Opening Remarks By The Permanent Secretary, Federal Ministry Of Works & Housing, Babanggida Hussaini At The Meeting Of Permanent Secretaries For The 9th National Council On Lands, Housing And Urban Development In Jos, Plateau State On Wednesday, 28th April, 2021

Protocol

    I am delighted to welcome you all to the 9th meeting of the National Council on Lands, Housing and Urban Development with the theme “Housing Delivery in the Covid-19 Era and Beyond: the strategies for Affordability and Accessibility” holding in Jos, Plateau State. It is important that I used this opportunity to convey our appreciation to the Government and people of Plateau State for working tirelessly in making sure that this event is a successful one.

2.    The theme for this year’s meeting is carefully selected to harness the stakeholders’ views on the myriad of challenges affecting the delivery of affordable and accessible housing in Nigeria and how to refine strategies to address such challenges during and post Covid-19 pandemic era. Some of the notable challenges brought  about by the Covid – 19 era are the decline in per capita income of the world population resulting in the global economic meltdown, issues of security, particularly how to address the safety of works on sites and the occupants of houses during and after the Covid – 19 era.

3.    Distinguished Ladies and Gentlemen, the primary responsibility of nations the Wprld over has being the guarantee of the security of lives and properties of its citizens and the provision of policies and measures that leads to the socio-economic wellbeing of its citizens. Therefore, the theme of the meeting “Housing Delivery in the Covid-19 era and beyond: the Strategies for Affordability and Accessibility” is apt as it provides the stakeholders the forum to deliberate and come up with decisions on how to address issues of safety and security, economy, job creation, poverty alleviation, growth and empowerment of the informal sector among others.

4.    The Federal Ministry of Works and Housing is currently implementing programmes and policies that are aimed at providing affordable and accessible housing in the Country. Some of these activities and programmes include: collaboration with the Private Sector on the provision of affordable and quality housing in the Country through the Site and Services Scheme, improved Land Administration and Management, National Housing Programme which is in its second phase, the development of the Nigeria National Building Code and Energy Efficiency Code. There is no doubt in my mind that when all these are being implemented nationwide, these measures would address some of the affordability and accessibilty challenges as well as enhance housing delivery in the Country.

5.    As you are aware, the Council meeting is heralded by a 2-Day Technical meeting which took place on Monday – Tuesday (26rd – 27th April, 2021) wher all memoranda submitted by the various stakeholders are being considered, reviewed it and recommendations submitted to the meeting of the Permanent Secretaries for further review. Our responsibility, therefore is to improve on the foundation laid at the Technical meeting carefully review the submissions so as to ensure a result oriented Council meeting.

6.    Once again, I welcome you all to the meeting of Permanent Secretaries of this year’s Council meeting and wish you fruitful deliberations.

7.    Thank you for your kind attention.

Text Delivered By H.E, Babatunde Raji Fashola, SAN At The Commissioning Of Woodhill Estate Under Akacare Cooperatives, And Flag-Off Of Cooperative Housing Development, Kuje, FCT, Abuja

Welcome one and all to the commissioning of Woodhill Estate of AKACARE Cooperative Housing Scheme and the flag-off of our cooperative housing initiative, one of the series that will happen in each of the six (6) geo-political zones of Nigeria and the Federal Capital Territory.

One of the NEXT LEVEL commitments of the Federal Government of Nigeria as declared by President Buhari at the ministerial retreat held in September 2019, is to deepen access of Nigerians to affordable housing and consumer credit.

This is a mandate item of the housing sector of the Ministry of Works and Housing; as the policymaking arm of government, and we have assigned the Federal Mortgage Bank of Nigeria (FMBN) a parastatal of the Ministry of Works and Housing, the implementation responsibility for executing our policy of PARTNERSHIPS with cooperatives.

For those who may wonder, why cooperatives? The answer is simple.

By definition, co-operatives are "an autonomous association of persons united VOLUNTARILY to meet their common economic, social and cultural needs and aspirations through a jointly-owned enterprise.”

The key word in that definition is the "voluntary" nature of cooperatives, and this is critical in the formulation of our policy of partnerships with cooperatives as a means of overcoming the problems of "Acceptability" and affordability that stand in the way of access to housing.

This is important because our experiences, our investigations and our observations reveal starkly that there are hundreds of thousands of empty and unoccupied houses in major cities across Nigeria.

They are empty and unoccupied because they are either over-built, in being too big, or under-built in being too small and therefore not acceptable to those who need them, because in many instances no consultation took place between the builders and the consumers they built for.

This is why we are undertaking a pilot scheme based on our studies to build in 34 states who provided land, what the people we consulted said they will find acceptable.

Because of the lack of consultation and acceptability problem, the problem of affordability creeps in.

Our policy development team finds the voluntary nature of cooperatives very useful because members will be expected to design and build according to their needs and their income, as they find affordable.

Co-operatives have traditionally proved to be successful in areas like transportation, agriculture, trade and commerce, market associations and amongst large groups in the informal sector.

It is these large members of the informal sector that we seek to reach, scale up constructions of houses and the multiplier effects on the economy for cottage industries who make building materials like paint, doors, roofing materials, nails, and electrical fittings to mention a few.

The scale of construction by voluntary associations is expected to ramp up employment and income for artisans who will build houses. This will be our contribution to President Buhari’s commitment to raise a hundred million out of poverty in a decade.

As in other sectors, when cooperatives have been successful, we can point to modest successes of partnerships by FMBN with some cooperatives in the formal sector that currently has 52 housing projects under construction to deliver 4,624 units in 2020.

It is this number, that the policy we flag-off today seeks to multiply in many fold by unleashing the power of cooperatives and empower their voluntary will to act together in pursuit of the common desire to access housing and credit.

In order to be eligible, cooperatives must be registered, they must acquire their own land, get title to it, seek and obtain a building permit from the governments of the respective states where their land is located.

This last requirement is instructive because it seeks to eliminate incidents of unapproved buildings and slums which governments later seek to demolish.

All the state government agencies in charge of land have been duly briefed at the National Council launch meeting held in Abuja on November 7th 2019.

The Mandate and the role of the FMBN is to then provide construction funding to the cooperatives to build the houses, and to provide mortgage finance to the individual members to buy the house and pay back in instalments at a rate not exceeding 10% per annum.

Ladies and gentlemen, this is the sum and substance of the policy and partnerships that bring us to Kuje, in the FCT today because AKACARE cooperative has embraced this NEXT LEVEL initiative to deepen access to housing and consumer credit.

It is therefore my honour and pleasure to flag off this cooperative partnership in the hope that it will quickly spread to other states in this Geo political zone.

As every cooperative chooses what it desires and can afford, the FMBN, representing the Federal Government of Nigeria will be your partner, providing financial support to enable you to act voluntarily to choose and build what you accept and your income can afford.

On behalf of President Muhammadu Buhari and the Federal Government of Nigeria, I commission this Housing Estate and flag off this co-operative development away from poverty and towards common prosperity.

Thank You.

Babatunde Raji Fashola, SAN
Honourable Minister of Works and Housing