


Dangiwa Urges Innovation In Affordanle Mortgage Finance, Charges FMBN To Scale Impact. The Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, has called for bold, innovative solutions to tackle the affordability challenge in Nigeria’s housing market, emphasizing that millions of Nigerians still cannot access homeownership despite existing concessional mortgage products. Speaking at the Federal Mortgage Bank of Nigeria (FMBN) Day during the 19th Africa International Housing Show in Abuja, the Minister described affordability as the biggest barrier to homeownership, even in cases where housing units are available. He noted that while FMBN provides single-digit interest rate mortgages at 6% per annum, with tenors of up to 30 years and flexible repayment structures under the National Housing Fund (NHF) Scheme, many Nigerians, including long-standing NHF contributors, remain unable to access these products. “This is a reality we must face boldly. It requires fresh ideas, new partnerships, and innovative financing solutions beyond what we have done in the past,” Arc. Dangiwa said. The Minister commended FMBN’s recent milestones, including the provision of mortgages, rent-to-own products, home renovation loans, delivery of housing units, digital service improvements, and NHF refunds, but stressed that “progress is not the destination; it is the foundation to build upon.” Highlighting the Bank’s statutory mandate under the FMBN Act of 1993 to provide long-term credit to mortgage institutions, regulate the mortgage market, and administer the NHF sustainably, Dangiwa charged the Bank to intensify its efforts to make mortgages truly affordable for all Nigerians. He proposed additional measures to scale impact, including: • Government-backed subsidies or interest buy-downs to further reduce mortgage rates. Arc. Dangiwa also stressed the need for a nationwide awareness campaign to ensure that all NHF contributors understand and access their entitlements. He directed FMBN to play an active role in the planned Renewed Hope State-by-State Homeownership and Housing Development Campaign, working closely with governors to unlock land, structure bankable projects, and bring homeownership opportunities closer to citizens. “FMBN remains our strongest instrument for delivering affordable mortgage finance in Nigeria. Its mandate is clear, its progress commendable, but the affordability challenge is far from solved. We must push harder, innovate more, and stay focused on ensuring every hardworking Nigerian has a fair and realistic chance to own a home,” he stated. The Minister reaffirmed the Federal Government’s commitment under President Bola Ahmed Tinubu’s Renewed Hope Agenda for Housing and Urban Development to provide the enabling policies, reforms, and institutional support needed to strengthen FMBN as the backbone of Nigeria’s affordable housing finance system.
• Flexible, income-based repayment models tailored to household realities.
• Stronger partnerships with development finance institutions and capital markets to mobilize cheaper, long-term funds.
• Specialized mortgage products for informal sector workers, who make up a significant portion of the population.
“UN-HABITAT IS A VALUED PARTNER FOR THE RENEWED HOPE HOUSING AND URBAN DEVELOPMENT AGENDA” – WALE EDUN, MINISTER OF FINANCE Thursday, June 5, 2025: The Hon. Minister of Finance and Coordinating Minister of the Economy, Mr. Wale Edun, has assured that the United Nations Human Settlements Programme (UN-Habitat) is a valued partner for the Federal Ministry of Housing and Urban Development as it implements the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR. He commended the advisory role of the UN agency and the provision of technical assistance as critical inputs for efficient urban governance and sustainable development. He also affirmed the government’s commitment to supporting the institution and fulfilling its financial obligations to enable it play a stronger role in assisting the Ministry. The Minister stated this when the Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, paid him a courtesy visit to introduce Mr. Mathias Spaliviero, the Senior Human Settlements Officer and Head of the West Africa Sub-Regional Hub of UN-Habitat, on Thursday, June 5, 2025. In his remarks, Arc. Dangiwa emphasized that Nigeria’s partnership with UN-Habitat is not only strategic but essential. He noted that in line with President Bola Ahmed Tinubu’s Renewed Hope Agenda—which prioritizes housing, land reforms, urban regeneration, and inclusive growth—UN-Habitat offers a globally connected, technically grounded, and capable platform for support. He cited the successful collaboration between the Ministry and UN-Habitat on the recently approved revised National Urban Development Policy (NUDP) as a testament to what is possible when national efforts align with global expertise. “That collaboration demonstrated what’s possible when we work hand-in-hand with a partner whose mission aligns closely with our national priorities,” the Minister stated. Looking ahead, Arc. Dangiwa highlighted UN-Habitat’s readiness to deepen engagement with Nigeria in several key areas, including slum upgrading, climate-smart urban planning, land administration, capacity building, and even co-financing of urban renewal projects. He called for a “whole-of-government approach” to unlock the full potential of the collaboration. “What we are building is not just another partnership,” Dangiwa said. “It is a long-term development alliance with a UN agency uniquely positioned to help us deliver results at scale, in line with both the Sustainable Development Goals and the Renewed Hope vision of Mr. President.” Speaking during the meeting, Mr. Mathias Spaliviero commended Nigeria for the recent approval of the revised National Urban Development Policy, describing it as a progressive step toward sustainable urbanisation. He expressed UN-Habitat’s satisfaction with the development and reaffirmed the agency’s readiness to support the Nigerian government in the implementation of the policy. Mr. Spaliviero also lauded the Nigeria Land Registration, Documentation and Titling Programme (NLRDTP), highlighting its importance in achieving inclusive and well-managed urban growth. He noted that UN-Habitat possesses the technical expertise and global experience necessary to support the successful implementation of the programme, which is critical to improving land governance and economic development. Arc. Dangiwa concluded by thanking the Hon. Minister of Finance for his continued support, particularly in helping the Ministry meet its international obligations, align financing frameworks, and facilitate resource mobilisation to deepen the collaboration with UN-Habitat. ...
FG Seeks Strategic Support with UN-Habitat On National Urban Development Policy Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, has called for deeper collaboration and implementation support from UN-Habitat as Nigeria enters a crucial phase in operationalizing its newly reviewed National Urban Development Policy (NUDP). Dangiwa made the call during his meeting with the representative of the Regional UN- Habitat office, Senior Human Settlement Officer, Mr. Mathias Spaliviero While appreciating the presentation on key issues to be addressed in Nigeria’s urbanization by the UN-Habitat team, describing it as “eye-opening and inspiring,” the Minister also commended the agency for its strategic partnership and technical guidance in the development of the reviewed NUDP. He noted that the UN-Habitat presentation reaffirmed Nigeria’s ongoing urban renewal initiatives under the Renewed Hope Agenda of President Bola Ahmed Tinubu. "You came and did a wonderful presentation. For us, it has opened our eyes because, as you are aware, Nigeria is undergoing a transformation in the housing and urban development sector under the Renewed Hope Agenda of President Bola Ahmed Tinubu,” he remarked. Arc Dangiwa also informed that this major milestone was recorded last week with the Federal Executive Council's approval of the reviewed National Urban Development Policy, noting that it was developed in close collaboration with UN-Habitat. He highlighted the administration’s commitment to delivering thousands of housing units through the development of Renewed Hope Cities, Renewed Hope Estates and Renewed Hope Social Housing, ensuring inclusive access for all income levels. He further noted that the ministry has embarked on a National Slum Upgrade and Urban Renewal Programme, that targets vulnerable urban communities across the country, affirming that the presentation came at the right time. He hailed the policy as a forward-thinking framework designed to guide Nigeria’s urban growth in line with global commitments, including the Sustainable Development Goals, New Urban Agenda and climate action imperatives. "The policy provides a clear and forward-looking framework for guiding urban growth in Nigeria. It is in harmony with the SDGs, the New Urban Agenda, and our commitments on climate change,” he said. Accordingly, the NUDP will be disseminated to State Governments to enable them domesticate the Policy in their respective states, and Ministries of Works, Environments and institutions, who may need the Ministry’s guidance. Arc. Dangiwa emphasized that while the policy development phase has been successfully concluded, the real challenges lies in its implementation, appealing to UN-Habitat to transition from being a policy support partner to an implementation partner capable of providing institutional capacity and technical expertise. "We need the right expertise and institutional support to implement this policy successfully. We still want to count on UN-Habitat, not just as a support expert but as an implementation partner. We will also require your help in recommending experts who can work with the Ministry in translating it to tangible measureable outputs at both the federal and state levels,” he stated. The Minister also referenced ongoing efforts by the ministry in partnership with the World Bank on a National Land Registration, Documentation, and Titling Programme, aimed at addressing the issue of untitled land, which affects over 90 percent of land nationwide. He welcomed UN-Habitat’s Strategic Action Plan on improving land governance, titling, and administration, and expressed Nigeria’s interest in technical support, pilot implementations and capacity building initiatives in selected states. “This presentation has given us hope. One of the most inspiring aspects was your use of streets as a tool for urban transformation in slums. It shows that transforming a cluster of slums can transform an entire city,” he said. Additionally, while affirming the Ministry’s Commitment to a continued collaboration with UN- Habitat, the World Bank and other strategic partners, Arc Dangiwa noted that the Ministry was on the right path with its slum upgrade and urban renewal programmes. Furthermore, Arc. Dangiwa reaffirmed Nigeria’s commitment to UN-Habitat’s vision, including the clearance of outstanding financial obligations. Earlier in his visual presentation on key issues to be addressed in Nigeria’s urbanization, the UN- Habitat Senior Human Settlement Officer, Mr. Mathias Spaliviero, emphasized that proper financial planning, effective rules and regulations, as well as proper planning and design are fundamental to the successful implementation of the slum upgrade program. ...
Housing Ministry Presents Awards to Sports Club Members for Winning FEPSGA Medals * Inaugurates Staff Bus Committee The Federal Ministry of Housing and Urban Development has presented awards to the sports staff members of the Ministry who won medals at the Federation Public Service Games (FEPSGA) 2024, which took place at the Sharks stadium, Alfred Diette Spiff Sports Complex, Port Harcourt, Rivers State. The Permanent Secretary, Dr Shuaib Belgore presented the awards at a specially organised ceremony that took place in his conference room. The medals won includes four (4) golds, six (6) silver and four (4) bronze medals, from different categories of sport games they participated. In his address, Dr. Shuaib Belgore, expressed profound congratulations to the sports club members of the Ministry for their outstanding achievements at the FEPSGA 2024. While praising the team for their dedication and team work, Belgore revealed his extreme keen interest in sporting activities, mentioning his past active participation in football game as well as his current involvement in squash game. He declared his love for success in sports, emphasizing on the health, brain and social benefits of sports; “it builds a spirit of competitiveness that you will bring into your endeavors in life. It is very important for humans to play”, he said. He also expressed pride in the teams performance, and the representation given to the Ministry not just at the FEPSGA game, but also at the just concluded May 2025 edition of the monthly walking Jogging exercise where the team won two Trophies in the categories of best Kitted Ministry, and the third highest in attendance. He called on the team to encourage other staff members who were not already involved in the sporting activities to join. While presenting the medals to the winners, Belgore announced that the gold medal winners will get a hundred thousand naira (₦ 100,000), the silver medal winners, seventy five thousand naira (₦ 75,000), and the bronze winners fifty thousand naira (₦ 50,000). Accordingly, Belgore promised to provide necessary support, facilities, and allowances for the team, while wishing them continued success and injury-free performances. Earlier, the Director Human Resource Management (HRM), Adesina Akinola, informed that the medals won by the sports team at the May 2025 edition of the monthly walking Jogging exercise, was the first in the history of the Ministry. While congratulating the team, he acknowledged their commitment and hard work, further appreciating the support of the Permanent Secretary in providing the resources. Mr. Adesina also expressed optimism in the future achievements of the sports team. In his remarks, the Team Manager of the Federal Ministry of Housing and Urban Development Sports Club, Comrade Salisu Achineje, said that the event was not just collection of individual achievements but a testament to the unwavering dedication, relentless effort, and exceptional teamwork that defines the group of athletes. He thanked the Permanent Secretary for his support and belief in the sports club, as well as resources, encouragement, and vision provided, which has enabled the team reach great heights. Mr. Achineje further congratulated his team members and looked forward to building on the successes achieved to make the Ministry more proud in the future. The high point of the ceremony was the decoration of the Permanent Secretary as the Grand Patron of the sports club, and presentation of a certificate of appreciation to him, as well as to the Director of Human Resource Management, for their support. In another development, the Permanent Secretary, Dr Belgore inaugurated a ten-member bus committee who would oversee matters concerning the Ministry's staff buses. The committee has the Director, Human Resource Management as the chairman; other members are; i) Ayodele Ademola -D (PA-PS) ii) Hikmat A. Aderibigbe- D ( ES) iii) Stephen Jude -DD (SW&T Iv)) Hajiya Hussaina Sarki AD (SW) V) Salamatu M. Omar CAO (SW) Desk Officer Vi) Com. Eno Efughi Chairperson (JUC) vii) Com. Davou Ezeikel Chairperson (AUPCTRE) Viii). Com. Okeowo Alaba (NUPSRAW) ix) Com. Afiniki Yerima (ASCSN The committee is saddled with the responsibility of ensuring proper accountability, technical oversight, and maintenance of the staff buses. In his remarks, the Permanent Secretary assured that the Ministry was already in the process of acquiring some new staff busses. While thanking the committee for their efforts, he emphasized on the importance of maintaining the buses for staff use. Belgore strictly warned on the usage of the buses, saying that they are not to be used for personal or external trips such as burials, naming ceremonies, and the likes, in order to ensure their longevity. He urged the committee to work conscientiously towards maintaining the buses and ensuring they are used only for ministry activities. Accordingly, The Permanent Secretary informed that the committee is expected to generate revenue by charging token fees for trips, which will be reinvested into maintenance and potentially used to purchase more buses. ...
Shelter Afrique Holds 42nd AGM In Abuja – Nigeria
The hosting of the 42nd Annual General Meeting (AGM) and Symposium Of Shelter Afrique (SHAF) is now confirmed to be holding in Abuja Nigeria from the 7th -12th of May ,2023.
Shelter Afrique (SHAF) is a company for Habitat and Housing, established in 1982 by African Governments, the African Development Bank (AFDB) and African Reinsurance Corporation (African–Re). This company is dedicated to providing funding solutions for affordable housing projects across Africa
Nigeria is a founding member of this company and holds position as the second largest shareholder after Kenya with investments totaling (USD) $30,724,961:00 and a shareholding of 15.80 %
The Annual General Meeting (AGM) of Shelter Afrique Constitutes the main policy organ of the company and it provides a forum for shareholders to collectively review and deliberate on the performance of the company once every year.
On the other hand, the Annual Symposium held during the AGM, is one of the key activities of Shelter Afrique, which is an avenue for collaboration and synthesizing emerging lessons, knowledge, best practices and innovations. Over the year the symposium has served to document and disseminate information to African Countries, stakeholders and key partners on the provision of affordable housing in Africa.
Nigeria, as at present is the first Vice –President of the 41st AGM Bureau recently held in Victoria Falls, Zimbabwe in July of 2022; making her to be in the pole position to become the Chairman of the 42nd AGM Bureau In this wise, the country is going to host the 42nd AGM Symposium in Abuja by May 2023.
Some of the key stakeholders expected at the meeting are:
a) Real Estate Developers Association of Nigeria (REDAN)
b) Mortgage Bankers Association of Nigeria (MBAN)
c) Family Homes Fund (FHF)
d) Nigeria Mortgage Reinsurance Company (NMRC)
e) Federal Mortgage Bank of Nigeria (FMBN)
f) Federal Housing Authority (FHA)
g) Central Bank of Nigeria (CBN)
h) Association of Professional Bodies of Nigeria (APBN)
i) Nigerian Institute of Town Planners (NITP)
j) Federal and State Ministries and Agencies in charge of Housing, Urban Development, Finance and Economic Matters.
Other activities during this AGM are:
Ministerial Roundtable session with Ministers of Planning Economy and Business Development Investor Relations Session as side event.
It promises to be an impactful session.
FMW&H Rehabilitates and Engages Facility Managers For 24 FG Secretariats Across the Country – Official
The Director, Department of Federal Public Assets Maintenance (FPAM) in the Federal Ministry of Works and Housing Arc. Tina Onokwai, said the Ministry has engaged Facility Managers for the 24 Federal Government Secretariats in the six geo-political zones.
She made this remark while presenting her departmental progress report at the Ministry’s Headquarters in Abuja this week.
The Director explained that each Facility Manager carried out the Janitorial, Security, Horticulture and Minor repair works at the Federal Government Secretariats and a total number of Fifty-Nine (59) Workers, which included Plumbers, Electrical and Mechanical Engineers, carpenters, cleaners, Security personnel, gardeners and administrative staff, were engaged by the Facility Managers.
“The 24 Federal Secretariats engaged a total of 1,416 Workers thereby socially and economically impacting the Nigerian Society, and the Gross Domestic Product index (GDP) of the country ‘’ she stated.
She added that the tools and consumables procured for the work of facility management were varied and included detergents, disinfectants, air fresheners brooms, glass wipes, industrial extension cables, scrubbing machines chemical sprayers, lawn mowers, sprinklers and hoses among others while the procurement of these items enabled the creation of wealth even at the grassroots.
According to the Director, the Ministry also carried out the rehabilitation in phases and the rehabilitation works in each Secretariat engaged 5,445 direct labour consisting of contractor and labour, 465 Suppliers and 514 food vendors, while about 6,424 employment opportunities for skilled and unskilled Nigerians, including suppliers and food vendors nationwide were granted.
The Director reiterated that the rehabilitation and facility management works on the Secretariats were in line with the National Public Buildings Maintenance Policy that provided a framework and attendant guidelines for the management and maintenance of all Federal Government-owned buildings across the country.
“The vision of the policy is that every government public building asset in the country will be maintained in an efficient and sustainable manner to preserve the value of the asset and achieve the purpose for which it was built” she maintained.
She expressed delight that the Economic empowerment derived from these programmes drives, which according to her, drives the purchasing power of market men and women as they engage in economic activities such as shopping for food stuffs, clothing, undertaking healthcare, paying rent or school fees and so on improved within the period.
”This process positively drives money circulation in the economy from one economic sector to the other and on the side of the Federal Government, the economic impact is to: Improve the Asset value and preservation of Public Buildings,’’ She said , adding that aside ensuring better returns on investment , the process optimizes the asset utilization and Promotes efficiency of operations especially among the staff thereby supporting the growth of a Maintenance Economy.
WELCOME REMARKS BY THE PERMANENT SECRETARY, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, AT THE YEAR 2025 SECTOR RETREAT, HELD ON 19th FEBRUARY 2025 IN RADDISSON BLU HOTEL, IKEJA, LAGOS.
PROTOCOL
Chairman, Senate Committee on Housing and Urban Development
Chairman, House Committee on Housing and Habitat
Chairman, House Committee on Urban and Regional Development,
Honourable Minister of Housing and Urban Development,
Honourable Minister of State for Housing and Urban Development,
Distinguished Chief Executives of Agencies under the Ministry,
The Media and members of the Press,
Distinguished Ladies and Gentlemen,
It is my honour and privilege to welcome you all to this important Sector Retreat organized by the Federal Ministry of Housing and Urban Development. This gathering brings together key Stakeholders in the Housing and Urban Development Sector to deliberate, strategize and set a clear path for the sustainable growth and transformation of our sector in alignment with National priorities.
There is a general consensus that the Housing and Urban Development sector is critical to National development. The sector provides shelter, fosters economic growth, and it can significantly improve the quality of life for our citizens. As such, the importance of proper planning, strategic collaboration and efficient implementation cannot be overstated.
This Retreat is a significant occasion for us at the Federal Ministry of Housing and Urban Development because it presents a unique opportunity for us to share our achievements, assess where we stand, identify challenges, outline our future plans for the Sector and collectively develop actionable strategies that will drive meaningful progress for the benefit of Nigerians, in line with the Renewed hope Agenda of Mr. President, Bola Ahmed Tinubu, GCFR.
A major highlight of this Retreat will be the signing of Performance Contracts between the Honourable Minister and the Chief Executive Officers of our Agencies. This signifies a strong commitment to accountability, efficiency and results-driven governance in line with the Performance Management System (PMS) policy and guidelines of the Office of the Head of the Civil Service of the Federation (OHCSF). These agreements will set measurable targets for delivering housing solutions, enhancing urban development policies and ensuring sustainable infrastructure across the country.
Furthermore, during the course of this Retreat, we will engage in discussions on partnership opportunities, innovative financing options, as well as policy reforms, with emphasis on the reports of the Four (4) Reform Task Teams constituted by the Honourable Minister in 2024. I urge all Participants to actively contribute their insights, expertise and experiences, as your collective input is extremely valuable to shaping the future of the housing sector in Nigeria.
On behalf of the Ministry, I sincerely appreciate the Honourable Minister and Honourable Minister of State for their visionary leadership and commitment to driving positive change in the sector. I also extend my gratitude to our esteemed Stakeholders for their continued support and collaboration. Together, we can build a more inclusive, sustainable and resilient Housing and Urban Development sector that meets the needs of our growing population.
Once again, I warmly welcome you all and wish us a fruitful and productive retreat.
Thank you and God Bless.
ADDRESS BY THE DIRECTOR (FINANCE & ACCOUNTS), BARR. OKORO OSONDU PETER ON THE OCCATION OF THE INAUGURATION OF THE IPSAS IMPLIMANTATION COMMITTEE OF THE FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT HELD ON FRIDAY, 14TH FEBUARY 2025 AT THE DFA’S OFFICE, FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, MABUSHI-ABUJA.
It is my pleasure to welcome you as member of this important committee and to congratulate you for being found worthy to serve in this capacity. Today marks a significant milestone in our journey towards enhancing transparency, accountability and effective financial reporting.
2. Your committee is expected to implement all the operational guidelines issued by the office of the Accountant -General of the Federation vide Treasury Circular Ref.No TRY/A5 & B5/2014 OAGF/CAD/POL./C.0301/VOL.1 dated 23rd October ,2014 captioned “steps to successful Implementation of International Public sector Accounting Standards (IPSAS) Accrual Basis in Nigeria by 2016” that will ensure the successful implementation of IPSAS by the ministry especially on the Identification, measurement and Disclosure in our books of account and financial statement, all Non-current Assets of the Ministry including Legacy Assets (Property, Plant and Equipment) acquired prior to commencement of IPSAS Accrual effective 1st January 2016.Moreso, with the recent pronouncement by the Accountant-General of the Federation of the intention to sanction MDA,s that fail to upload their Legacy Assets to the GIFMIS platform on or before 31st December,2024 so as to reduce drastically the negative Net Assets of about 33 Trillion Naira which is not good for the Financial Position of the country.
3. I therefore charge you to work collaboratively, leveraging your collective expertise to overcome any obstacles and achieve the committee’s goals. I also want to assure you of my resolve to provide necessary support towards a seamless discharge of your duty.
4. Again I congratulate you on your nomination to serve the nation in this capacity. I wish you God’s guidance.
5. It is therefore my honour and privilege to inaugurate the IPSAS Implementation committee of the Federal Ministry of Housing & Urban Development.
Thank you all!
PERMANENT SECRETARY FEDERAL MINISTRY OF HOUSING AND URBAN DEVELOPMENT, DR SHUAIB M.L BELGORE OFFICIALLY DECLARE OPEN A -ONE DAY FREE EYE SCREENING PROGRAMME FOR OFFICERS OF THE MINISTRY.THURSDAY 31ST JULY, 2025
Permanent Secretary Federal Ministry of Housing and Urban Development, Dr Shuaib M.L Belgore officially Declare open A -one day free eye screening programme for officers of the Ministry.Thursday 31st July, 2025
INSPECTION OF THE 2000 UNITS KANO RENEWED HOPE CITY BY THE MINISTER AND MINISTER OF STATE, HOUSING AND URBAN DEVELOPMENT, ARC. AHMED MUSA DANGIWA AND RT.HON ABDULLAHI YUSUF ATA IN COMPANY OF SOME DIRECTORS OF THE MINISTRY, FRIDAY, 25TH JULY, 2025
Inspection of the 2000 Units Kano Renewed Hope City by the Minister and Minister of State, Housing and Urban Development, Arc. Ahmed Musa Dangiwa and Rt.Hon Abdullahi Yusuf Ata in company of some Directors of the Ministry, Friday, 25th July, 2025