


Housing Ministry Director Showcases Innovations for Housing Construction * minister applauds effort, encourages further research, comparison for possible modification, improvement. * requests comprehensive report on how to use bricks construction for Social Housing Programme. Arc. Ibechile Christopher Egwudale, the Director and Head of Department of Federal Public Assets Maintenance (FPAM), in the Housing Ministry, has showcased a variety of inventions/ machines that will bring about cost effectiveness in housing construction. Egwudale made the presentation to the Honourable Minister, Arc. Ahmed Musa Dangiwa and the management staff of the Ministry, led by the Permanent Secretary, Dr. Shuaib Belgore, explaining that, the innovations will minimize construction cost for affordable housing. The innovative machines include both manual and semi-automated models, designed for scalability, ease of use, and durability. Among the notable machines were; a wide range of construction and agro-processing equipment such as interlocking Compressed Earth Block (CEB) machines (both manual and automated), pulverizing and sifting machines, compacting and hoisting devices, sandcrete mixers, mini-tractors, ogbono seed cutters, and food processing machines like the hammer mill, de-stoner, and mixers. "This innovation supports the use of locally sourced materials, reducing dependence on expensive imported products and minimizing construction cost especially for affordable housing" he stated. He further explained that, the idea behind the development is to create a cost-effective, eco-friendly, and efficient alternative to conventional building materials by utilizing Compressed Earth Block (CEB) technology. "Their application in the housing sector will not only promote sustainable construction practices but also generate local employment, empower artisans, and accelerate project delivery timelines across rural and urban areas", he remarked. In his remarks, the Minister applauded the effort of the Director for bringing innovative ideas in designing different machines for bricks housing construction. While encouraging the Director to carry out further research and make comparison to see areas of modification and improvement, Dangiwa also requested him to come up with extensive and comprehensive report on how to use bricks construction for Social Housing Programme. On his part, the Permanent Secretary, Dr Belgore applauded the efforts of the Director for coming up with the innovative ideas, and encouraged him to continue to strive towards achieving the desired objectives to get affordable social housing. He requested him to bring up the designs of the bricks housing units to the ministry for assessment. Arc. Egwudale, a member of the Nigerian Institute of Architects and a Fellow of the Chartered Institute of Project Managers of Nigeria, had a specialized training in Compressed Earth Block (CEB) Technology in South Africa. Since joining the Federal Civil Service, he has distinguished himself through innovative design and technological advancement. He has championed several high-impact projects and won multiple design competitions within the Ministry. He notably designed and produced four machines for the Nigerian Building and Road Research Institute (NBRRI), and has won the Best New Entrant Award at Archi-Built Exhibition where he attracted the highest visitor traffic to his stand. Egwudale has participated in numerous exhibitions, including the Abuja Housing Show, and the Science and Technology Expositions where he showcased a variety of inventions including a go-kart (buggy) and various machines.
Dangiwa Advocates Cross-Subsidy Inclusion in MOFI Real Estate Investment Fund Framework * Epresess Ministry’s support for MREIF Minister of Housing and Urban Development, Ahmed Musa Dangiwa, has urged the management of the Ministry of Finance Incorporated Real Estate Investment Fund (MREIF) to integrate cross-subsidy mechanisms into its framework for housing sector operations. The Minister made the call in Abuja during an interactive session organized by the House of Representatives Committee on Housing and Habitat with a focused on the Federal Government's establishment of MREIF and the suspension of the Single Obligor Limit imposed by the Central Bank of Nigeria (CBN) on the Federal Mortgage Bank of Nigeria (FMBN). Arc Dangiwa emphasized that such an approach would enable the construction of cost-effective housing, making homeownership more accessible to low-income Nigerians. Citing Algeria’s success where the government delivered one million homes in a year through cross-subsidy mechanisms, Arc Dangiwa proposed allocating 20–30% of funding for housing estates in Nigeria toward cross-subsidization. He explained that this approach would ensure uniform infrastructure and external features while adjusting internal finishes to suit varying affordability levels, thereby enhancing homeownership opportunities for low-income Nigerians. “Whenever we are funding any estate to be developed, 20 to 30 percent of the funding should be cross-subsidized,” the Minister emphasized. Dangiwa commended the Honourable Minister of Finance, Mr. Wale Edun, for securing Federal Executive Council approval for MREIF, and described it as a transformative initiative poised to revolutionize the housing sector and call for innovative funding strategies beyond traditional budgetary allocations. Dangiwa while addressing the restrictive impact of the Single Obligor Limit imposed by the CBN on FMBN, praised the House Committee on Housing and Habitat for intervening to halt the practice, noting that the cap on disbursements of 50 percent shareholders’ fund has limited the bank’s ability to fund primary mortgage institutions (PMIs), thereby hindering mortgage accessibility for Nigerians. Dangiwa also advocated for the recapitalization of FMBN, to enable it create affordable mortgages without relying on MREIF funding while more support for FHA would enhance their capacity to strengthen housing development in the country. The Minister reiterated the importance of innovative financing, institutional collaboration, and affordability as critical to addressing Nigeria’s housing deficit and expressed confidence in achieving sustainable growth in the housing sector under the Renewed Hope Agenda. In his welcome remarks, the Chairman of the House Committee on Housing and Habitat, Hon. Abdulmumini Jibrin, noted the importance of engaging key stakeholders in shaping the framework for MREIF. He confirmed the committee’s position on halting the Single Obligor Limit and emphasized ongoing efforts to address concerns raised by stakeholders, including the FMBN and MBAN. The Chairnan directed representatives of the CBN, FMBN, and MBAN to collaborate and propose practical solutions within a week. Dr. Armstrong Takang, Chief Executive Director of MOFI, highlighted President Bola Ahmed Tinubu’s directive to prioritize liquidity in the housing sector and stressed the need for accessible and affordable mortgages with longer repayment terms to address affordability challenges and reduce the prevalence of abandoned houses. Dr. Takang also outlined MREIF’s dual strategy of supporting developers with off-take guarantees and facilitating low-cost mortgages for buyers. Representatives from the CBN, FHA, MBAN, and REDAN expressed support for the establishment of MREIF, emphasizing the importance of a well-structured and approved framework. Suggestions included leveraging funds from unclaimed dividends, dormant accounts, and PENCOM funds to enhance the fund’s liquidity. The CBN requested a detailed conceptual framework to conduct a thorough review before making an informed decision. ...
Dangiwa is Champion of Accessible Mortgage, Affordable Housing - PEWAN Property and Environment Writers Association of Nigeria (PEWAN), has confered an Award of Recognition on the Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa as a consistent champion of accessible mortgage and affordable housing. PEWAN is a sub group of the Nigerian Union of Journalists (NUJ), which unites dedicated Journalists drawn from print, electronic and online media platforms covering Property, Real Estate, Works, Construction, and Environment sectors. The occassion of the award under the Chairmanship of Bldr. Kunle Awobodu, former President, Nigerian Institute of Builders (NIOB), took place at the conference room of Lagos Chamber of Commerce and Industry (LCCI), Alausa, Ikeja, Lagos, Thursday November 28th, 2024. Reciepient of other categories of awards incude amongst others; Alhaji Shehu Osidi, Managing Director, Federal Mortgage Bank of Nigeria; Odinayo Ojo, a Real Estate Professional; Sam Ogrih, MD/CEO, Delta Mega-Trend Nigeria Ltd and Arc. Gbolahan Owodunni Oki, General Manager of the Lagos State Building Control Agency (LASBCA). The 2024 PEWAN Annual Lecture and Awards has the themes; " Resolving the Financial and Regulatory Dilemma to Achieve Renewed Hope Agenda on Housing" " The Role of FHA, Private Sector Operators in improving Housing Supply" " The place of Affordable Mortgage, Building Materials in Catalysing Demand and Supply" In a keynote address, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, who was the special guest at the conference, stated that the federal government was working towards closing the housing deficit and enhancing housing affordability for all Nigerians through the Renewed Hope Cities and Estates Programme, other reforms and initiatives introduced by the Housing Ministry. The Minister was represented at the conference by the Director Press and Public Relations of the Ministry of Housing and Urban Development, Salisu Badamasi Haiba. Dangiwa commended the Chairman of PEWAN and team for the bold initiative to advance the conversation around financing to construct affordable houses for Nigerians, as well as a regulatory framework that supports housing development. He mentioned that 550, 000 housing units was needed annually to cope with the increasing population and address the housing deficit in Nigeria, which some sources put at over 18 million units, and requires an annual budget of N5.5 trillion at an average of N10 million per unit. Accordingly, he said that, the Ministry of Housing and Urban Development under his watch has recorded significant strides which include; the Renewed Hope Cities and Estates Programme which aims to deliver 50,000 housing units under the first phase, having one city in each of the six (6) geopolitical zones and the FCT, and the Estates, one in each of the remaining 30 states. He also explained that there are currently 14 active construction sites nationwide under the programme with a total of 10,112 housing units which comprises 250 housing units each in the Renewed Hope Estates, across 12 states. The Minister disclosed that a significant number of the units were close to completion, expressing optimism that 1,000 units of the Renewed Hope City in Abuja would be commissioned in December by Mr. President, announcing access to purchase of the houses through the web portal: https://renewedhopehomes.fmhud.gov.ng. He acknowledged the role of housing construction in job creation and poverty alleviation, stating that the Renewed Hope Cities and Estates Programme has directly and indirectly generated over 252,800 jobs for Nigerians, including skilled and unskilled workers at an average of 25 jobs per house, thereby making a huge impact on the nation’s economy. On financing for the projects, Arc. Dangiwa notified the participants of a range of creative and diversified funding strategies that the Ministry has adopted, which includes; the ₦50 billion 2023 Supplementary Budget, and an additional ₦27.2 billion allocated in the 2024 budget; a Public-Private Partnerships (PPPs) arrangement for the Renewed Hope Cities which targets the high and middle income earners. “While pursuing PPPs, the government must also increase funding for the Renewed Hope Housing Programme. As a Ministry, we have championed this advocacy, and there is now widespread recognition that the current N50 billion annual budget for housing is grossly inadequate compared to the N5.5 trillion required annually to address the housing deficit”; “Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle”, Dangiwa explained. Other funding strategies according to the Minister are: partnership with Shelter Afrique Development Bank for the financing of 5,000 housing units under phase one, representing an estimated investment of ₦50 billion, contributions from the Ministry’s Agencies Federal Mortgage Bank of Nigeria (FMBN) and The Federal Housing Authority (FHA), as well as the National National Social Housing Fund (NSHF) which targets the Low and no income, vulnerable and underprivileged. Furthermore in the area of regulations, the Minister said efforts were ongoing to strengthen the institutional and regulatory frameworks of the ministry and its agencies, also pointing out the work being done in the area of land administration to review the Land Use Act of 1978 which is now obsolete. To this effect, he recalled the Four Reform Task Teams inaugurated earlier this year by the Ministry, to help provide the framework for driving the implementation of the Ministry’s plans, stating that the Land Reforms Task Team was charged to build a framework for effective land administration in Nigeria, as well as the proposed establishment of the National Land Commission to operationalize the Act. Accordingly, Arc. Dangiwa brought the participants up to speed with the new framework for fair and equitable compensation rates for crops and economic trees, that ensures adequate recompense for persons affected by government projects, launched at the 2024 National Technical Development Forum on Land Administration. Other initiatives outlined by the Minister includes the impending National Land Registration, Documentation and Titling Programme which together with state governments, aims to register, document, and title all land parcels in the country; as well as the enhancement of the Electronic Certificate of Occupancy (e-C of O) and Land Titling System for all federal government owned lands across Nigeria. On the menace of building collapse in the Country, Dangiwa informed of the recently inaugurated Builders Disciplinary Tribunal in collaboration with the Council of Registered Builders of Nigeria (CORBON) that would determine cases of infraction by members of the council and the built community, so as to ensure that built professionals adhere to global standards. He further charged participants of the conference to engage fully, take the ideas and insights, and leave with the resolve to make tangible differences in housing delivery in Nigeria, while also assuring PEWAN of the Ministry’s keenness to ideas and collaborations that would help fix the systemic challenges and expand quality housing to all. Earlier in her opening remarks, Chairman of PEWAN, Mrs Okwy Iroegbu-Chikezie, said that the conference was organised to provide opportunity for experts and stakeholders in the real estate sector to chart pathways towards increasing housing provision in the country to bridge the housing deficit estimated at 28 million. ...
Land Administration: We are committed to fixing gaps in the Housing Sector - Dangiwa The Minister of Housing and Urban Development Arc. Ahmed Musa Dangiwa, has reiterated the Ministry’s commitment to fixing the existent gaps and making a historic difference in the housing and urban landscape of the country. The Minister brought this to light in a meeting with the Technical Mission from the World Bank on Land Titling, Registration and Cadastre, at the Ministry’s Headquarters in Abuja. He appreciated the Ministry’s longstanding partnership with the World Bank, noting that it was aimed at tackling systemic issues that have hindered effective land administration, management, governance, and urban development. Recalling a recent engagement of the Ministry with the World Bank Vice President for Infrastructure, Mr. Guangzhe Chen alongside his team, the Minister revealed some identified key focus areas where the Ministry needs the technical and financial support of the Bank to enable the commencement of realizing the Renewed Hope Agenda of President Bola Ahmed Tinubu, which is to streamline land administration and ensure effective urban governance in the country. According to the Minister, some of the priority areas are the Implementation of a National Land Registration and Titling Programme in partnership with State Governments, a move that would unlock over $300 billion dead capital tied up in undocumented land. He said the initiative would enable the registration, documentation, and titling of all land parcels, development and launch of a National Digital Land Information System (NDLIS), Increase the formalization of land transactions from less than 10% to over 50% within the next 10 years, as well as train and deploy technically competent land registration officers nationwide. Other priority areas for collaboration as stated by the Minister are the Implementation of the National Urban Development Policy which contains vital initiatives for improving the management of urban areas; and the area of development of a Framework to address systemic barriers along the housing value chain. Dangiwa expressed excitement in the massive institutional capacity of the Bank, as well as their technical expertise and knowledge garnered over decades from implementing similar interventions in countries around the world. Accordingly, he conveyed his expectations that the Bank would bring in experts who have successfully led similar programs in other countries, particularly African Countries like Kenya, Sierra Leone, and South Africa, with similar contexts, and in collaboration with the Team at the Ministry, State governments, and other critical stakeholders, to design the implementation plan. While the Minister decried the unfortunate 10% statistics of registered and titled land in the country, as well as the low livability of urban centers, he expressed optimism that the challenge posed an opportunity to make a difference; “Under the Renewed Hope Agenda of Mr. President, we at the Ministry are committed to making this difference. With the support of the World Bank under this partnership, I believe we are on the verge of making history in Nigeria”, he said. Disclosing a timeline of November to commence work, as agreed in the Ministry’s last meeting with the World Bank in September, Dangiwa further expressed confidence that the technical sessions was a testament that the ball has been set rolling as planned. The minister in addition, sought a timeline for the Integrated Implementation Plan, as well as deliverables. Speaking earlier, Dr. Fuad Malkawi, Senior Urban Specialist and Task Team Leader of the Technical Mission of the World Bank on Land, said they were in the ministry to discuss strategic support for land governance in Nigeria. He noted that the objective of their visit was to identify challenges facing the country's land administration, evaluate existing initiatives, and outline strategic areas where the World Bank can provide support to drive sustainable development Dr. Malkawi as well stated that the World Bank was keenly interested in land-related issues, ranging from surveying and mapping, to property taxation and infrastructure. He further informed that the bank's goal was to produce a flagship example in the African region while expressing optimism that with Nigeria's immense resources and ongoing development, Nigeria can set the standard for the rest of the continent to follow. Earlier in his opening remarks, the Permanent Secretary of the Ministry, Dr. Marcus Ogunbiyi welcomed the World Bank Technical Mission to the Ministry and the Country at large, informing the team of the Ministry’s great expectations of what they would do. He said his direct conversation with Dr. Fuad Malkawi was an attestation to the preparedness of the World Bank to intervene in the critical areas where the Ministry needs assistance. Ogunbiyi further assured the team that the Ministry would do all in their parts to support the intervention. ...
TALKING POINTS FOR THE HONOURABLE MINISTER, FEDERAL MINISTRY OF HOUSING & URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA, AT THE NIGERIA DIASPORA INVESTMENT SUMMIT (NDIS) COURTESY VISIT, ON TUESDAY, 12TH DECEMBER 2023
Protocol
Good morning, ladies, and gentlemen.
1. It is my pleasure to welcome the leadership of the Nigerian Diaspora Commission (NiDCOM) under the leadership of Hon. Abike Dabiri to the Federal Ministry of Housing and Urban Development.
2. I also want to appreciate and acknowledge the innovative drive of the NiDCOM Chairman and her team for the good work that they are doing in actualizing the mandate of the Commission.
3. Like I said at the 6th Edition of the Nigeria Diaspora Investment Summit, NIDCOM has over the years championed several initiatives and programs that are helping our country leverage the massive potential of our diaspora for national development. We have over 20million Nigerians in Diaspora remitting an average of over $24bn per annum.
4. Madam Chairman, we commend your leadership, the support of your team and partners and pray for more strength and wisdom to tap this huge potential.
5. As a Ministry, we are willing to support Diaspora initiatives in the housing and urban development space as well as encourage partnerships with the Diaspora towards making a change in the housing and urban development narrative of our dear country.
6. We are also committed to providing necessary support to NiDCOM’s plans to ensure that Nigerians in diaspora can own homes in Nigeria.
7. At the Summit, I launched the FMBN Diaspora Mortgage Loan which I had initiated and developed as the MD/CE of the Bank.
TALK ABOUT THE CURRENT STATUS OF THE FMBN DIASPORA MORTGAGE LOAN:
8. The Federal Housing Authority (FHA)is also involved as part of the Ministry’s efforts to cater to the Diaspora. They have undertaken to develop the Diaspora City Project under a Public Private Partnership comprising the FHA, The Nigerians in Diaspora Commission (NIDCOM) the Federal Capital Territory (FCT) and the private sector.
TALK ABOUT THE CURRENT STATUS OF THE FHA DIASPORA CITY PROJECT
9. Our overall goal is to ensure that as our brothers and sisters’ sojourn abroad, they also have a decent shelter over here in Nigeria to call their home.
10. I would like to assure Madam Chairman that the Ministry is committed to taking relevant actions towards ensuring that FMBN and FHA deliver on the stated objectives of these initiatives.
11. Thank you for your attention and may God bless Nigeria.
REMARKS BY THE HONORABLE MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AT THE MEETING WITH MILLARD FULLER FOUNDATION ON THURSDAY, 7 DECEMBER, 2023 IN ABUJA
Protocols
Good afternoon, ladies, and gentlemen.
1. It is my pleasure to welcome the leadership and staff of the Millard Fuller Foundation, an organization that embodies the spirit of progress and compassion in the realm of affordable housing, to the Federal Ministry of Housing and Urban Development.
2. The mission of the Millard Fuller Foundation resonates deeply with the core values of our Ministry of Housing and Urban Development and the Renewed Hope Vision His Excellency, President Bola Ahmed Tinubu for Quality Housing for All Nigerians.
3. Their commitment to providing truly affordable homes for mid-low-income earners through collaborative partnerships is commendable and inspiring.
4. Like Millard Fuller, we also believe that what we do here does not only lead to the construction of houses, but that we are also helping to build lives and empower communities across Nigeria.
5. We also share in the understanding that a home is not just a structure made of bricks and mortar. It is the cornerstone of stability, the sanctuary of safety, and the conduit to essential amenities. It represents a vital asset that can transform lives, create opportunities, and be the foundation upon which dreams are built.
6. Moreover, their programmatic focus on building basic, decent, and affordable homes for low-income earners aligns perfectly with our ministry's goals.
7. Since my assumption of office, I have made it clear that as a Ministry we must build for the 80 percent of Nigerians that fall within the low to medium income segment. They are in fact the majority. And as Nigerians, every one of them deserve to have access to decent and affordable housing. That is why we set up an Affordable Housing Design Committee with an initial focus of building homes that are organic and with price tags as low as N4M. I am particularly saddened that the possibility of this is fading with the high inflationary trends which are having a negative impact on the price of construction materials.
8. But I have not given up on my charge to our Directors and the Committee on exploring all possible areas to lower the price barrier of homeownership for Nigerians.
9. Relatedly, as part of the Renewed Hope Vision for Urban development, the Ministry plans to upgrade a total of 26 slums in the Six (6) regions of the country, including the Federal Capital Territory. This project would ensure the provision of key infrastructure and ancillary services including access roads, water supply, solar streetlight, drainages, sanitation, and waste management services etc., that would improve the living standards of the slum residents in the project sites and the urban poor in general.
10. We also plan to set up a National Social Housing Fund (NHSF) to ensure that all Nigerians including the NO INCOME, vulnerable and underprivileged groups have access to decent and dignified accommodation.
11. We also plan to boost building materials manufacturing in the country towards ensuring economic growth, creating jobs, reducing dependency on imports, and lowering the cost of construction materials and housing delivery.
12. Our plan is to build six (1) Building Materials Hubs in each geo-political zone in the country. The hubs will be provided with relevant facilities, including access roads, electricity, fit for purpose housing and relevant linkages for manufacturers to site their firms and operate.
13. These are some of our plans that align with the work that Millard Fuller Foundation is doing.
14. And I must say that as a private sector initiative, their work serves as a shining example of what can be achieved when compassion, dedication, and innovation converge. Their collaborative approach, engaging with individuals and organizations, showcases the power of unity in tackling complex societal issues.
15. As we move forward in our quest to ensure housing security and inclusivity for all, I consider a partnership with the Millard Fuller Foundation as necessary. We would like to learn from your lessons in designing and delivering decent but low-budget houses, and how you are innovating in the face of high inflationary trends.
16. Once again, I thank Millard Fuller Foundation for the visit and look forward to further collaboration.
17. Thank you.
PHOTO NEWS: OCCASION OF THE 2025 FMHUD MINISTERIAL RETREAT AND SIGNING OF PERFORMANCE CONTRACTS WITH DIRECTORS AND PERMANENT SECRETARY. FRIDAY 4TH JULY, 2025
Photo News: Occasion of the 2025 FMHUD Ministerial Retreat and Signing of Performance Contracts with Directors and Permanent Secretary. Friday 4th July, 2025
ONGOING RENEWED HOPE CITY, KARSANA PROJECT AS @ MONDAY, JULY 7TH, 2025.
Ongoing Renewed Hope City, Karsana Project as @ Monday, July 7th, 2025.