Dangiwa to Chair UN-HABITAT Executive Board Meeting in Nairobi The Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, will chair the second 2024 session of the United Nations Human Settlements Programme (UN-HABITAT) Executive Board Meeting, scheduled to take place in Nairobi, Kenya, from December 4 to 6, 2024. This session will address critical global urban development challenges, including housing, urban regeneration, climate resilience, and sustainable development, in line with the 2030 Agenda for Sustainable Development. During the meeting, the Executive Board will, among other responsibilities, consider and potentially approve the draft work programme of UN-HABITAT and the draft budget for the United Nations Habitat and Human Settlements Foundation for 2025. The Board will also review reports on UN-HABITAT’s activities for 2020–2025, receive updates on the development of the Strategic Plan for 2026–2029, and assess the implementation of the organization’s normative and operational activities. This includes reporting on its 2024 programmatic initiatives, subprogrammes, flagship projects, technical cooperation efforts, and its engagement in countries, territories, and areas affected by conflicts and disasters. Nigeria’s leadership role as Chair of the UN-HABITAT Executive Board underscores the country’s commitment to advancing global sustainable urban development. It elevates Nigeria’s visibility and influence on the global stage, positioning the nation as a pivotal player in shaping the urban development discourse. Arc. Dangiwa’s chairmanship will amplify Nigeria’s voice in crafting policies and initiatives for sustainable global urbanization. It also reaffirms Nigeria’s dedication to addressing urban challenges, including housing deficits, slum development, and climate resilience. The meeting presents a significant opportunity for Nigeria to foster partnerships with international organizations, donors, and development agencies. It provides a platform to showcase Nigeria’s achievements and best practices in housing and urban development while cementing its position as a leader in Africa’s urban agenda. Moreover, the session aims to promote and adopt innovative, inclusive solutions for urban planning, housing, and sustainability across Africa and beyond. Under the leadership of Arc. Dangiwa, who also chairs the African Ministers of Housing Caucus, Nigeria is well-positioned to attract international funding and technical assistance for urban development projects, including real estate and infrastructure. The meeting is expected to enhance Nigeria’s capacity for knowledge exchange, strengthen regional alliances, and improve institutional frameworks by exposing participants to global best practices. Key focus areas for Nigeria include advocating for international support to address the nation’s housing deficit and promoting affordable housing solutions. Nigeria will also champion sustainable cities and climate adaptation on the global stage. A major anticipated outcome of the meeting is the strengthening of global partnerships to drive sustainable urban growth in Nigeria. This is expected to attract increased investments and resources to tackle urban challenges, fostering a more sustainable and inclusive future.
Minister Ata Commends Progress on Renewed Hope City Minister of State for Housing and Urban Development, Rt. Hon. Yusuf Abdullahi Ata, has expressed his satisfaction with the progress of ongoing projects at the "Renewed Hope City" in Lambu, Tofa local government, Kano State. During his visit to the site on Friday, Minister Ata was impressed with the noticeable improvement in the project's pace compared to his previous visit with Hon. Minister Ahmed Musa Dangiwa a couple of weeks ago. The state Minister, who toured the project site with his entourage, led by the project's contractors, commended them for their hard work and dedication, urging them to redouble their efforts to complete the project on time. He emphasized the importance of timely completion, stressing that it would have a significant impact on the lives of the people in the community. Minister Ata noted that if the contractors maintain their current tempo, the project will be completed within the stipulated timeframe. Minister Yusuf Abdullahi Ata also commended the efforts of the project team and encouraged them to sustain their momentum. During his assessment of the nearby Tabarakallah "Renewed Hope Housing Estate," Minister Ata observed that the roads had been bulldozed recently, indicating that the project was ongoing, although not at the desired speed. However, he noted that apart from the Detailed Project Concept (DPC), the project's pace had not improved significantly since his previous visit with Hon. Minister Ahmed Musa Dangiwa. As a seasoned politician and urban planner, Minister Ata brings a wealth of experience to his role. His background in economics and development studies has equipped him with a deep understanding of the complex issues surrounding housing and urban development. With his extensive experience in legislative matters and community planning, Minister Ata is well-positioned to drive positive change in Nigeria's housing sector, particularly "The Renewed Hope Housing Projects." ...
Dangiwa Advocates Cross-Subsidy Inclusion in MOFI Real Estate Investment Fund Framework * Epresess Ministry’s support for MREIF Minister of Housing and Urban Development, Ahmed Musa Dangiwa, has urged the management of the Ministry of Finance Incorporated Real Estate Investment Fund (MREIF) to integrate cross-subsidy mechanisms into its framework for housing sector operations. The Minister made the call in Abuja during an interactive session organized by the House of Representatives Committee on Housing and Habitat with a focused on the Federal Government's establishment of MREIF and the suspension of the Single Obligor Limit imposed by the Central Bank of Nigeria (CBN) on the Federal Mortgage Bank of Nigeria (FMBN). Arc Dangiwa emphasized that such an approach would enable the construction of cost-effective housing, making homeownership more accessible to low-income Nigerians. Citing Algeria’s success where the government delivered one million homes in a year through cross-subsidy mechanisms, Arc Dangiwa proposed allocating 20–30% of funding for housing estates in Nigeria toward cross-subsidization. He explained that this approach would ensure uniform infrastructure and external features while adjusting internal finishes to suit varying affordability levels, thereby enhancing homeownership opportunities for low-income Nigerians. “Whenever we are funding any estate to be developed, 20 to 30 percent of the funding should be cross-subsidized,” the Minister emphasized. Dangiwa commended the Honourable Minister of Finance, Mr. Wale Edun, for securing Federal Executive Council approval for MREIF, and described it as a transformative initiative poised to revolutionize the housing sector and call for innovative funding strategies beyond traditional budgetary allocations. Dangiwa while addressing the restrictive impact of the Single Obligor Limit imposed by the CBN on FMBN, praised the House Committee on Housing and Habitat for intervening to halt the practice, noting that the cap on disbursements of 50 percent shareholders’ fund has limited the bank’s ability to fund primary mortgage institutions (PMIs), thereby hindering mortgage accessibility for Nigerians. Dangiwa also advocated for the recapitalization of FMBN, to enable it create affordable mortgages without relying on MREIF funding while more support for FHA would enhance their capacity to strengthen housing development in the country. The Minister reiterated the importance of innovative financing, institutional collaboration, and affordability as critical to addressing Nigeria’s housing deficit and expressed confidence in achieving sustainable growth in the housing sector under the Renewed Hope Agenda. In his welcome remarks, the Chairman of the House Committee on Housing and Habitat, Hon. Abdulmumini Jibrin, noted the importance of engaging key stakeholders in shaping the framework for MREIF. He confirmed the committee’s position on halting the Single Obligor Limit and emphasized ongoing efforts to address concerns raised by stakeholders, including the FMBN and MBAN. The Chairnan directed representatives of the CBN, FMBN, and MBAN to collaborate and propose practical solutions within a week. Dr. Armstrong Takang, Chief Executive Director of MOFI, highlighted President Bola Ahmed Tinubu’s directive to prioritize liquidity in the housing sector and stressed the need for accessible and affordable mortgages with longer repayment terms to address affordability challenges and reduce the prevalence of abandoned houses. Dr. Takang also outlined MREIF’s dual strategy of supporting developers with off-take guarantees and facilitating low-cost mortgages for buyers. Representatives from the CBN, FHA, MBAN, and REDAN expressed support for the establishment of MREIF, emphasizing the importance of a well-structured and approved framework. Suggestions included leveraging funds from unclaimed dividends, dormant accounts, and PENCOM funds to enhance the fund’s liquidity. The CBN requested a detailed conceptual framework to conduct a thorough review before making an informed decision. ...
Dangiwa is Champion of Accessible Mortgage, Affordable Housing - PEWAN Property and Environment Writers Association of Nigeria (PEWAN), has confered an Award of Recognition on the Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa as a consistent champion of accessible mortgage and affordable housing. PEWAN is a sub group of the Nigerian Union of Journalists (NUJ), which unites dedicated Journalists drawn from print, electronic and online media platforms covering Property, Real Estate, Works, Construction, and Environment sectors. The occassion of the award under the Chairmanship of Bldr. Kunle Awobodu, former President, Nigerian Institute of Builders (NIOB), took place at the conference room of Lagos Chamber of Commerce and Industry (LCCI), Alausa, Ikeja, Lagos, Thursday November 28th, 2024. Reciepient of other categories of awards incude amongst others; Alhaji Shehu Osidi, Managing Director, Federal Mortgage Bank of Nigeria; Odinayo Ojo, a Real Estate Professional; Sam Ogrih, MD/CEO, Delta Mega-Trend Nigeria Ltd and Arc. Gbolahan Owodunni Oki, General Manager of the Lagos State Building Control Agency (LASBCA). The 2024 PEWAN Annual Lecture and Awards has the themes; " Resolving the Financial and Regulatory Dilemma to Achieve Renewed Hope Agenda on Housing" " The Role of FHA, Private Sector Operators in improving Housing Supply" " The place of Affordable Mortgage, Building Materials in Catalysing Demand and Supply" In a keynote address, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, who was the special guest at the conference, stated that the federal government was working towards closing the housing deficit and enhancing housing affordability for all Nigerians through the Renewed Hope Cities and Estates Programme, other reforms and initiatives introduced by the Housing Ministry. The Minister was represented at the conference by the Director Press and Public Relations of the Ministry of Housing and Urban Development, Salisu Badamasi Haiba. Dangiwa commended the Chairman of PEWAN and team for the bold initiative to advance the conversation around financing to construct affordable houses for Nigerians, as well as a regulatory framework that supports housing development. He mentioned that 550, 000 housing units was needed annually to cope with the increasing population and address the housing deficit in Nigeria, which some sources put at over 18 million units, and requires an annual budget of N5.5 trillion at an average of N10 million per unit. Accordingly, he said that, the Ministry of Housing and Urban Development under his watch has recorded significant strides which include; the Renewed Hope Cities and Estates Programme which aims to deliver 50,000 housing units under the first phase, having one city in each of the six (6) geopolitical zones and the FCT, and the Estates, one in each of the remaining 30 states. He also explained that there are currently 14 active construction sites nationwide under the programme with a total of 10,112 housing units which comprises 250 housing units each in the Renewed Hope Estates, across 12 states. The Minister disclosed that a significant number of the units were close to completion, expressing optimism that 1,000 units of the Renewed Hope City in Abuja would be commissioned in December by Mr. President, announcing access to purchase of the houses through the web portal: https://renewedhopehomes.fmhud.gov.ng. He acknowledged the role of housing construction in job creation and poverty alleviation, stating that the Renewed Hope Cities and Estates Programme has directly and indirectly generated over 252,800 jobs for Nigerians, including skilled and unskilled workers at an average of 25 jobs per house, thereby making a huge impact on the nation’s economy. On financing for the projects, Arc. Dangiwa notified the participants of a range of creative and diversified funding strategies that the Ministry has adopted, which includes; the ₦50 billion 2023 Supplementary Budget, and an additional ₦27.2 billion allocated in the 2024 budget; a Public-Private Partnerships (PPPs) arrangement for the Renewed Hope Cities which targets the high and middle income earners. “While pursuing PPPs, the government must also increase funding for the Renewed Hope Housing Programme. As a Ministry, we have championed this advocacy, and there is now widespread recognition that the current N50 billion annual budget for housing is grossly inadequate compared to the N5.5 trillion required annually to address the housing deficit”; “Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle”, Dangiwa explained. Other funding strategies according to the Minister are: partnership with Shelter Afrique Development Bank for the financing of 5,000 housing units under phase one, representing an estimated investment of ₦50 billion, contributions from the Ministry’s Agencies Federal Mortgage Bank of Nigeria (FMBN) and The Federal Housing Authority (FHA), as well as the National National Social Housing Fund (NSHF) which targets the Low and no income, vulnerable and underprivileged. Furthermore in the area of regulations, the Minister said efforts were ongoing to strengthen the institutional and regulatory frameworks of the ministry and its agencies, also pointing out the work being done in the area of land administration to review the Land Use Act of 1978 which is now obsolete. To this effect, he recalled the Four Reform Task Teams inaugurated earlier this year by the Ministry, to help provide the framework for driving the implementation of the Ministry’s plans, stating that the Land Reforms Task Team was charged to build a framework for effective land administration in Nigeria, as well as the proposed establishment of the National Land Commission to operationalize the Act. Accordingly, Arc. Dangiwa brought the participants up to speed with the new framework for fair and equitable compensation rates for crops and economic trees, that ensures adequate recompense for persons affected by government projects, launched at the 2024 National Technical Development Forum on Land Administration. Other initiatives outlined by the Minister includes the impending National Land Registration, Documentation and Titling Programme which together with state governments, aims to register, document, and title all land parcels in the country; as well as the enhancement of the Electronic Certificate of Occupancy (e-C of O) and Land Titling System for all federal government owned lands across Nigeria. On the menace of building collapse in the Country, Dangiwa informed of the recently inaugurated Builders Disciplinary Tribunal in collaboration with the Council of Registered Builders of Nigeria (CORBON) that would determine cases of infraction by members of the council and the built community, so as to ensure that built professionals adhere to global standards. He further charged participants of the conference to engage fully, take the ideas and insights, and leave with the resolve to make tangible differences in housing delivery in Nigeria, while also assuring PEWAN of the Ministry’s keenness to ideas and collaborations that would help fix the systemic challenges and expand quality housing to all. Earlier in her opening remarks, Chairman of PEWAN, Mrs Okwy Iroegbu-Chikezie, said that the conference was organised to provide opportunity for experts and stakeholders in the real estate sector to chart pathways towards increasing housing provision in the country to bridge the housing deficit estimated at 28 million. ...
Stakeholder Engagement Meeting
* Facilitated by the FMHUD on the Report on Preparation of Strategic Regional Development Plan for North Central Geo-political zone
* Held at Shoprite Building, Wuse zone 5 Abuja, Thursday, November 21st, 2024.
* The aim of the engagement is to facilitate balanced development within the region and reduce regional disparities
* This is part of the FMHUD under the leadership of the Hon Minister, Arc. Ahmed Musa Dangiwa to actualize the Renewed Hope Urban Renewal and Development Agenda of President Bola Ahmed Tinubu, GCFR
We Are Making Steady Progress!
In line with the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, the Hon. Minister of Housing and Urban Development is steadily establishing a strong nationwide footprint in affordable housing through the Renewed Hope Cities and Estates initiative. So far, we have covered thirteen states of the federation, in addition to the FCT, with a total of 10,112 housing units currently under construction. @MSIngawa
#RenewedHopeAgenda #AffordableHousing #HousingForAll #UrbanDevelopment #NationBuilding #NigeriaHousing #SustainableCities #Progress #BuildingTheFuture
Presentation by the Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa at the State House Gallery, Aso Villa on Sunday, 17th November 2024
Good evening gentlemen of the Press
For the first time in over 25 years, the housing and urban development sector is now receiving the priority and undivided attention that it rightfully deserves. Over the past 14 months, our ministry has worked hard to turn this vision into measurable outcomes. I am proud to report that progress is now visible, impactful, and nationwide.
Our Renewed Hope Homeownership Strategy is equally transformative. We have created a range of affordable options that Nigerians can use to own these homes once they are completed.
This includes:
I want to use this medium to appeal to Nigerians in both formal and informal employment to join the National Housing Fund (NHF) Scheme to enable them benefit from this affordable homeownership options from the Federal Mortgage Bank of Nigeria. They are the best in the market.
Accessing the Renewed Hope Homes is Online
I call it a One-Stop Shop for Homeownership. Nigerians don’t need to lobby anyone to own a home under the Renewed Hope Cities and Estates Programme. You simply visit the site www.renewedhopehomes.fmhud.gov.ng, check the house you want, in the state that you want, apply, pay, print a provisional letter of offer.
I am proud to say that this is first time that Nigeria is having a Central Online Platform for Housing Delivery from search, expression of interest to payment – locally and internationally. In fact, Nigerians living abroad can remotely book a tour of the house, pay for a home in Nigeria using foreign currency online.
About two months ago, the Bureau of Public Service Reforms gave us an award as the “Best Federal MDA in Innovative Use of Technology”
Second is Public-Private Partnerships (PPPs): The 3 Renewed Hope Cities in FCT, Lagos and Kano are all being funded through a PPP that the Ministry signed with a consortium of developers for the delivery of 100,000 housing units nationwide. Under this strategy, the developers source land and construction finance while the government creates an enabling environment for them to deliver housing. So far, the Ministry has facilitated a N100billion Bankable Offtaker Guarantee by the Federal Mortgage Bank of Nigeria (FMBN) for the Karsana Renewed Hope City. This has enabled developers to mobilize over ₦40 billion in financing—a first in the history of Nigeria’s housing sector. We have also made cross subsidy a key part of our efforts to enhance affordability for low-medium income earners to foster integrated living. Under this concept, the housing units built in the Renewed Hope Cities will be sold at commercial rate while a substantial percentage will be sold at concessionary rates to low- and medium-income Nigerians who are members of the Nigeria Labour Congress and the Trade Union Congress.
We have embraced PPPs because our housing deficit is vast and cannot be funded from budgetary allocation alone. We need to build approximately 550,000 units annually over the next decade to close this gap. This would require about N5.5 trillion per annum.
However, we recognize that PPPs alone cannot deliver Renewed Hope Affordable Housing for the majority of Nigerians. This is due to the high costs of private-sector construction financing, which significantly increase housing prices. For example, a one-bedroom apartment at the Renewed Hope City in Karsana, built under a PPP model, costs about N22 million, whereas a similar unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8–9 million.
The difference lies in the cost of finance. Under the Renewed Hope City model, developers purchase the land, secure financing at double-digit interest rates, while as government, we facilate a Bankable Offtaker Guarantee from the FMBN. In contrast, Renewed Hope Estates are funded with interest-free allocations from the budget. State governments provide free land, and infrastructure costs are subsidized and excluded from the housing unit prices. These factors account for the significant price disparity between Renewed Hope Cities and Renewed Hope Estates.
Some may question why we continue to embrace PPPs. The answer is that, as a government, we have a responsibility to serve all Nigerians by stimulating private sector participation in housing delivery. Our objective is to provide quality housing across all income levels. PPP-driven Renewed Hope Cities target high- and middle-income earners who can afford such prices, while Renewed Hope Estates cater to lower-income groups. This approach ensures that every category of Nigerians has access to suitable housing options.
This means that while pursuing PPPs, the government must also increase funding for the Renewed Hope Housing Programme. As a Ministry, we have championed this advocacy, and there is now widespread recognition that the current N50 billion annual budget for housing is grossly inadequate compared to the N5.5 trillion required annually to address the housing deficit.
Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle. This would allow us to expand housing projects to cover the remaining 18 states and increase the unit count per state from 250 to at least 500, as initially planned.
Effective Land Administration
Now, Project Affected Persons will receive compensation that reflects current economic realities.
Long Live Nigeria
Long Live Mr. President
Keynote Address Delivered by The Honourable Minister, Federal Ministry of Housing and Urban Development, at The 13th Meeting of The National Council on Lands, Housing and Urban Development, Holding in Gombe, Gombe State, On 11th To 15th November 2024.
Protocols
Distinguished Ladies and Gentlemen,
It is my pleasure to deliver the KeyNote Address at this 13th edition of the National Council on Lands, Housing and Urban Development holding here in Gombe State, the “Jewel of the Savannah”.
I want to sincerely thank His Excellency, the Executive Governor of Gombe State, my dear brother and friend, Alh. Muhammadu Inuwa Yahaya, for graciously accepting to host this year’s Council Meeting and for the warm hospitality that the State has provided for all participants. Thank you, Your Excellency.
I also want to express our profound gratitude to the Distinguished Members of the Senate and House Committees that oversight the Ministry. The Chairman, Senate Committee on Lands, Housing and Urban Development, Senator Sen. Aminu Tambuwal, Chairman; House Committee on Housing and Habitat, Hon. Abdulmumin Jibrin and Chairman, House Committee on Urban Development and Regional Planning, Awaji-Inombek Abiante, I sincerely thank you all for your continual Legislative support for the development of the Housing and Urban Development Sector in Nigeria.
My appreciation goes out to Participants, Thought Leaders and Advocates for their support and expertise towards actualizing the objectives and strategies for the Sector. I thank you all for your efforts and contributions.
At the last Council Meeting in Kaduna last year November, my first Council Meeting as the Hon. Minister of Housing and Urban Development, I said that under the Renewed Hope Agenda of His Excellency President Bola Ahmed Tinubu, GCFR, we are intent on making a major and history defining difference in land administration, housing delivery and management of our urban spaces. I stated clearly that Mr. President is not happy with the state of things in the sector and the very poor progress that we have made in unleashing the capacity of the sector for economic and national development.
I went on to outline the Ministry’s Action Plan and the Key Prioritities of the Renewed Hope Agenda for the sector. This included increasing housing supply to meet the housing shortage, implementing comprehensive land reforms to ease access to land, reforming federal housing institutions including Federal Mortgage Bank of Nigeria and Federal Housing Authority. We also said we would work to establish a National Social Housing Fund to meet the housing needs of no-income, low income and underprivileged Nigerians. Furthermore was the establishment of Building Materials Manufacturing Hubs, one in each geo-political zone of the country to lower the cost of building materials, create local jobs and lower the cost of housing delivery amongst others.
DRIVING ADEQUATE AND AFFORDABLE HOUSING
It has been over a year, and I am happy to report that we are making steady progress. Under the Renewed Hope Cities and Estates Programme, we currently have construction underway at fourteen sites, comprising a total of 10,112 housing units. This includes 250-unit Renewed Hope Estates with 1, 2, and 3-bedroom semi-detached bungalows in Yobe, Gombe (NE); Nasarawa, Benue (North Central); Sokoto, Katsina (North West); Abia, Ebonyi (South East); Delta, and Akwa Ibom (South South). Additionally, we have ongoing work at the 3,112-unit Renewed Hope City in the FCT, the 2,000-unit Renewed Hope City in Kano, and another 2,000-unit Renewed Hope City in Lagos. A significant number of these units are at the roofing stage, and we look forward to their completion and commissioning.
We have also acquired land in Enugu and Borno for the development of 2,000-unit Renewed Hope Cities under a PPP arrangement. Planned locations for additional cities include Nasarawa (2,000 units) and Rivers (2,000 units). Our goal is to establish at least one Renewed Hope City in each geo-political zone and the FCT.
To fully appreciate the progress we have made over the past year, it’s essential to establish context. Before the Renewed Hope Agenda, the Ministry had initiated only about 8,000 housing units under the National Housing Programme, with only 3,000 completed over eight years. In one year, under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, we are on track to surpass this 8-year performance. Let us give a resounding applause to Mr. President for his vision, the National Assembly for its support, the Ministry’s management and staff, and our partners for this progress.
While it’s worthwhile to acknowledge our achievements, we must remember that we are only scratching the surface. The housing deficit in Nigeria is vast. We need to build approximately 550,000 units annually over the next decade to close this gap. This would require about N5.5 trillion per annum, yet our annual budget for housing remains below N100 billion. This shortfall is why we have embraced Public-Private Partnerships (PPPs) with reputable developers to help deliver housing at the necessary scale. However, PPPs alone cannot deliver affordable housing for the majority of Nigerians, given that the high costs of private-sector construction financing drive up prices.
For instance, a one-bedroom apartment at the Renewed Hope City in Karsana, built under PPP, costs about N22 million, whereas the same one-bedroom unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8-9 million. The difference lies in the cost of finance. Under the Renewed Hope City, developers purchase the land, secure financing at double-digit interest rates, and the FMBN provides a Bankable Offtaker Guarantee. For Renewed Hope Estates, the funds are interest-free from budget allocations, state governments provide free land, and infrastructure costs are not included in unit pricing. Although we introduced cross-subsidies, only a few people will benefit, as developers must sell the majority of units at market rates to recover their investment and repay lenders with interest.
Some may ask why we continue to embrace PPPs. We do so because, as a government, we have a duty to all Nigerians. Our goal is to provide quality housing for all income levels. PPP Renewed Hope Cities target high- to middle-income earners who can afford these prices, while the Renewed Hope Estates serve lower-income segments. In this way, there is something on offer for all categories of Nigerians.
Despite our efforts with PPPs, government financing in housing should increase. The current sub-N100 billion annual budget for housing is inadequate compared to the N5.5 trillion required annually to address our housing deficit. Housing investment fuels economic growth, job creation, and poverty alleviation. For example, constructing the 10,112 units underway nationwide has created over 252,800 jobs for skilled and unskilled workers, with an average of 25 jobs per home. Workers, such as plumbers, masons, and laborers, earn an average of about N150,000 per month with a daily wage of N5,000, in addition to economic activities around the sites. Moreover, an investment of N100 billion in housing construction returns over 80% of that amount to the government through unit sales.
Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle. This would allow us to expand housing projects to cover the remaining 18 states and increase the unit count per state from 250 to at least 500, as initially planned. Such an expansion would create more jobs, combat poverty, engage our youth, and prevent them from falling prey to violence or criminal activities. Let us give the National Assembly Leadership a standing ovation for their understanding and support towards tackling this national problem.
The Ministry has signed a Housing Development Partnership with the Shelter Afrique Development (ShafDB). Under the Partnership, the Bank will support the Renewed Hope Housing Program with Advisory Services and financing of competent Developers for an initial pilot programme for the development of 5,000 housing units.
Adding these Ministry-led housing projects to those by agencies such as the Federal Mortgage Bank of Nigeria and the Federal Housing Authority would significantly boost the supply of decent, affordable housing to meet Nigeria’s shelter needs.
We recently returned from the 12th World Urban Forum in Cairo, Egypt. What we observed there was inspiring and should motivate us as a nation to do more. The Egyptian government is constructing a New Cairo City, an urban development estimated at 500 billion Egyptian Pounds (around $10.6 billion). This includes massive housing, road construction, shopping malls, rail systems, and more. While part of the funding comes from entities like the World Bank and IFC, a significant portion is government-sourced through the Administrative Capital for Urban Development (ACUD), the overseeing authority.
We also met with India’s Housing Minister, who shared that India has built over 1 million housing units entirely through government funding.
We noted similar large-scale, government-funded housing efforts in South Africa and other African nations.
The message is clear: while we will continue to drive PPPs, our government needs to do more to finance affordable and social housing for our citizens.
This call extends beyond the federal government. I urge all Commissioners here to encourage their state and local governments to allocate a substantial portion of their revenues to affordable housing delivery while exploring PPPs.
FORGING EFFECTIVE LAND ADMINISTRATION
Besides housing supply, we are also making progress in improving the land administration system in our country as we promised. Effective land governance is important to national and economic development in Nigeria. By ensuring clarity, security, and accessibility in land ownership and transactions, we lay the foundation for increased investment, both domestic and international. Transparent land administration enhances property rights, reduces conflicts, and encourages sustainable land use practices, which together foster a stable environment for economic activities. Furthermore, efficient land governance unlocks revenue opportunities for both federal and state governments through improved land-based taxes and encourages private sector participation in real estate and infrastructure development. These efforts collectively accelerate economic growth, create jobs, and contribute to our broader goals of social equity and inclusive urban development across Nigeria.
Last month, at the 2024 National Technical Development Forum on Land Administration, we launched a new framework for fair and equitable compensation rates for crops and economic trees, ensuring adequate recompense for persons affected by government projects. This initiative, developed with support from the World Bank and the Rural Access and Agricultural Marketing Programme (RAAMP), was validated by forum participants. The last review of these rates was conducted 18 years ago.
23. For example under the revised rates for matured trees in the North Central Zone:
i. Cashew: increased from N2,000 per matured stand to N45,000 and N5.5M for a hectare.
ii. Mango: increased from N4,000 per matured stand to N105,000 and N13M per hectare.
iii. Cocoa: increased from N3,000 per matured stand to N160,000 and N160M per hectare.
Now, Project Affected Persons will receive compensation that reflects current economic realities.
We are also initiating a groundbreaking partnership between the Ministry of Housing and Urban Development and the World Bank to tackle Nigeria’s long-standing land registration challenges. Currently, over 90% of the country’s land remains unregistered, representing an estimated $300 billion in untapped capital.
This partnership aims to work with State Governments to register, document, and title all land parcels, clarifying and securing land ownership to unlock development and investment potential. Through this program, we intend to establish a National Digital Land Information System (NDLIS) to streamline land transactions, making them more efficient, transparent, and accessible. This initiative will boost economic activity and enhance property rights protection, with a goal of increasing formal land transactions from less than 10% to over 50% within a decade. As you are aware we have over 300billion dollars in dead capital because land is not titled and our people cannot leverage land as an economic asset to get loans for their businesses or other investment purposes.
The Federal Ministry of Housing and Urban Development and the World Bank are finalizing the operational framework and investment commitment for this initiative.
Distinguished Ladies and Gentlement, you may recall that last year, we formed a Land Reforms Task Team to review, audit, and devise approaches to operationalize the Land Use Act. The task team has prepared a preliminary report that highlights the need to establish a National Land Commission as a starting point for implementing the Land Use Act and coordinating state land registries.
We have also enhanced the Electronic Certificate of Occupancy (e-C of O) and Land Titling System for all federal government-owned lands across Nigeria's 36 states. This system streamlines the review, approval, and issuance of Certificates of Occupancy, significantly reducing administrative delays for federal land applications.
From fewer than six e-C of Os previously signed, I have, over the past few months, digitally signed over 1,000. As of October 2024, we have approved 417 C of O applications and received 1,079 applications. Our goal is to clear the backlog by the end of December.
SUSTAINABLE URBAN AND REGIONAL DEVELOPMENT DRIVE
Distinguished members of the Council, as we chart the course for urban development in Nigeria, we must grasp the scale of our urban growth and the profound challenges it brings. Nigeria’s urban population is expanding rapidly, driven by an annual growth rate of 4.1%. From just 9.4% in 1950, our urban population now exceeds 52%, with projections indicating a rise to 70% by 2050. By then, Nigeria will likely be the world’s third most populous country, with over 400 million people.
This expansion spans all six geo-political zones, where cities grow at unprecedented rates. Today, we have eight cities with populations above one million and 81 cities with populations between 100,000 and one million. Yet this rapid growth comes with pressing challenges. Approximately 58.8% of our urban residents live in slum conditions, with a national housing deficit of 16-18 million units. Infrastructure is inadequate, and many lack secure land tenure.
Addressing these complex issues requires strategic planning and innovation, which the National Urban Development Policy (NUDP) which is pending approval of the Federal Executive Council aims to deliver. Our goal is to provide a framework that guides long-term, sustainable urban growth, addressing not only housing and infrastructure needs but also creating the foundation for economically vibrant, climate-resilient, and inclusive cities.
The NUDP's vision is clear: to transform Nigeria’s cities into well-functioning, prosperous, resilient, secure, and livable spaces for all. Achieving this vision demands a 'Business Unusual' approach, one that replaces 'Urban Pessimism' with 'Urban Optimism.' This means embracing high-density urban development over sprawl, safeguarding agricultural land and resources, and adopting integrated, evidence-based urban policies.
Our approach includes:
1. Raising public awareness of the potential and challenges of urbanization.
2. Instilling a sense of urgency and optimism among stakeholders to implement sustainable urban strategies.
3. Providing strategic leadership to drive meaningful, short-term gains.
4. Empowering citizens to co-create and sustain this vision.
The NUDP also promotes a 'Healthy Cities' concept, integrating environmental health with secure, resilient urban spaces. This involves essential services like waste management, water, sanitation, and local public health systems. As the recent pandemic has shown, resilience in city design is critical for public health and community well-being. Models like the '15-minute city'—where essential services are within walking distance—offer accessible, self-sufficient neighborhoods that promote health and connectivity.
The NUDP also prioritizes climate responsiveness. Climate change poses a severe threat, with impacts like drought, flooding, and extreme weather intensifying. Without adaptation, climate change could cost Nigeria between 6% and 30% of its GDP by 2050. Therefore, urban planning is a frontline defense in building climate resilience and economic security.
This vision aligns with global commitments, including the 2030 Agenda for Sustainable Development (SDG 11), the Paris Agreement, and the Sendai Framework for Disaster Risk Management. By localizing these goals, we can transform urban spaces to benefit all Nigerians and capture the 'Urban Dividend,' making our cities engines of opportunity, resilience, and well-being.
This is our path to sustainable urbanism, a future where Nigeria’s cities work for everyone, delivering economic, social, and environmental benefits for present and future generations alike.
But to do this we must all work together. Federal, State and Local Governments. We must discuss and collectively agree to drive these initiatives. We must stop working in silos and build synergies. At the twelfth World Urban Forum in Cairo, there was a strong emphasis on devolving the Global conversation on urbanization. We now have an Africa Urban Forum, the last held recently this year in Addis Ababa. At the Forum all African Member Countries, including Nigeria, agreed to organize Annual National Urban Forum in the declaration.
At this Council Meeting, I would therefore direct that in line with the Africa Urban Forum Declaration, we set in motion the process for the organization of an Annual National Urban Forum where we all meet to discuss Nigeria’s Urban Agenda.
In conclusion, as we meet and deliberate at this 13th edition of the National Council on Lands, Housing, and Urban Development, let us reaffirm our shared commitment to reshaping Nigeria’s housing, land, and urban development landscapes. The work we are undertaking is more than just policy—it’s about creating a brighter, more inclusive, and prosperous future for our nation.
I urge each one of you to carry the insights, ideas, and innovative strategies from this meeting back to your respective states and departments, actively advancing our goals for sustainable, affordable housing, effective land administration, and resilient urban spaces. Let us continue building on the progress we've made and work tirelessly to transform our vision of ‘Renewed Hope’ into reality for every Nigerian.
Together, we can foster cities that are economically vibrant, environmentally sustainable, and socially inclusive. The journey ahead requires our unity, our resolve, and our unwavering dedication to delivering real, lasting change.
Thank you, and may our collective efforts here in Gombe pave the way for a stronger, more dynamic Nigeria.
Long Live Nigeria
Long Live His Excellency, President Bola Ahmed Tinubu, GCFR
OCCASION OF THE INSPECTION OF RENEWED HOPE HOUSING SITES IN KANO BY THE HON MINISTER OF STATE, RT HON YUSUF ABDULLAHI ATA, FRIDAY, NOVEMBER 29TH, 2024
Occasion of the inspection of Renewed Hope Housing Sites in Kano by the Hon Minister of State, Rt Hon Yusuf Abdullahi Ata, Friday, November 29th, 2024
OCCASSION OF THE 2024 PEWAN ANNUAL LECTURE AND CONFEREMENT OF AWARD OF RECOGNITION AS CONSISTENT CHAMPION OF ACCESSIBLE MORTGAGE AND AFFORDABLE HOUSING ON HON MINISTER ARC. AHMED MUSA DANGIWA, REPRESENTED BY THE DIRECTOR PRESS AND PUBLIC RELATIONS, SALISU BADAMASI HAIBA, AT LAGOS CHAMBER OF COMMERCE AND INDUSTRY
Occassion of the 2024 PEWAN Annual Lecture and conferement of Award of Recognition as Consistent Champion of Accessible Mortgage and Affordable Housing on Hon Minister Arc. Ahmed Musa Dangiwa, represented by the Director Press and Public Relations, Salisu Badamasi Haiba, at Lagos Chamber of Commerce and Industry