FEDERAL MINISTRY OF HOUSING & URBAN DEVELOPMENT

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Federal Ministry of

Housing & Urban Development (FMHUD)

Federal Republic of Nigeria

Welcome To Federal Ministry Of Housing And Urban Development.

Minister Federal Ministry Of Housing And Urban Development Arc. Ahmed Musa Dangiwa.

Housing And Urban Development.

Inspection Tour Of Houses For The National Housing Scheme.

Housing And Urban Development.

Feb

2026

LATEST PRESS

Housing Ministry, NIWA, OSGoF Harmonise Positions for Effective Shoreline Regulations

* Approve Unified Procedure for Shoreline Reclamation, Inland Waterways Management

Ministry of Housing and Urban Development (FMHUD), National Inland Waterways Authority (NIWA) and Office of Surveyor-General of the Federation (OSGoF) have come up with a unified and transparent framework for the effective control and management of national inland waterways and shorelines.

This is part of the resolutions of a meeting of the Technical Inter-Ministerial Committee on the Effective Control and Management of National Inland Waterways and Shorelines.

The committee, comprising the Federal Ministry of Housing and Urban Development (FMHUD), the National Inland Waterways Authority (NIWA) and the Office of the Surveyor-General of the Federation (OSGOF), was set up to review, harmonise and update procedures on shoreline reclamation applications, allocations and collaborative regulatory processes.

Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, the Managing Director of National Inland Waterways Authority (NIWA), and Surveyor-General of the Federation, set up the tripartite inter ministerial technical committe to carry out the assignment.

This is in line with the directives of His Excellency, President Bola Ahmed Tinubu, GCFR, and the aspirations of the Renewed Hope Agenda.

The inter ministerial technical committee meeting focused on strengthening inter-agency collaboration, enhancing transparency and safeguarding the national interest in the administration of Nigeria’s shoreline and inland waterways assets.

Following extensive deliberations, the Committee approved a unified Standard Application Procedure (SAP) to guide all shoreline allocations, reclamation requests and related approvals, in order to ensure uniformity, accountability and transparency.

Under the new framework, all shoreline applications shall commence with the submission of a Letter of Intent to the Federal Ministry of Housing and Urban Development, to be followed by a mandatory joint inspection by FMHUD and NIWA, with the participation of the applicant.

The Committee further resolved that provisional allocations shall be based strictly on survey data jointly validated and charted by surveyors from FMHUD, NIWA and the Office of the Surveyor-General of the Federation, in order to prevent encroachment into navigational channels, avoid overlapping grants and safeguard national spatial integrity.

In addition, all existing shoreline grants-whether new, active, dormant or pending-shall be subjected to immediate review in line with the newly approved Standard Application Procedure. In accordance with earlier Presidential directives, any approval granted in previous years without evidence of payment of statutory assessed fees has been revoked.

For high-sensitivity locations, including Banana Island, the Committee directed that no new approval or extension shall exceed boundaries jointly established by FMHUD, OSGoF and NIWA, adding that strict compliance shall be enforced.

To strengthen process integrity and eliminate delays, the Committee approved a mandatory processing timeline of fourteen (14) days for each stage of the shoreline application and approval process. All Provisional Offer Letters shall henceforth carry clear expiration clauses, while non-compliance by officers or applicants shall attract appropriate administrative and regulatory sanctions.

The resolutions of the Committee supersede all previous communications, directives, circulars and guidelines issued by any Ministry, Department or Agency in respect of shoreline reclamation, allocation, survey validation and related regulatory matters.

The Committee commended the participating agencies for their cooperation and reaffirmed its commitment to a transparent, coordinated and sustainable framework for the management, protection and orderly development of Nigeria’s inland waterways and shorelines.

Feb

2025

Housing, Regional Development Ministries Collaborate to Enhance Ministerial Deliverables * we executed over 100 slums upgrade, urban renewal projects - Dangiwa * we need to align with housing ministry to avoid duplication of projects - Ahmadu Housing and urban development minister Arc Ahmed Musa Dangiwa and Minister of State for Regional Development, Uba Maigari Ahmadu have met to forge a common alliance that would see to the enhancement of their respective ministerial deliverables. The common position was arrived at during the meeting of the two ministers hosted by Arc Ahmed Dangiwa and was attended by the Permanent Secretaries of the respective ministres; Dr Shuaib Belgore of Housing and Mrs Tinuke Watti of Regional Development. Dangiwa was elated to receive the Minister, emphasizing that the meeting was part of the inter-ministerial collaboration that needs to be enhanced between Ministries and Agencies; “ With this type of collaborations, we can exchange ideas and leverage on certain privileges that one has, and find a way of enhancing our Ministrial deliverables that we have sworn to deliver” he stated. He expressed joy in the news that one of the Development Commissions of the Regional Development Ministry was developing over 1000 housing units for their citizens, hoping for more collaborations between the Commissions and the Housing Ministry in order for the built professionals in the Ministry to adequately provide designs, costings and necessary advice for the projects. The Minister reiterated the mandate of the Housing Ministry which is to provide affordable houses for the Nigerian populace, as well as urban renewal and development. He informed that the Ministry has successfully within two years, executed over 100 slums upgrade and urban renewal projects within the country which consists of water supply, drainages, roads, sanitation, street lighting, amongst other projects like intervention in schools and hospitals. In the area of Housing, Arc. Dangiwa explained that the Renewed Hope Cities which are block of flats, duplexes and terraces were planned to be cited in each geo-political zone of the country and the Federal Capital Territory, Abuja. “Currently we have taken Abuja which Mr. President graciously did the groundbreaking of 3112 houses, funded under PPP, another one in Lagos for 2000 houses and also in Kano for 2000 housing units” he explained. Accordingly for the Renewed Hope Estates, the Minister said the Ministry intends to cover the remaining 30 states with 250 units of 1, 2, 3 bedrooms block of flats, to be cited in two locations of each geo-political zone of the country. He as well showcased the National Social Housing Program which targets the zero and low income earners, the vulnerable and underprivileged citizens of the country, adding that the Ministry intends to commence and develop at least 100 houses in each Local Government Area of the country. Minister Dangiwa emphasized on the power of housing constructions to generate employment, stating that the Ministry’s over 10,112 ongoing constructions can generate at least 250, 000 jobs, at 25 jobs per house. He further assured the Minister of State that staff of the Regional Development Ministry can benefit from the housing projects of the Housing Ministry. Speaking earlier, Minister of State for Regional Development, H.E Uba Maigari Ahmadu informed that the creation of Regional Development Ministry by President Bola Ahmed Tinubu was intended to take developments to the grass-root level through the development commissions, which the Ministry oversees as part of its mandate. Acknowledging housing as a cardinal objective of the Regional Development Ministry, Maigari conveyed their desire to align and collaborate with the Housing Ministry through the development commissions, so as to avoid duplication of projects. He infomed the Housing Minister of a 1000 housing units estate at Mafa LGA of Borno state, saying that such edifice would be better implemented through collaborations by both parties. Accordingly, the State Minister explained that the Ministry through the commissions aims to undertake urban renewal, development of infrastructure in selected cities, smart housing, as well as consideration of the financing models to adopt. In his welcome address, the Permanent Secretary Dr. Shuaib Belgore, welcomed the Minister of State and his delegation, expressing hope that the interaction between the two parties would result in a collaboration that would deliver benefits to Nigerians. ...

Feb

2025

Dangiwa Applauds Centenary City Project, Says it is a reliable way to increase, boost Nigerian investment opportunities. * charges develpoers of Karsana Renewed Hope City, National Housing Projects on timely completion Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has applauded the Centenary City Plc. The Minister said that the city is a reliable way to boost Nigerian investment opportunities. The Minister made this known during an inspection tour to the Centenary city project in Abuja. He was accompanied by the Permanent Secretary, Dr Shuaib Belgore and relevant directors of the ministry. Dangiwa also visited the Renewed hope city site Kasana Kubwa and the National Housing site in Gwagwalada, Abuja. The Centenary City Project Plc, is a Federal Government Legacy Project to celebrate and mark Nigeria’s centenary in 2014, a master planned development designed to create a smart city, attract global investment and position Nigeria as a prime destination for business and development. The Minister was glad to note that the concept of the Centenary City Project aligned with the Renewed Hope City agenda being an inclusive city with various living options and facilities such as sports, medical tourism, amongst others. “The Centenary City has a good location, landmass with free trade zone to increase productivity. It is conducive for both National and international investors." he said. The Minister said that the investors would be invited to explore opportunities at the Centenary City project. On the Kasana Renewed Hope City and National housing Kubwa and Gwagwalada, Dangiwa urged both the estate developers to put all measures in place to ensure the houses are ready and completed by April ending preoaratory to their commissioning by May 29th. Accordingly, he directed that all measures be put in place with timelines to ensure completion of the various housing units by April ending so that it can be commissioned by May 29th. ...

Feb

2025

Housing Ministry Holds 2025 Sector Retreat to Ensure Proper Planning, Delivery of Ministerial Mandates * Framework for Real Estate Regulatory Authority Underway - Dangiwa A Retreat for the stakeholders in the Housing Sector organised by the Federal Ministry of Housing and Urban Development has been held in Lagos, Wednesday, 19th February, 2025. Themed "Actualizing the Renewed Hope Agenda for Housing and Urban Development: Examining Strategies, Identifying Opportunities to Boost Scale and Impact”, the retreat brought together key stakeholders, including heads of departments, and agencies, to review progress and forge strategic collaborations. In his keynote address, Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, announced the Ministry's commitment to establishing a framework for a Real Estate Regulatory Authority, acknowledging the crucial need for improved regulation within the sector. He said "The creation of a Real Estate Regulatory Authority is expected to bring greater transparency, accountability, and professionalism to the sector, fostering greater investor confidence and ultimately contributing to the overall growth of the Nigerian economy". The Minister explained that the ministry is working to create a framework for the establishment of a Real Estate Regulatory Authority, emphasizing that the Ministry will work closely with the National Assembly and stakeholders to ensure the successful establishment of the Authority. He also commended Chairman of the House of Representatives Committee on Housing and Habitat, Hon Abdulmumini Jibrin for his continued advocacy in support of real estate regulation. In a significant boost to the housing sector, Arc. Dangiwa announced that the National Assembly has secured an additional N50 billion for the Ministry’s 2025 budget. This increase follows an initial budget reduction proposed by the Budget Office. He noted that the additional funding will lead to creation of more jobs while the ministry is able to clear inherited liabilities and impact positively on the economy. Arc Dangiwa noted that though the housing sector has suffered neglect in the past, the ministry is determined to make a difference under the Renewed Hope Agenda of President Bola Ahmed Tinubu, reiterating his commitment to work closely with the National Assembly and stakeholders. "We are determined to make a difference. We are optimistic and encouraged by the possibilities that the future holds, rather than the failures of the past. Just because programs failed in the past does not mean they will fail today," he affirmed. The Minister added, "We aim to review what we have done so far towards actualizing Mr. President’s Renewed Hope Agenda for Housing and Urban Development, interrogate our challenges and successes, explore opportunities, and set out a clear pathway to ramp up the tempo of our activities." On the milestone recorded by the Ministry, the Minister noted that within 19 months the Ministry has established 14 active construction sites for 10,112 housing units, with many nearing completion. Other achievements according to the Minister includes the National Land Registration and Titling Programme in collaboration with the World Bank, informing that the Bank is coming for the second technical session in March, 2025. Reforms in land administration to simplify property ownership; Strengthening Federal Mortgage Bank of Nigeria (FMBN) and Federal Housing Authority ( FHA), were among other achievements listed by the Minister. Earlier in his goodwill message, Chairman, Senate Committee on Lands, Housing and Urban Development, His Excellency, Senator Aminu Waziri Tambuwal, called for increased funding for housing projects, assuring continued legislative support. He also highlighted efforts to ensure the recapitalization of the Federal Mortgage Bank of Nigeria and repositioning of Federal Housing Authority through adequate budgetary allocation. "The committee is also making efforts to reinstate the Federal Housing Authority (FHA) in the Federal Budget, allowing it to replicate past successes such as FESTAC Town and Gwarimpa Estate," he disclosed. Similarly, Chairman, House Committee on Regional Planning and Urban Development, Hon Abiante Awaji, advocated for a multi- sectoral approach to solving challenges in the built environment, including the reintroduction of technical education for skill development in collaboration with the Ministry of Education. He gave assurance that the National Assembly will continue to partner with the Ministry, its Agencies and stakeholders in the housing sector to ensure housing initiatives aligns with the Renewed Hope Agenda of the present administration. In his welcome address, Permanent Secretary, Ministry of Housing and Urban Development, Dr. Shuaib Belgore, announced that Performance Contracts between the Minister and Chief Executives of the Ministry's agencies will be signed during the retreat to promote accountability, efficiency, result- driven governance. "This signifies a strong commitment to accountability, efficiency and results-driven governance in line with the Performance Management System (PMS) policy and guidelines of the Office of the Head of the Civil Service of the Federation (OHCSF)," the Permanent Secretary said. ...

SPEECHES

Aug

2022

Keynote Address At The 2022 Inaugural Retreat Of The Federal Mortgage Bank Of Nigeria Held At Transcorp Hilton Hotel On Monday 1st August 2022

If there are any words which capture the necessity and the reality that beckons for the Federal Mortgage Bank of Nigeria, those words are best represented by Repositioning and Performance.

They underly the rationale for setting up the bank many years ago, which is to provide service to Nigerians.

Undeniably, the quantity and the need of those Nigerians has not remained the same since the creation of the bank, decades ago.

This is why I am enthused by the theme of the management retreat which is: “STRATEGY REPOSITIONING FOR OPTIMIZED PERFORMANCE,” with sub themes of culture change and informal sector integration; and delighted to be the Keynote speaker.

Since the inception of the Muhammadu Buhari administration in 2015, the bank has a positive story of service delivery to tell in the number of mortgages issued, housing schemes funded and completed; changes in eligibility conditions to improve access to funding to mention a few.

But this positive story is only a small part of what is possible if the bank imagines and reinvent itself.

As the promoter of the bank, the Federal Government has infused the board and management with a sense of how it should be repositioned by constituting a more representative board that is reflective of our national diversity of gender, religion, ethnicity, and this has been achieved whilst increasing the number of banking professionals in the management and board.

The intention is to ensure optimum service to the real owners of the bank – The Nigerian public and contributors to the National Housing Fund (NHF).

This is a type of repositioning the government envisions and welcomes; one that emphasizes the banking identity of the institution.

After all, it is called a bank, it collects people’s money and gives out loans therefore it must be a bank and is expected to act like one.

Government has therefore supported the acquisition by the bank of core banking applications and software that reflects the reality of its environment today as distinct from many decades ago.

In addition, and consistent with our current thinking, the National Council on Housing and Lands has adopted the recommendation for the bank to seek NDIC’s insurance of its contributors’ funds just as is done for depositors in other banks.

These are some of the actions and events of strategy repositioning, intended to deliver optimized performance.

It is not my intention to steal the thunder of the board and the management as they will reveal to you the granular details of steps and processes being undertaken at various stages to invigorate the bank; including the sustenance of the initiative by previous board and management to embrace the informal sector.

Ladies and gentlemen, one of the obstacles to access to housing that we must remove is the one that impedes access to finance.

There are various factors that constitute this impediment but it is clear to us that the FMBN must not be one of those factors or the causative agent of those factors.

That would defeat the essence of the vision of the founders of the bank.

I know that the Bank is issuing mortgages, Home Refurbishment Loans and has started a Rent-to-Own initiative.

But is that all that the bank can do?

What can the bank do for contributors who need to pay 2 to 3 years rent in advance for monthly salary received in Arrears?

I must therefore commend board and management for the vision and the action behind the conception and the undertaking of this retreat.

It offers an opportunity for honest self-review and introspection, as it does for teambuilding and strategy planning.

My Keynote message as you deliberate on all options is to ask yourselves these questions: -

Have we fulfilled the vision of the founders?

How can we serve the owners better?

I urge all present to optimize the opportunities the retreat offers by participating maximally.

I wish you very fruitful and successful deliberations.

Babatunde Raji Fashola, SAN
Honourable Minister for Works and Housing

Monday 1st August 2022

Jul

2022

Remarks At The National Council On Lands, Housing And Urban Development Delivered On Thursday 28th Of July 2022 At Sokoto On The Theme, “Housing Our People, By All Of Government And All Our People”

On behalf of the Honourable Minister of State, the Permanent Secretary and all the staff of the Ministry of Works and Housing, I welcome all commissioners, state representatives and invited persons and organizations to this year’s National Council meeting on Lands, Housing and Urban Development, the 11th in the series.

On your behalf and on behalf of the Federal Ministry of Works and Housing and the Federal Government of Nigeria, I would like to thank our host, my dear brother, Governor Aminu Tambuwal, the people and government of Sokoto state for accepting to host this year’s meeting and for all the provisions they have made in that regard.

Let me start by telling you how pleased I am that the National Housing Programme that was initiated by our Ministry at the onset of the Muhammadu Buhari led administration is now delivering on its objective.

Apart from stimulating the economies of the 34 states and the FCT in the communities where work is being undertaken for the construction of houses, by providing work for artisans, builders, engineers, and other skilled persons in the built industry, the construction sites have been and remain centres of supply for building materials and other commodities.

Many people who hitherto were unemployed have had their dignity restored because they can leave home every day saying to their families – I AM GOING TO WORK.

This is the part of the change we promised, and Sokoto state has not been left out.

I am also pleased to report that we are now in a season of completion, as many of these houses have been completed and are now being handed over to the beneficiaries who follow the allocation procedure set out in the National Housing Programme web portal (https://nhp.worksandhousing.gov.ng ).

Across the states, the ministers of the Federal Republic have been representing President Muhammadu Buhari at the commissioning and handing over of these houses.

On the 22nd March 2022, the Minister of Police Affairs, Maigari Dingyadi, represented the President to Commission the Sokoto State National Housing Programme. This first phase included 80 units of housing comprising 4units one bedroom, 48 units two bedroom, 28 units three-bedroom bungalows.

Today, people who had long dreamt to be homeowners now live that reality as they have been successfully allocated some of these houses.

Again, that is change.

Perhaps one of the most pleasing impacts of this National Housing initiative by the Federal Government, is that it has been used by President Buhari, to redeem the housing promise made to the 22-man squad of the Super Eagles since winning the African Nations Cup in 1994.

A promise that remained unkept for 28 years has been redeemed by President Buhari, and if you ask the members of the Super Eagles, they will tell you that things have changed for them for the better.

But the National Housing Programme is only one initiative of the Federal Government to address the housing needs of our people.

There are others by the Federal Housing Authority (FHA) by way of direct construction in various states, just as the Federal Mortgage Bank has financed the construction of about 6000 housing units at various stages of completion.

Similarly, the Federal Government has increased its financing intervention support for housing through the Federal Mortgage Bank by increasing the number of mortgages that have been issued and reducing the equity contribution requirement to make it more accessible.

Of course, I cannot ignore the various interventions by State Governments who have sensibly deployed resources to provide housing in their states and our host, Sokoto state is a good example.

Let me use this platform to inform the meeting that State Governments can apply on behalf of their residents or indigenes to fund the acquisition of parts of the National Housing Programmes constructed in the states should they be so desirous.

Of course, whatever the States and Federal Governments can do by way of housing construction is limited, compared to what the private sector can do. The evidence out there shows very clearly that the bulk of housing in our society and across the world is delivered by the private sector - individuals and corporate.

In this regard, I am happy to report a visible increase in the participation of the private sector in Nigeria’s housing sector.

Nationwide on many media platforms, we daily see, hear and read about the development of one estate or the other across Nigeria and this is most welcome and must be encouraged.

And this brings me to the theme of this year’s council meeting, which is “HOUSING OUR PEOPLE, BY ALL OF GOVERNMENT AND ALL OUR PEOPLE.”

The message is that housing provision is a collaborative effort by all levels of government and the private sector.

From what I have said so far about what the Federal Government is doing, what the states are doing and what the private sector is doing, the Nigerian housing sector is heading in the right direction even if there is more work to be done.

It is to the work that needs to be done that I now intend to turn my attention.

The first thing I wish to address is that we all must remain conscious that not everybody wants a house built by government; as there are those who wish to build by themselves and only seek access to land.

We must therefore reform the process that governs allocation of land and issuance of title documents such as Certificates of Occupancy.

While the Federal Government has some land, mainly acquired from the states, the bulk of the work that needs to be done here lies with the State Governments because of their almost total control of land by virtue of the Land Use Act.

Some have argued that the Land Use Act is the problem about access to land. I beg to differ.

If there is a problem, my view is that the problem is not with law but with the administration of the law.

How much have we automated our land administration processes in order to make them efficient before complaining about that law.

States that have made this type of investment will report an improvement in their land administration system.

Today I can tell you that since 2017, when the President delegated his power under the Land Use Act to grant consent and issue certificate of occupancy, to the Minister we have issued over 5,000 certificates of occupancy and granted 2,738 consent to land transactions.

These are important documents to facilitate housing delivery and housing finance that we need to pay more attention to, in addition to the process involved in granting of construction permits and approvals.

Ladies and gentlemen, the other important matter we must pay attention to is the issue of rent.

Housing supply and demand must be seen beyond ownership alone and must include rental housing.

At the Federal Government level, we have introduced Rent-to-Own into our acquisition/sale model for the disposal of the Houses in the National Housing Programme.

I concede that majority of the houses belong to the private sector and they expect legitimate income from rent for the properties.

However, I hold a strong view that asking for 2 to 3 years rent in advance from working class people (as distinct from corporate tenants who may prefer to pay in advance) does more harm than good to all concerned and to the economy.

Interestingly, rent is a matter over which the Federal Government has no constitutional authority because it is a local matter and rightly so.

But I use the platform of this meeting to challenge and provoke all state representatives to thoughts and action about how we can make the payment of rent easier and comfortable for both tenants and landlords.

This would be a most revolutionary intervention when working class people can pay their rent when they receive their salaries.

This is possible if we try and this will give the fullest possible expression to the theme of this meeting which is “HOUSING OUR PEOPLE, BY ALL OF GOVERNMENT AND ALL OUR PEOPLE.”

Thank you for listening.

Babatunde Raji Fashola, SAN
Honourable Minister for Works and Housing

Thursday 28th July 2022

PUBLIC ANNOUNCEMENT

Feb

2026

JOINT COMMUNIQUE OF THE TECHNICAL INTER-MINISTERIAL COMMITTEE ON THE EFFECTIVE CONTROL AND MANAGEMENT OF THE NIGERIA INLAND WATERWAYS AND SHORELINES

Click To View: RENEWED HOPE HOUSING PORTAL

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Jan

2026

DR TAOFEEK OLATINWO AND GROUP PHOTOGRAPH OF THE PARTICIPANTS IN COUNCIL

Dr Taofeek Olatinwo and group photograph of the participants in Council

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Jan

2026

CROSS SECTION OF PARTICIPANTS AT THE MEETING OF THE PERMANENT SECRETARIES DURING THE MEETING OF THE NATIONAL COUNCIL ON LANDS, HOUSING AND URBAN DEVELOPMENT UNDER THE CHAIRMANSHIP OF THE PERMANENT SECRETARY, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB BELGORE, HOLDING IN ILORIN, KWARA STATE, WEDNESDAY, 21ST JANUARY, 2026.

Cross section of participants at the meeting of the Permanent Secretaries during the meeting of the National Council on Lands, Housing and Urban Development under the Chairmanship of the Permanent Secretary, Federal Ministry of Housing and Urban Development, Dr Shuaib Belgore, holding in Ilorin, Kwara State, Wednesday, 21st January, 2026.

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