


Housing Ministry, Polaris Capital, Sign MoU On Artisans Skills Acquisition NASAP is a nationwide intervention programme designed to train, certify, and digitally connect 100,000 artisans in priority construction trades to job opportunities across Nigeria. Speaking at the signing ceremony, the Permanent Secretary Dr. Shuaib Belgore, informed that the Ministry, under the Renewed Hope Agenda of President Bola Ahmed Tinubu, GCFR, is set to embark on the transformative initiative to bridge the nation's artisan skills gap and modernize the construction workforce. “Today's signing of the Memorandum of Understanding (MoU) with Polaris Capital Limited marks a milestone in the launch of the National Artisan Skills Acquisition Programme (NASAP)”, he remarked. He outlined some of the objectives of the programme to include strengthening the technical capacity in the housing and construction sector, creating sustainable employment pathways for Nigerian youth and artisans. Other objectives according to the Permanent Secretary include promoting inclusivity by ensuring participation of women, youth, and persons with disabilities; as well as leveraging technology through a national booking and verification system for artisans. He explained that the initiative is structured around a three-year programme with funding from federal budget allocations, private sector participation, and donor contributions, adding that the digital platform would generate revenue to ensure sustainability of the programme beyond the MoU period. Dr. Belgore further expressed joy in the partnership which is aimed at delivering affordable housing for Nigerians across the country. On their part, the CEO of the Polaris Capital Limited, Kelvin Vihishima, described the signing of the MoU as a positive initiative aimed at reducing the skills gap in the Nigerian economy. He noted that skills is the bedrock and corner stone of every economy, saying that the initiative would reduce unemployment and make skills available at the national level. He informed that the scope of the MoU is to train, certify and onboard the artisans, reducing quackery, and reforming the housing industry. Vihishima further appreciated the Ministry for taking the noble initiative and appreciating the expertise of its delivery. In his introductory remarks, the Director, Federal Public Asset Maintenance (FPAM) Department, Arc. Ibechile Egwudale said that the signing of the MoU underscores the Ministry's commitment to skills development, job creation, and sustainable urban growth, anchored on accountability, inclusivity and long-term economic impact. Highlight of the event was the signing of the Memorandum of Understanding by the Permanent Secretary on behalf of the Ministry, and Polaris Capital Limited.
The Federal Ministry of Housing and Urban Development and Polaris Capital Limited has today September 2nd, 2025, formalized a strategic partnership with the signing of a Memorandum of Understanding (MoU), to kick-start the National Artisan Skills Acquisition Programme (NASAP).
FG BEGINS REVIEW OF COMPENSATION RATES FOR CROPS, ECONOMIC TREES * fair and adequate compensation, a moral duty not mere legal obligation - Dangiwa * President Tinubu has shown political will to implement reforms - Dangiwa Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has revealed that the Federal Government is on the verge of introducing revised compensation rates for individuals affected during land acquisitions for public projects, noting that President Bola Ahmed Tinubu is committed to critical land reforms towards effective land administration in the country. Dangiwa spoke at the 2024 National Technical Development Forum on Land Administration focusing on the Review of Compensation Rates on Crops and Economic Trees for Project-Affected Persons in Nigeria, Monday 21st October 2024 The Minister noted that a review of the current compensation rates has become important for the purpose of ensuring project-affected individuals get fair value for their sacrifice. In addition, he underscored the critical value of crops and economic trees such as cocoa, palm, kola nut, mango, and cashew trees, among others, stating that they are not just sources of income, but multi-generational assets that represent years, even decades, of labor and hope. "These trees are also tied to cultural and social identities. When displaced or destroyed in the course of land acquisition for public projects, the loss can be devastating, not only financially but emotionally. That is why it is essential to ensure that compensation rates reflect the true value of these assets, considering both their immediate and long-term economic importance," he said. Explaining further, he said the review is a priority of the current administration and a central focus of effective land administration. "The Land Use Act of 1978 stipulates that the government has the right to acquire land for public purposes. But it also provides the framework for fair compensation when public land acquisition affects livelihoods. However, the reality on the ground often reflects delays, disputes, and inadequate compensation that fails to account for the true value of agricultural investments" he stated The Minister also said that the Renewed Hope Agenda of Mr. President, believed that adequate compensation for crops and economic trees is not just a legal obligation; but a moral one. Accordingly, he emphasised the importance of an effective land administration system, considering its importance for agriculture, industry, housing and urban development and its pivotal place as a lifeline for millions of Nigerians, pointing out that what the country has lacked for decades is effective land administration, and not a lack of land. "It is important to note that as a country, we are blessed with vast land covering about 923,769 square kilometers. We do not have a shortage of land. What we lack is effective administration and management of this massive resource that providence has bestowed on us. And until we can do so, we may not be able to unlock its potential and to develop at the pace that we need to" he stated Dangiwa, further noted that, Nigeria, unfortunately, for decades has been battling with issues such as security of land tenor, title and legal rights of possession, frictions in land transactions, coexistence of different categories of land rights (Native Rights, Customary Rights of Occupancy, and Statutory Rights of Occupancy… Accordingly, he explained thet the Land Use Act was intended to harmonize these laws, which it's implementation has been inconsistent, largely due to the absence of comprehensive guidelines. This, he said has left gaps in the uniform application of the Act, which 'we are now determined to address' While acknowledging the efforts of the National Technical Development Forum on Land Administration since its establishment in 2006, he stressed that a lack of political will to implement the great ideas and solutions of the past has rendered its efforts of no significant impact on Nigerians. "Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we are committed to making a meaningful difference in land administration. To achieve this, we are bringing a new sense of urgency, political commitment, and determination. Fortunately, we now have a president who not only possesses the political will but also the determination to see these solutions implemented" Dangiwa remarked In addition, the Minister also disclosed that he was pleased, coming on board to reviewed the NTDF’s Terms of Reference and see that they align closely with the goals of Renewed Hope Agenda for streamlining land administration. " There is still a lot more that the NTDF can do to achieve its objectives, starting with aiming to achieve a 70% score in its delivery of the aims and objectives of its founders. In his remark, Permanent Secretary, Dr. Marcus Ogunbiyi, represented by the Head, Public Private Partnership (PPP), Arc Abimbola Asei said the forum has been organised to validate the submissions and data gathered from field work by the World Bank Consultant. Dr Ogunbiyi emphasized, " the review rates to be adopted should reflect current market realities and incorporate inflation rates, changes in agricultural yields, cost of agricultural inputs to ensure that Project Affected Person receive compensation that mirrors the true value of their loss " He also maintained that the rates should reflect future economic potential of crops and economic tree, and the unique agricultural conditions, adding market realities of each geo-political zones must also be considered. The Permanent Secretary also reiterated the ministry's commitment in ensuring that compensation of crops and economic trees is fair, transparent, and reflective of current realities. Ogunbiyi further charged delegates with the adoption of "a human - centered approach that prioritize the well-being of the communities affected by public project." Also speaking, Senior Social Development Assistant, World Bank Group, Dr Michael Ilesanmi noted that the Forum and the new direction it is taking is a key step in strengthening Nigeria's capacity for environmental and social management, as well as the processes for land acquisition, resettlement and compensation. The Chairman of the Estate Surveyors and Valuers Registration Board of Nigeria (ESVARBON), ESV Asiwaju Dosu Fatokun, hailed the commitment of the Minister and his team in driving the reforms, especially towards ensuring fair compensation for project-affected individuals and increased access to land for Developmental projects. Director of the Department of Lands and Housing Development at the Ministry, ESV Collins Alabi expressed his excitement at the momentum with which the current land reforms are taking place, noting that the revision of the compensation rates is an integral component of the overall reforms being driven by the ministry He thanked the minister for the support and innovation accorded the department since coming on board, noting that the next few months and years will unveil the fruits of all that has been done in recent time. ...
FG's Urban Development Agenda, A Necessesity for Wellbeing of Future Genenerations - Minister Gwarzo ** Says, sector policy initiatives of President Bola Ahmed Tinubu, deliberate for collective good. Minister of State for Housing and Urban Development, Abdullahi Tijjani Muhammad Gwarzo has stated that the integrated urban development agenda under the housing and urban development sector was intended to provide positive transformation of urban landscafe at all levels, thereby securing the future for Nigerians. Minister Gwarzo stated this in his closing address of the 2024 National Conference of Directors and Heads of Town Planning Organizations in Nigeria held at Dejavu Hotels abd Suites, Akure, Ondo State. The address of the Minister was read on his behalf by Director Urban and Regional Development of the Ministry, Tpl Dr Olakunde Akionola David. " It is imperative that we continue to prioritise sustainable development in all our planning and implementation efforts .... sustainable development is not just a goal, rather it is a necessity for the wellbeing of our current and future generations " Gwarzo stated The theme for the 2024 conference is 'Effective Physical Planning as a Panacea for Integrated and Sustainable Urban Development in Nigeria " Gwarzo who described the conference a valuable opportunity to catalogue the honest efforts of the current administration towards repositioning Nigeria's housing and urban development sector, commended the dutiful and indefatigable President Bola Ahmed Tinubu, GCFR for the massive strides in pointedly addressing issues of housing and sustainable development. Accordingly, the Minister appreciated the efforts of the many sector players at the states' governments level doing quite alot, saying what is remaining is to integrate and galvanize the individual efforts into a single and indivisible whole. " By integrating sustainable practices, we can create urban environments that are resilient, inclusive and capable of withstanding the challenges posed by climate change and rapid urbanisation " he concluded The Minister called on the participants to have a common focus on creating green spaces, promoting energy efficient buildings and ensuring that urban planning processes are environmentally friendly, pointing out that sustainable development will not only enhance the quality of life for citizens but also position Nigeria as one of the leaders in Innovative and responsible urban development. Ondo State Permanent Secretary, Ministry of Physical Planning and Urban Development, Chief Bunmi Alade and Professor Albert Abegunde, a member of National Institute of Town Planners (NIPL), and Lecturer in University of Ife, attended the closing ceremony. The three days conference was attended by 197 Participants from 31 States of the federation and Federal Capital Territory (FCT). ...
MINISTER GWARZO JOINS SPANIARDS CELEBRATES NATIONAL DAY Honourable Minister of State for Housing and Urban Development, His Excellency, Abdullahi Tijjani Gwarzo has joined Spanish community in Nigeria to celebrate this year's (2024) Spain National Day at a reception organised by the country's embassy in Abuja. The Minister, earlier, in a congratulatory letter sent to the Spanish Ambassador to Nigeria, His Excellency, Juan Ignacio Sell, noted that the longstanding bilateral relation between Nigeria and Spain brought about numerous benefits to both countries. Minister Gwarzo, praised Spaniards for preserving their rich cultural heritage which he said facilitated the country's developmental achievements, adding that the commemoration of the national day signifies the value attached to the esteemed norms of the Spaniards. He sought more collaboration between Spain and Nigeria especially in the area of Housing and Urban Development. "I look forward to further strengthen our bond as we work towards sustainable urban solutions which will be beneficial to the two countries," the Minister stated. During the reception, the Spanish Ambassador to Nigeria, His Excellency, Juan Ignacio Sell has expressed his country's appreciation to the Minister Abdullahi Tijjani Gwarzo whom he described as the friend of Spain. He further hailed the existing mutual diplomatic relations between Nigeria and his country. Mr. Sell, said the two nations will continue to work together for the attainment of the aspirations of their people. ...
SPEECH BY THE HON. MINISTER OF WORKS AND HOUSING AT THE FORMAL HANDOVER OF KEYS TO BENEFICIARIES OF THE SALES OF NATIONAL HOUSING PROGRAMME HOUSES PHASE 1 IN OSUN STATE ON WEDNESDAY, 29TH JUNE, 2022.
PROTOCOL
On behalf of the Federal Government of Nigeria and President Muhammadu Buhari, I bring glad tidings and best wishes to the people and Government of Osun State.
We gather together to harvest the fruit of our investment and to commemorate the formal handover of keys to first set of beneficiaries on the sales of completed Phase 1 of the National Housing Programme which was commissioned on Monday, 14th March, 2022 by Mr. President.
As we head towards the end of President Muhammadu Buhari’s tenure of office, I am happy to also say that we have entered a season of completion and Handover of keys to beneficiaries in 35-States and the FCT to Nigerians who have successfully subscribed through the open Ministry’s website at https://nhp.worksandhousing.gov.ng/ for the sales of these completed houses. We have therefore offered all these housing units to members of the general public in a non-discriminatory way by opening the Portal to ensure that those interested are not inhibited by any artificial obstacles and allocations will be made on the basis of those who apply and pay on a first come, first served basis. While we welcome those who can afford to pay outright, it is not a condition for eligibility and we have offered flexible payment options like Mortgages and Rent-to-Own which we encourage applicants to pursue.
It may interest to know that the web-portal was launched on 12th November, 2021 and has received 12,387 applications from Nigerians who have created personal account profile on the website, out of which 694 Subscribers’ applications have been approved by the Ministry.
In Osun today, we have four (4) Nigerians who have fully paid for the houses of their choice within the estate comprising 68-Units of One (1) Bedroom, Two (2) Bedroom and Three (3) Bedroom. Nigerians and Osun State indigenes are therefore encouraged to leverage on the very many units yet to be sold.
May I reiterate and further call on all Nigerians to avail themselves with the opportunity of owning a house in the 35-States and FCT that have been completed except for Lagos State through an open access on the Ministry website. Some of the requirements for qualification to access these houses and to be uploaded on the web-portal includes:
Current Passport Photograph in JPEG or PNG format;
Most recent copy of your current tax clearance / pay slip in PDF format;
Means of Identification (National ID, Driver license, International Passport) in digital JPEG format;
Letter of recommendation from any Primary Mortgage (for Mortgage Subscribers);
Evidence of 10% initial payment deposit (for Mortgage Subscribers only).
The advantages of owning a house in our NHP Estates includes the well-spaced sizes such as one-bedroom units is about 60-70 sq. metres, Two-bedroom units 76 – 103 sq. metres and Three Bedroom Units 110 – 137 sq. metres. These are extremely generous spaces compared to what is commonly available in the market.
The beneficiary today is therefore among the first set of Nigerians other than the 1994 Super Eagles who have been handed the keys to their houses promised by the Federal Government over 28years ago.
I will now conclude by handing over key to the beneficiary of the sales to Nigerians in Osun State who have fully paid for his house on behalf of Mr. President, this day, Wednesday, 29th June, 2022 to the Glory of God and the benefit of Mankind.
Thank you for your attention.
Babatunde Raji Fashola, SAN
Honourable Minister of Works and Housing
REMARKS BY H.E. BABATUNDE RAJI FASHOLA, SAN AT THE INAUGURATION OF THE BOARD AND MANAGEMENT OF FEDERAL MORTGAGE BANK OF NIGERIA (FMBN) ON THURSDAY, 21ST APRIL, 2022
When the founders of the Federal Mortgage Bank of Nigeria (FMBN) conceived of it in the 1970s, they were clear in their minds of a few things.
One of the things was that they were creating a Bank, in every sense of the word, and that they were creating a specialized Bank, which they intended to do only one thing – to provide Mortgage Banking services.
All of these are self-evident from Section 1(i) where it was provided that:
i. There is hereby established a Mortgage Bank to be known as the Federal Mortgage Bank of Nigeria (in this Act referred to as “the Mortgage Bank”)
In Section 5 of the Act the functions of the Mortgage Bank are set out clearly as follows:
“The functions of the Mortgage Bank shall be to:
a. provide long-term credit facilities to mortgage institutions in Nigeria at such rates and such terms as may be determined by the Board in accordance with the policy by the Federal Government, being rates and terms designed to enable the mortgage institutions to grant comparable facilities to Nigerian individuals desiring to acquire houses of their own;
b. license and encourage the emergence and growth of the required number of viable secondary mortgage institutions to service the need of housing delivery in all parts of Nigeria;
c. encourage and promote the development of mortgage institutions at rural, Local, State and Federal levels;
d. supervise and control the activities of mortgage institutions in Nigeria;
e. collect, manage and administer the National Housing Fund in accordance with the provisions of the National Housing Fund Act; and
f. do anything and enter into any transaction which in the opinion of the Board is necessary to ensure the proper performance of its functions under this Act.
The powers of the mortgage Bank are set out in Section 6 as follows:
i. Without prejudice to the generality of section 5 of this Act, the Mortgage Bank shall have power to:
a. accept deposits and savings from mortgage institutions and other institutional depositors;
b. issue its own securities, including debentures and bonds under Federal Government guarantees and issue promissory notes and other bills of exchange for the purpose of raising funds from financial institutions;
c. establish a sinking fund for the redemption of securities by the Mortgage Bank and provide for contributions by it to the sinking fund;
d. carry out research aimed at improving housing patterns and standards in both urban and rural areas of Nigeria; and
e. carry out research on mortgage finance activities and the building construction industry in Nigeria;
f. provide and operate, in collaboration with reputable insurance companies, a mortgage protection system designed to guarantee liquidity to mortgage institutions as well as afford them the opportunity of having liberal premium terms; and
g. do anything and enter into any transaction which in its opinion is necessary to ensure the proper performance of its functions under the Act.
Ladies and Gentlemen, I have taken time to address the Law setting up the institution you have been appointed to administer, so as to leave you in no doubt whatsoever, as to what your mandate and purpose is.
As a creature of Law, you are forbidden from making the Bank do anything that the Law does not authorize it to do, and you can become individually and corporately liable for non-compliance with the Law.
This has become the important starting point for my inauguration remarks because in the tenure of previous Boards and Managements before this Administration, the Bank has been made to do things the Law did not contemplate and this has resulted in hobbling liabilities which I regret to inform you that you must now confront and resolve.
In addition I expect this Management and Board to bring to a Lawful end, all other ventures into which the Bank has dabbled which are not supported by Law.
I expect this to happen through due process, supported by Legal consultations, Board debates and decisions and Ministerial or Presidential approvals as may be necessary.
Your primary mandate is to re-position this Mortgage Bank as the pre-eminent Mortgage Bank for Nigeria as envisioned by the founders.
This is why you will see that majority of the Members of the Board are either Bankers by training or Bankers by work experience spanning several decades.
The reason is clear, all the regulatory obligations that the Bank has to the Central Bank of Nigeria (CBN) must be complied with.
I would advise that the Board and Management should at the earliest opportunity engage with the CBN and agree a Schedule of Compliance and Implementation of all reform initiatives including the computerization of the operations of the Bank which has begun.
As you will see, not only is there a prevalence of Bankers amongst your ranks, there is diversity of ethnicity, gender and religion. Every Zone of the 6 Zones in Nigeria is represented and from 1 female member, we now have 3 female members of the Board.
Please let me be also very clear that this is a huge privilege for you as it has been for me, to be amongst the few Nigerians involved in the public service of our country.
It is not an opportunity for self-help but an opportunity to help others, especially to own a home, by rendering selfless service.
Therefore, I will share with you the advice I have shared recently with an institution I inaugurated last week.
We are not in our homes; we are in a public space, where we have to work with others in a team to achieve results. Those other people may not speak like us or dress like us, or even eat what we eat or pray like us. But they are part of us, a part of the diversity that we have been enriched with.
If we manage our ego, we will realize that they are not different from us and we have a lot in common and we can learn a lot from each other.
Remember as Ryan Holiday said in his book, “ego is the enemy.”
Please manage your individual ego and help us to solve the problem of access to housing and do not become the problem.
Let me be clear that the Ministry will give you every reasonable and lawful support but we will not hesitate this time to recommend to Mr. President, the removal of any nominee who falls short of the standards, or becomes a problem.
In other words, your tenure of 4 years on the Board and 5 years on the Management Committee are not guaranteed but subject to performance.
In addition to all your responsibilities, I expect you to quickly advert your attention to the completion of the over 2,000 Housing Units at various levels of completion under the Ministerial Pilot Housing Scheme.
I cannot end my remarks without a word of gratitude to the immediate past Board and Management for their service which is deeply appreciated and will not be forgotten.
On behalf of President Muhammadu Buhari, it is my honour and pleasure to inaugurate the Board and Management of the Federal Mortgage Bank of Nigeria as now reconstituted.
I wish you a successful tenure of service.
PHOTONEWS: OCCASSION OF THE SIGNING OF MOU BETWEEN THE MINISTRY OF HOUSING AND URBAN DEVELOPMENT AND POLARIS CAPITAL LTD ON NATIONAL ARTISANS SKILLS ACQUISITION PROGRAMME, SEPTEMBER 2ND, 2025
PhotoNews: Occassion of the signing of MoU between the Ministry of Housing and Urban Development and Polaris Capital Ltd on National Artisans Skills Acquisition Programme, September 2nd, 2025
PHOTONEWS : RENEWED HOPE CITY PROJECT, IBEJU LEKKI, LAGOS, THURSDAY, 28TH, AUGUST, 2025.
PHOTONEWS : Renewed Hope City Project, Ibeju Lekki, Lagos, Thursday, 28th, August, 2025.