


Housing Ministry, NIWA to Harmonise Shoreline Development Licensing — Joint Committee Set Up Abuja, 30 April 2025 – The Federal Ministry of Housing and Urban Development (FMHUD) and the Nigerian Inland Waterways Authority (NIWA) have agreed to strengthen collaboration and establish a unified standard procedure for licensing developments on the Lagos shoreline. This decision was reached at a high-level meeting held at the Ministry’s Headquarters in Mabushi, Abuja, between the leadership of both institutions, led by the Honourable Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, and the Managing Director of NIWA, Mr. Bola Oyebamiji. In his remarks, the Honourable Minister emphasized the urgent need for both institutions to work together as “one government” to eliminate regulatory conflicts, avoid duplication of mandates, and ensure orderly, sustainable urban development—especially in critical areas such as the Lagos shoreline. “Our operations intersect and are connected,” the Minister noted. “We must act together to bring order by ensuring that our actions follow a clear regulatory framework that respects both the law and our respective institutional mandates.” To this end, both parties agreed to set up a joint technical committee to define standard procedures and streamline the process for licensing shoreline developments in Lagos. The committee will comprise representatives from FMHUD, NIWA, and other relevant stakeholders. Its terms of reference will include clarifying roles, eliminating overlaps, enabling data sharing, and recommending sustainable, enforceable guidelines for shoreline development. During the meeting, Arc. Dangiwa reiterated the distinct mandates of each stakeholder involved: the Ministry of Housing and Urban Development as the administrator of land titles on federal shorelines and national urban policy custodian; NIWA as the regulator of inland waterways infrastructure; and the Lagos State Government as the authority on physical planning and development control within its constitutional jurisdiction. “Our Ministry, the Federal Ministry of Housing and Urban Development, is charged with the issuance and administration of land titles on federal shorelines in accordance with the Land (Title Vesting, etc.) Act of 1975, and the broader framework of the Land Use Act. We are also responsible for shaping national urban development policies that promote sustainable, inclusive, and orderly growth. The Nigerian Inland Waterways Authority (NIWA), under the NIWA Act of 2004, is entrusted with the responsibility of regulating inland waterways—including dredging, ferry services, and permits for water-based infrastructure—on declared federal waterways such as the Lagos Lagoon. The Lagos State Government, empowered by the 1999 Constitution and its own planning laws, is responsible for overseeing physical development, building permits, and urban planning within its jurisdiction, including shoreline areas not under direct federal control”, Arc. Dangiwa. In his own remarks, the Managing Director of NIWA, Mr. Bola Oyebamiji, commended the Honourable Minister for his leadership and proactive engagement, describing the meeting as “a significant step toward resolving longstanding institutional overlaps.” He added, “NIWA is committed to working with the Federal Ministry of Housing and Urban Development and other stakeholders to ensure that shoreline developments, especially in Lagos, are carried out in a safe, lawful, and environmentally responsible manner. We welcome the creation of this joint committee and look forward to developing a seamless, coordinated framework for the benefit of the Nigerian people.” The meeting marks a continuation of earlier engagements between both institutions and signals a renewed commitment to inter-agency cooperation in the interest of sustainable urban development and the delivery of President Bola Ahmed Tinubu’s Renewed Hope Agenda.
We Creates Jobs, Uplifts Lives Through Housing Development - Dangiwa Minister of Housing and Urban Development Arc Ahmad Musa Dangiwa, has said that the Renewed Hope Housing Programme was planned to unlock the massive potential of housing development to create jobs, uplift lives and boost economic power of Nigerians. The Minister made the statement through the Minister of State for Housing and Urban Development Abdullahi Tijjani Gwarzo during the groundbreaking and foundation laying for the construction of 250 housing unit of the Renewed Hope Estate in Makurdi, Benue state capital on Friday. " I want to state that under Renewed Hope Agenda of His Excellency, President Bola Ahmad Tinubu, GCFR, we at the Federal Ministry of Housing and Urban Development are very particular about giving Nigerians value for money" he said He explained that, statistics show that construction of one housing unit creates an average of 25 direct and indirect jobs, and this he said, translates in to creating over 6,500 jobs for various trades during the construction of the 250 housing units in Benue state. Through, the housing development, the Minister further explained that, professionals like architects, civil engineers, mechanical engineers, masons, plumbers, tilers, electricians woud be engaged, besides the economic activities involving food vendors, suppliers of blocks, building materials and the likes. " The value chain effect of construction work on every site is big and creates positive economic impact" he added The phase one housing project was being funded dilgently from the N50 billion 2023 Supplementary Budget approved for the Ministry by the President to ensure sustainability, quality and geographical spread. The Minister further stated that provision of land in a good location by state is a key condition for siting Renewed Hope Housing Project, saying that the states covered under the 2023 supplementary budget are those that first provided land and states that are yet to be covered will be included in the 2024 budget of the Ministry. " Work is currently ongoing at each of the sites already launched construction across the states and the plan is to have all the houses completed within the next couple of months and made available to Nigerians in line with President's desire to provide quality and affordable houses for all Nigerians" he remarked The Minister charged the contractors to ensure that they build according to specifications, emphasising that substandard work from any developer will not be tolerated and will explore all necessary legal means to ensure that they deliver as per the contract. To this end, the Minister assured Nigerians that different options have been created to enable everyone who has a source of income and livelihood to own these homes when they are completed. Dangiwa commended President Bola Ahmad Tinubu for providing the vision and political will necessary to make a difference in terms of delivering decent and quality housing to Nigerians. In his remarks, ,Governor Hyacinth Alia of Benue State, represented by the Commissioner of Works and Housing, Hon Orji Tiza stated that Benue state is committed to supporting the partnership with the federal government by any means, adding that the state is ready to provide additional land if needed He thanked President President Bola Ahmed Tinubu for the Renewed Hope Housing initiative and Minister of Housing and Urban Development, while assuring the contractors of adequate security to execute their job. ...
Renewed Hope Housing Agenda Not Tolerant of Abandoned Work – Dangiwa * Says, if you collect our money you must do the work * Ministry desperate to give Nigerians value for money Minister of Housing and Urban Development, Arc Ahmed Musa Dangiwa has emphatically declared that the Renewed Hope Housing Agenda of President Bola Ahmed Tinubu would not tolerate abandoned work. He also strongly warned that any contractor that collects government's money for housing project must do the work, emphasizing that the Ministry was desperate to give Nigerians value for money. Dangiwa sounded this warning on Saturday, June 29th, 2024 in Warri, Delta State, during the foundation laying of 250 Renewed Hope Housing Estate, for the State. Delta State is the ninth state in the series so far to have the groudbreaking among the thirteenth states scheduled under phase one of the renewed hope housing project, across the nation. The thirteenth states under phase one based on available land provided are; Kano, Katsina, Sokoto (north- west); Gombe and Yobe (north-east); Ebonyi and Abia (south- east), Akwa-Ibom and Delta (south-south); Osun and Oyo (south-west) and Benue and Nassarawa (north-central) The Federal Government intends to deliver 50,000 houses under phase one, and the funding comes from the N50 Billion 2023 Supplementary budget; The remaining States not captured under the supplementary budget would be covered under the 2024 budget of the Ministry if they provided the land at no cost to ease affordability. Dangiwa described the housing construction as a key component towards stimulating inclusive growth and helping to attain President Bola Ahmed Tinubu’s mission of lifting 100 million Nigerians out of poverty. Delta State Governor, Rt Hon (Elder) Sheriff Oborevwori was represented at the groundbreaking event by his Deputy. Sir Monday Onyeme. The Governor said "Delta State is happy to partner with the Federal Government through the Federal Ministry of Housing and Urban Development in the Renewed Hope Housing Programme". He expressed gratefulness to the federal government for including Delta State among the first thirteen states under phase one, explaining that the state had provided free land for the project. The Governor also disclosed that the state Government had granted waiver on certificate of occupancy and payment of ground rent in order to enhance affordability of the houses to the citizens. The Renewed Hope Cities and Estates Programme was launched by President Bola Ahmed Tinubu with a groundbreaking for 3,112 Renewed Hope City in Karsana, Abuja in February 2024. Under the programme, government intends to build seven (7) new cities, one each for a geo-political zone and the Federal Capital Territory, while the Estate will be in the remaining States across the federation. “I want to charge the developers of all the Renewed Hope Cities and Estates across the States to ensure that they build according to specifications. I want to emphasize in very strong terms that we will not tolerate substandard work from any developer, and we will explore all necessary legal means, including the EFCC, to ensure that they deliver as per the contract. If you collect government money, you must do the work" he Said. Similarly, the minister charged the developers to adhere to the timeline and finish within the stipulated three months timeline so that the process for indigenes to purchase the houses and move in, can begin. ...
Housing Construction Key to Stimulating Inclusive Growth, Lifting 100 Million Nigerians Out of Poverty – Dangiwa * Flags off 250-Housing Unit Renewed Hope Estate in Akwa Ibom * Says the housing market has potential to unlock $1 Trillion Economy Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has described housing construction as a key component towards stimulating inclusive growth and helping to attain President Bola Ahmed Tinubu’s mission of lifting 100 million Nigerians out of poverty. Speaking during the groundbreaking for 250-housing unit Renewed Hope Estate in Akwa Ibom on Friday 28th June 2024, Arc. Dangiwa noted that the housing sector has the potential to trigger a $1 Trillion economy going by the vigour and seriousness with which the president is addressing the housing challenge in the country. The project, which is part of the Renewed Hope Cities and Estates programme launched by Mr. President with a groundbreaking for 3,112 Renewed Hope City in Karsana, Abuja in February 2024, has further covered states like Kano, with 500-unit Renewed Hope City; and Katsina, Gombe, Yobe, and Sokoto, each with a 250-unit Renewed Hope Estate in the first round of groundbreaking. The second leg of groundbreaking, which began in Ebonyi on Wednesday 26th June and moved to Abia on Thursday 27th June, and now in Akwa Ibom, will cover eight states in all, including Delta, Osun, Oyo, Benue, and Nasarawa states for 250 housing units in each of these states. “Our plan is to turn Nigeria into a huge construction site. This estate, like the others, comprises 50 units of 1-bedroom semi-detached bungalows, 150 units of 2-bedroom semi-detached bungalows, and 50 units of 3-bedroom semi-detached bungalows. “We have designed these housing units in a way that makes them affordable for people to acquire by using organic designs to allow for future expansion as the income of beneficiaries increases. This means that a 1-bedroom unit can be expanded to 2 bedrooms, and a 2-bedroom unit can also be expanded to 3 bedrooms as the owner’s financial situation improves or their family grows,” he said. Dangiwa underscored the huge economic benefit of housing construction, noting that it goes beyond improving the economies of local communities. “Statistics show that the construction of one housing unit creates an average of 25 direct and indirect jobs. So, for these 250 housing units in Akwa Ibom, we hope to create jobs for over 6,500 people in various trades, from professionals like architects, civil engineers, and mechanical engineers to masons, plumbers, tilers, electricians, and laborers. We have seen unskilled workers at sites earning as much as N35,000 per week, at an average of N5,000 per day. This amounts to about N140,000 per month. “This is in addition to the economic activities, including those selling food, supplying blocks, and providing building materials. The value chain effect of construction work on this site is significant and creates a positive economic impact,” he said. While he thanked the Governor of Akwa Ibom state, Pastor Umo Eno for providing the land for the project at no cost, he urged other state governors to take a cue from the twelve states so far captured under the N50 Billion 2023 Supplementary Budget, assuring them that their states will be included in the 2024 Budget of the Ministry as the Ministry plans to build Renewed Hope Estates in all the states. “I want to charge the developers, Messrs Trust Global Ltd, Springwell Intercontinental Resources, and Hyousungs Ltd, to ensure that they build according to specifications. I want to emphasize in very strong terms that we will not tolerate substandard work from any developer, and we will explore all necessary legal means, including EFCC, to ensure that they deliver as per the contract. If you collect government money, you must do the work. “We also want the developers to adhere to the timeline and finish within three months so that we can begin the process of getting Akwa Ibom indigenes to purchase and move in,” he said. ...
REMARKS BY H.E. BABATUNDE RAJI FASHOLA, SAN AT THE INAUGURATION OF THE BOARD AND MANAGEMENT OF FEDERAL MORTGAGE BANK OF NIGERIA (FMBN) ON THURSDAY, 21ST APRIL, 2022
When the founders of the Federal Mortgage Bank of Nigeria (FMBN) conceived of it in the 1970s, they were clear in their minds of a few things.
One of the things was that they were creating a Bank, in every sense of the word, and that they were creating a specialized Bank, which they intended to do only one thing – to provide Mortgage Banking services.
All of these are self-evident from Section 1(i) where it was provided that:
i. There is hereby established a Mortgage Bank to be known as the Federal Mortgage Bank of Nigeria (in this Act referred to as “the Mortgage Bank”)
In Section 5 of the Act the functions of the Mortgage Bank are set out clearly as follows:
“The functions of the Mortgage Bank shall be to:
a. provide long-term credit facilities to mortgage institutions in Nigeria at such rates and such terms as may be determined by the Board in accordance with the policy by the Federal Government, being rates and terms designed to enable the mortgage institutions to grant comparable facilities to Nigerian individuals desiring to acquire houses of their own;
b. license and encourage the emergence and growth of the required number of viable secondary mortgage institutions to service the need of housing delivery in all parts of Nigeria;
c. encourage and promote the development of mortgage institutions at rural, Local, State and Federal levels;
d. supervise and control the activities of mortgage institutions in Nigeria;
e. collect, manage and administer the National Housing Fund in accordance with the provisions of the National Housing Fund Act; and
f. do anything and enter into any transaction which in the opinion of the Board is necessary to ensure the proper performance of its functions under this Act.
The powers of the mortgage Bank are set out in Section 6 as follows:
i. Without prejudice to the generality of section 5 of this Act, the Mortgage Bank shall have power to:
a. accept deposits and savings from mortgage institutions and other institutional depositors;
b. issue its own securities, including debentures and bonds under Federal Government guarantees and issue promissory notes and other bills of exchange for the purpose of raising funds from financial institutions;
c. establish a sinking fund for the redemption of securities by the Mortgage Bank and provide for contributions by it to the sinking fund;
d. carry out research aimed at improving housing patterns and standards in both urban and rural areas of Nigeria; and
e. carry out research on mortgage finance activities and the building construction industry in Nigeria;
f. provide and operate, in collaboration with reputable insurance companies, a mortgage protection system designed to guarantee liquidity to mortgage institutions as well as afford them the opportunity of having liberal premium terms; and
g. do anything and enter into any transaction which in its opinion is necessary to ensure the proper performance of its functions under the Act.
Ladies and Gentlemen, I have taken time to address the Law setting up the institution you have been appointed to administer, so as to leave you in no doubt whatsoever, as to what your mandate and purpose is.
As a creature of Law, you are forbidden from making the Bank do anything that the Law does not authorize it to do, and you can become individually and corporately liable for non-compliance with the Law.
This has become the important starting point for my inauguration remarks because in the tenure of previous Boards and Managements before this Administration, the Bank has been made to do things the Law did not contemplate and this has resulted in hobbling liabilities which I regret to inform you that you must now confront and resolve.
In addition I expect this Management and Board to bring to a Lawful end, all other ventures into which the Bank has dabbled which are not supported by Law.
I expect this to happen through due process, supported by Legal consultations, Board debates and decisions and Ministerial or Presidential approvals as may be necessary.
Your primary mandate is to re-position this Mortgage Bank as the pre-eminent Mortgage Bank for Nigeria as envisioned by the founders.
This is why you will see that majority of the Members of the Board are either Bankers by training or Bankers by work experience spanning several decades.
The reason is clear, all the regulatory obligations that the Bank has to the Central Bank of Nigeria (CBN) must be complied with.
I would advise that the Board and Management should at the earliest opportunity engage with the CBN and agree a Schedule of Compliance and Implementation of all reform initiatives including the computerization of the operations of the Bank which has begun.
As you will see, not only is there a prevalence of Bankers amongst your ranks, there is diversity of ethnicity, gender and religion. Every Zone of the 6 Zones in Nigeria is represented and from 1 female member, we now have 3 female members of the Board.
Please let me be also very clear that this is a huge privilege for you as it has been for me, to be amongst the few Nigerians involved in the public service of our country.
It is not an opportunity for self-help but an opportunity to help others, especially to own a home, by rendering selfless service.
Therefore, I will share with you the advice I have shared recently with an institution I inaugurated last week.
We are not in our homes; we are in a public space, where we have to work with others in a team to achieve results. Those other people may not speak like us or dress like us, or even eat what we eat or pray like us. But they are part of us, a part of the diversity that we have been enriched with.
If we manage our ego, we will realize that they are not different from us and we have a lot in common and we can learn a lot from each other.
Remember as Ryan Holiday said in his book, “ego is the enemy.”
Please manage your individual ego and help us to solve the problem of access to housing and do not become the problem.
Let me be clear that the Ministry will give you every reasonable and lawful support but we will not hesitate this time to recommend to Mr. President, the removal of any nominee who falls short of the standards, or becomes a problem.
In other words, your tenure of 4 years on the Board and 5 years on the Management Committee are not guaranteed but subject to performance.
In addition to all your responsibilities, I expect you to quickly advert your attention to the completion of the over 2,000 Housing Units at various levels of completion under the Ministerial Pilot Housing Scheme.
I cannot end my remarks without a word of gratitude to the immediate past Board and Management for their service which is deeply appreciated and will not be forgotten.
On behalf of President Muhammadu Buhari, it is my honour and pleasure to inaugurate the Board and Management of the Federal Mortgage Bank of Nigeria as now reconstituted.
I wish you a successful tenure of service.
Speech By The Hon. Minister Of Works And Housing Represented By The Director Public Building & Housing Development, Arc. Solomon Labafilo At The Commissioning Of The National Housing Programme In Imostate On 31st March, 2022.
On behalf of the Federal Government of Nigeria and President MuhammaduBuhari, I bring glad tidings and best wishes to the people and Government of ImoState.
We gather together to harvest the fruit of our investment and to commemorate the completion of the National Housing Programme’s Pilot in Imo State.
As we head towards the end of President MuhammaduBuhari’s tenure of office, I am happy to also say that we enter a season of completion when many projects such as this begin to bear fruit.
In 34 States of Nigeria, the Federal Government, through the Ministry of Works and Housing, has delivered projects like this with the support of the State Governors who provided the land.
Today in Imo State at Along Port Harcourt Road, Owerri, we have completed and we are handing over 68-units of Housing comprising, 24-units in condominium (1 bedroom-4, 2bedroom-16, 3 bedroom-4), 28-units 2 (TWO) Bedroom and 16-units 3 (THREE) Bedroom bungalows.
There are many things to be said about this project, from its design to the Economic impact and the social impact on this community.
In terms of design, this project is the outcome of a national survey conducted by the Ministry of Works and Housing to find out the type of houses Nigerians desired.
The survey revealed a prevalent need for bungalows in the North of Nigeria and flats in the South of Nigeria.
The survey also revealed the need for space such that our houses have one-bedroom units of 60-70 sq. metres, Two-bedroom units of 76 – 103 sq. metres and Three Bedroom Units 110 – 137 of sq. metres. These are extremely generous spaces compared to what is commonly available in the market.
This certainly ensures that the product that is delivered is acceptable to those it is intended for, while it is competitive in the market.
We have offered all these housing units to members of the general public in a non-discriminatory way by opening the National Housing Portal at https://nhp.worksandhousing.gov.ng/ to ensure that those interested are not inhibited by any artificial obstacles and allocations will be made on the basis of those who apply and pay on a first come, first served basis.
While we welcome those who can afford to pay outright, it is not a condition for eligibility and we have offered flexible payment options like mortgages and rent to own which we encourage applicants to pursue.
The story of these housing projects which are now visible and available in 34 States of Nigeria would be incomplete without the efforts of many Nigerians who contributed to its delivery.
To members of the private sector, especially Architects who volunteered their time to work with Architects and other staff of our Ministry at the conception stage to advise on the design, I thank you for your contribution to Nation building.
To my colleagues in the Federal Executive Council who supported this idea and approved the initiative; your votes have birthed fruits of development and impacted lives.
To the legislators in the 8th and 9th National Assembly and members of the Senate and House Committees on Housing, who questioned, challenged and supported us with year-on-year appropriation and undertook oversight visits to monitor progress, I believe your constituents can see from these houses, some evidence of your representation.
To our contractors, suppliers and all those employed in the building process, I thank you for contributing to nation building.
I will now conclude by inviting Mr. President to conduct the commissioning and handing over of this estate.
Thank you for your attention.
Babatunde Raji Fashola, SAN
Honourable Minister of Works and Housing
MEETING OF THE GERMAN DEVELOPMENT COOPERATION (GIZ) WITH THE HON MINISTER OF HOUSING AND URBAN DEVELOPMENT, ARC AHMED MUSA DANGIWA
Meeting of the German Development Cooperation (GIZ) with the Hon Minister of Housing and Urban Development, Arc Ahmed Musa Dangiwa
HOUSING MINISTER ARC AHMED DANGIWA AND PERMANENT SECRETARY, DR SHUAIB BELGORE IN A MEETING WITH DEVELOPERS OF RENEWED HOPE HOUSING PROJECTS.
Housing Minister Arc Ahmed Dangiwa and Permanent Secretary, Dr Shuaib Belgore in a meeting with Developers of Renewed Hope Housing Projects.