategy and Implementation Plan (FCSSIP 25), pledged to continue in his quest to promote a seamless implementation of the Plan in the Ministry.
"As great disciples of the Head of Service, we must all do everything possible to uphold the implementation of FCSSIP 25 in our Ministry, because it has come to stay in the Federal Ministry of Housing and Urban Development”, he stressed.
Dr Ogunbiyi took over from the outgoing Permanent Secretary, Works and Housing, Mamuda Mamman, who supervises both the Works and Housing ministries since the demerger of the two ministries in August, 2023. Mamman was deployed to the Federal Ministry of Power.
In his remarks, on behalf of the staff of the Housing ministry, Director and Head of department, Engineering Services, Engr. Cyril Onyeneke welcomed the new Permanent Secretary and expressed enthusiasm to cooperate as well as follow his directions in order to achieve the goals of the Ministry.
Highlight of the occasion was the formal signing and presentation of the handover notes between the outgoing and incoming Permanent Secretaries.
In attendance at the event were the management and staff of the Ministry
 
                                        Welcome Remarks by the Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, at the Presentation of the 1st to 3rd Quarters 2024 Performance Assessment on Implementation of the Presidential Priorities and Ministerial Deliverables on Monday, December 9, 2024
The Special Adviser to Mr. President on Policy and Coordination & Head, Central Delivery Coordination Unit, Hadiza Bala Usman, and her Team,
The Hon. Minister of State, Rt. Hon. Yusuf Abdullahi Ata,
The Permanent Secretary, Dr. Marcus O. Ogunbiyi,
Heads of our Agencies – FHA, FMBN, and OSGoF,
Directors,
Aides,
Members of the Press,
Ladies and Gentlemen,
1. It is my pleasure to welcome the Special Adviser to Mr. President on Policy and Coordination & Head, Central Delivery Coordination Unit, my sister, Ms. Hadiza Bala Usman, and her team to the Federal Ministry of Housing and Urban Development for a review of our performance.
2. Madam, we are delighted to have you with us here today. The work that you and your team are doing is critical to actualizing the Renewed Hope Agenda of Mr. President. By constantly monitoring and shining a light on our work, the Central Delivery Coordination Unit keeps us all on our toes. Well done!
3. It has been over eleven months since we commenced reporting on our deliverables. As your team has already seen from our 1st, 2nd, and 3rd quarter reports, we have been focused, working hard, and creatively as a Ministry to deliver results and impact.
4. Although your assessment covers only our 3rd-quarter performance, I am pleased to update you that we have not paused but are making even more progress. Under the Renewed Hope Cities and Estates Programme, we currently have construction ongoing for a total of 10,112 housing units at fourteen (14) sites nationwide. This includes 3,000 housing units for estates in 12 states—250 units each, funded under the 2023 N50bn supplementary budget—and 3,612 units for cities in Kano (500 units – budgetary) and FCT (3,112 units – under PPP).
5. From December 17 to 18, Mr. President has graciously accepted to break ground for two additional Renewed Hope Cities totaling 3,500 units —2,000 housing units in Ibeju-Lekki, Lagos, and 1,500 housing units in Kano. In fact, construction work is already ongoing at these sites. This brings the total active sites under the Ministry’s Renewed Hope Cities and Estates Programme to 13,612 units.
6. When we add these figures to the housing units delivered by our agencies—the Federal Mortgage Bank of Nigeria (FMBN) and the Federal Housing Authority (FHA)—we are clearly on track to meet our annual target of 20,000 housing units. Initially, our plan was to deliver 500 units under Renewed Hope Estates in each of the twelve locations. However, the rise in building material costs forced us to reduce the target to 250 units, which affected our output.
7. It will also interest you to note that less than 50% of the funding for these projects is from budgetary allocation. We have embraced Public Private Partnerships (PPPs) and innovatively leveraging private sector funding for the delivery of these projects because we know that the less than N50bn budgetary allocation is grossly inadequate to make a difference.
8. With more Renewed Hope Cities Sites coming up – 2,000 units each - in Nasarawa, Enugu, Borno States and housing development institutions like Shelter Afrique Development Bank (ShafDB), the Ministry wants to assure the Central Coordination and Delivery Unit that the Federal Ministry of Housing and Urban Development is fully on course to another stellar reporting round of stellar performance.
9. If we are looking at where we are coming from, we can praise ourselves. This is because we have already outperformed by 100 percent the previous 8 years before the Renewed Hope Agenda. However, when we look at the size of the housing problem which requires that we build 550,000 housing units per annum over the next years, it is clear that we are far from scratching the surface. This means we must do more. The Ministry needs a bigger budgetary allocation for housing even as we drive PPPs. We have engaged the National Assembly, and they have expressed willingness to support a N500bn budget for the Ministry in 2025. We would like the CDCU Unit to help us support and push this cause.
10. Madam, it is also important to note that our Ministry operates on two pillars: Housing and Urban Development. We are also seeking to deepen our urban development interventions. We just came back from the UN – Habitat Executive Board Meeting in Nairobi that I chaired. In our engagements on the sidelines, the Executive Director assured us that every Naira we invest in our National Urban Renewal and Slum Upgrade Programme (NURSUP) could be leveraged threefold through their institutional partners. This means an investment of N50bn could attract an additional N100bn, totaling N150bn. We need a revolving fund to drive sustainable urban development. We therefore need a minimum of a N50billion revolving fund to drive sustainable Urban Development which is key to Nigeria meeting the Sustainable Development Goals (SDGs) 20230. Under slum upgrades, we are providing basic services such as access roads, drainage, water, and sanitation facilities to make slum areas more livable. We currently have over 100 projects nationwide, with close to 60 completed.
11. I have taken time to speak on efforts to increase housing stock and urban development because they are the foundation of our ministry, and we have moved significantly forward since we sent in the 3rd quarter reports. We have also made progress on the other areas but the last reports that we submitted are fair representations.
12. While we celebrate these achievements, it is essential to acknowledge the challenges that have impeded our efforts, which the Ministry is hopeful of collaborating with the CRDCU to address. For example, the slow release of budget appropriation has restricted the scope and achievement of some of our Reform Initiatives. Notably, the high cost of building materials and the rate of inflation have impacted on our ability to deliver affordable housing at scale. In this regard, while exploring alterantive financing sources from the Private Sector and our Developnetment Partners, we particularly solicit the support of the CRDCU in ensuring the early release of budgetary allocation from the Ministry of Finance, Budget and Economic Development.
13. We also solicit the support of the CRDCU in the area of partnerships with the State Government, National Economic Council (NEC) and also the National Assembly and other key Stakeholders; such as the Attorney-General and Minister of Justice and the Ministry of Finance in achievement of the Ministerial Deliverables on the Review of the Land Use Act and Development of fiscal incentives for Private Investors to manufacture local building components, respectively.
14. As we evaluate our performance today, I want to appreciate the efforts of the Permananet Secretary, Heads of Agencies, our Directors and the Delivey Desk Officers towards the achievement of the Miniserial Deliverables targets. I also extend my gratitude to the Special Adviser to Mr. President on Policy and Coordination, my sister, Ms. Hadiza Bala Usman and her Team for their support and diligence in tracking of our Deliverables.
15. At the Ministry we are committed to delivering on our deliverables and even exceeding them.
Thank you.
 
                                        Presentation by the Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa at the State House Gallery, Aso Villa on Sunday, 17th November 2024
Good evening gentlemen of the Press
For the first time in over 25 years, the housing and urban development sector is now receiving the priority and undivided attention that it rightfully deserves. Over the past 14 months, our ministry has worked hard to turn this vision into measurable outcomes. I am proud to report that progress is now visible, impactful, and nationwide.
Our Renewed Hope Homeownership Strategy is equally transformative. We have created a range of affordable options that Nigerians can use to own these homes once they are completed.
This includes:
I want to use this medium to appeal to Nigerians in both formal and informal employment to join the National Housing Fund (NHF) Scheme to enable them benefit from this affordable homeownership options from the Federal Mortgage Bank of Nigeria. They are the best in the market.
Accessing the Renewed Hope Homes is Online
I call it a One-Stop Shop for Homeownership. Nigerians don’t need to lobby anyone to own a home under the Renewed Hope Cities and Estates Programme. You simply visit the site www.renewedhopehomes.fmhud.gov.ng, check the house you want, in the state that you want, apply, pay, print a provisional letter of offer.
I am proud to say that this is first time that Nigeria is having a Central Online Platform for Housing Delivery from search, expression of interest to payment – locally and internationally. In fact, Nigerians living abroad can remotely book a tour of the house, pay for a home in Nigeria using foreign currency online.
About two months ago, the Bureau of Public Service Reforms gave us an award as the “Best Federal MDA in Innovative Use of Technology”
Second is Public-Private Partnerships (PPPs): The 3 Renewed Hope Cities in FCT, Lagos and Kano are all being funded through a PPP that the Ministry signed with a consortium of developers for the delivery of 100,000 housing units nationwide. Under this strategy, the developers source land and construction finance while the government creates an enabling environment for them to deliver housing. So far, the Ministry has facilitated a N100billion Bankable Offtaker Guarantee by the Federal Mortgage Bank of Nigeria (FMBN) for the Karsana Renewed Hope City. This has enabled developers to mobilize over ₦40 billion in financing—a first in the history of Nigeria’s housing sector. We have also made cross subsidy a key part of our efforts to enhance affordability for low-medium income earners to foster integrated living. Under this concept, the housing units built in the Renewed Hope Cities will be sold at commercial rate while a substantial percentage will be sold at concessionary rates to low- and medium-income Nigerians who are members of the Nigeria Labour Congress and the Trade Union Congress.
We have embraced PPPs because our housing deficit is vast and cannot be funded from budgetary allocation alone. We need to build approximately 550,000 units annually over the next decade to close this gap. This would require about N5.5 trillion per annum.
However, we recognize that PPPs alone cannot deliver Renewed Hope Affordable Housing for the majority of Nigerians. This is due to the high costs of private-sector construction financing, which significantly increase housing prices. For example, a one-bedroom apartment at the Renewed Hope City in Karsana, built under a PPP model, costs about N22 million, whereas a similar unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8–9 million.
The difference lies in the cost of finance. Under the Renewed Hope City model, developers purchase the land, secure financing at double-digit interest rates, while as government, we facilate a Bankable Offtaker Guarantee from the FMBN. In contrast, Renewed Hope Estates are funded with interest-free allocations from the budget. State governments provide free land, and infrastructure costs are subsidized and excluded from the housing unit prices. These factors account for the significant price disparity between Renewed Hope Cities and Renewed Hope Estates.
Some may question why we continue to embrace PPPs. The answer is that, as a government, we have a responsibility to serve all Nigerians by stimulating private sector participation in housing delivery. Our objective is to provide quality housing across all income levels. PPP-driven Renewed Hope Cities target high- and middle-income earners who can afford such prices, while Renewed Hope Estates cater to lower-income groups. This approach ensures that every category of Nigerians has access to suitable housing options.
This means that while pursuing PPPs, the government must also increase funding for the Renewed Hope Housing Programme. As a Ministry, we have championed this advocacy, and there is now widespread recognition that the current N50 billion annual budget for housing is grossly inadequate compared to the N5.5 trillion required annually to address the housing deficit.
Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle. This would allow us to expand housing projects to cover the remaining 18 states and increase the unit count per state from 250 to at least 500, as initially planned.
Effective Land Administration
Now, Project Affected Persons will receive compensation that reflects current economic realities.
Long Live Nigeria
Long Live Mr. President
 
                                         
                                INSPECTION OF THE KARSANA, ABUJA FCT RENEWED HOPE CITY PROJECT BY THE PERMANENT SECRETARY, MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB BELGORE, FRIDAY, OCTOBER 24TH, 2025.
Inspection of the Karsana, Abuja FCT Renewed Hope City Project by the Permanent Secretary, Ministry of Housing and Urban Development, Dr Shuaib Belgore, Friday, October 24th, 2025.
HON MINISTER OF STATE, RT HON ABDULLAHI ATA AND PERMANENT SECRETARY, DR SHUAIB BELGORE IN A MEETING WITH THE DELEGATION FROM THE UNIVERSITY OF UYO, CENTER FOR SKILLS ACQUISTION AND RURAL DEVELOPMENT AT THE CONFERENCE ROOM OF THE MINISTRY, MABUSHI, ABUJA
Hon Minister of State, Rt Hon Abdullahi Ata and Permanent Secretary, Dr Shuaib Belgore in a meeting with the delegation from the University of Uyo, Center for Skills Acquistion and Rural Development at the Conference room of the Ministry, Mabushi, Abuja