Land Administration: We are committed to fixing gaps in the Housing Sector - Dangiwa The Minister of Housing and Urban Development Arc. Ahmed Musa Dangiwa, has reiterated the Ministry’s commitment to fixing the existent gaps and making a historic difference in the housing and urban landscape of the country. The Minister brought this to light in a meeting with the Technical Mission from the World Bank on Land Titling, Registration and Cadastre, at the Ministry’s Headquarters in Abuja. He appreciated the Ministry’s longstanding partnership with the World Bank, noting that it was aimed at tackling systemic issues that have hindered effective land administration, management, governance, and urban development. Recalling a recent engagement of the Ministry with the World Bank Vice President for Infrastructure, Mr. Guangzhe Chen alongside his team, the Minister revealed some identified key focus areas where the Ministry needs the technical and financial support of the Bank to enable the commencement of realizing the Renewed Hope Agenda of President Bola Ahmed Tinubu, which is to streamline land administration and ensure effective urban governance in the country. According to the Minister, some of the priority areas are the Implementation of a National Land Registration and Titling Programme in partnership with State Governments, a move that would unlock over $300 billion dead capital tied up in undocumented land. He said the initiative would enable the registration, documentation, and titling of all land parcels, development and launch of a National Digital Land Information System (NDLIS), Increase the formalization of land transactions from less than 10% to over 50% within the next 10 years, as well as train and deploy technically competent land registration officers nationwide. Other priority areas for collaboration as stated by the Minister are the Implementation of the National Urban Development Policy which contains vital initiatives for improving the management of urban areas; and the area of development of a Framework to address systemic barriers along the housing value chain. Dangiwa expressed excitement in the massive institutional capacity of the Bank, as well as their technical expertise and knowledge garnered over decades from implementing similar interventions in countries around the world. While the Minister decried the unfortunate 10% statistics of registered and titled land in the country, as well as the low livability of urban centers, he expressed optimism that the challenge posed an opportunity to make a difference; “Under the Renewed Hope Agenda of Mr. President, we at the Ministry are committed to making this difference. With the support of the World Bank under this partnership, I believe we are on the verge of making history in Nigeria”, he said. Disclosing a timeline of November to commence work, as agreed in the Ministry’s last meeting with the World Bank in September, Dangiwa further expressed confidence that the technical sessions was a testament that the ball has been set rolling as planned. The minister in addition, sought a timeline for the Integrated Implementation Plan, as well as deliverables. Speaking earlier, Dr. Fuad Malkawi, Senior Urban Specialist and Task Team Leader of the Technical Mission of the World Bank on Land, said they were in the ministry to discuss strategic support for land governance in Nigeria. He noted that the objective of their visit was to identify challenges facing the country's land administration, evaluate existing initiatives, and outline strategic areas where the World Bank can provide support to drive sustainable development Dr. Malkawi as well stated that the World Bank was keenly interested in land-related issues, ranging from surveying and mapping, to property taxation and infrastructure. He further informed that the bank's goal was to produce a flagship example in the African region while expressing optimism that with Nigeria's immense resources and ongoing development, Nigeria can set the standard for the rest of the continent to follow. Earlier in his opening remarks, the Permanent Secretary of the Ministry, Dr. Marcus Ogunbiyi welcomed the World Bank Technical Mission to the Ministry and the Country at large, informing the team of the Ministry’s great expectations of what they would do. He said his direct conversation with Dr. Fuad Malkawi was an attestation to the preparedness of the World Bank to intervene in the critical areas where the Ministry needs assistance. Ogunbiyi further assured the team that the Ministry would do all in their parts to support the intervention.
Accordingly, he conveyed his expectations that the Bank would bring in experts who have successfully led similar programs in other countries, particularly African Countries like Kenya, Sierra Leone, and South Africa, with similar contexts, and in collaboration with the Team at the Ministry, State governments, and other critical stakeholders, to design the implementation plan.
Meet the Press: Housing Minister Outlines Milestone Achievements Under Renewed Hope Agenda * Says President Tinubu's Transformative leadership enables ministry's focus on implementation Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa, has proudly outlined the ministry's remarkable achievements, transformative programs, and impactful reforms undertaken in alignment with the Renewed Hope Agenda, spearheaded by His Excellency, President Bola Ahmed Tinubu, GCFR. The Minister gave this outline when he made his presentation at a media parley tagged "Meet the Press," which held at Nigeria's State House in Abuja on Sunday, 17th November, 2024. Commending President Tinubu's transformative leadership for demerging the ministry from the Federal Ministry of Works, Dangiwa said the move has enabled the ministry to focus its efforts on implementing the Renewed Hope Agenda in the housing sector. Furthermore, he stated that the vision President Tinubu has for the housing ministry was that of prioritizing housing as a vital element for improving the lives of Nigerians, creating jobs, and boosting economic growth. Dangiwa informed that the Ministry has embarked on various initiatives to address the housing deficit in Nigeria, which includes: Increasing Housing Supply. He emphasised that the Ministry was committed to closing the national housing gap through the construction of 10,112 housing units via the Renewed Hope Cities and Estates Program, with 14 active sites across the nation. He explained that under the Renewed Hope Estates, twelve estates are currently under construction, with each comprising 250 housing units in 12 states, totaling approximately 3,000 units while for the Renewed Hope Cities, major urban projects are underway in the Federal Capital Territory (FCT) with 3,112 units, and additional developments in Kano and Lagos, among other states. Speaking on Job Creation and economic impact of construction in the housing sector, particularly, the Renewed Hope Housing Project, the Minister noted that over 252,800 jobs have directly been created for Nigerians, significantly contributing to the nation’s economic landscape, affirming skilled and unskilled workers are benefitting from robust employment opportunities, earning significantly above the national minimum wage. "At an average daily wage of ₦5,000, many workers are earning over ₦150,000 monthly, which is far above the national minimum wage," he said. Dangiwa, while informing Nigerians of the flexibility and seamlessness of applying for houses under the Renewed Hope Cities and Estates, introduced the Renewed Hope Online Housing Delivery Portal;www.renewedhopehomes.fmhud.gov.ng, explaining it is a user-friendly platform that has empowered over 47,605 Nigerians to explore, apply, and track their housing applications online, streamlining the homeownership process. On options of home ownership available to interested buyers, the Minister explained that the Ministry has introduced various affordable homeownership options through the National Housing Fund (NHF) and the Federal Mortgage Bank’s Rent-to-Own scheme, allowing many Nigerians access to affordable housing, Outright purchase for Nigerians who afford to pay upfront and Installmental payment option with upto four instalments allowable for convenience. "I want to use this medium to appeal to Nigerians in both formal and informal employment to join the National Housing Fund (NHF) Scheme to enable them benefit from this affordable homeownership options from the Federal Mortgage Bank of Nigeria. They are the best in the market, " He said. To enable the ministry churn out affordable housing , Dangiwa informed Nigerians the ministry has opted budgetary provisions, Public-Private Partnerships (PPPs), and international collaborations to diversify funding for housing projects, ensuring low and middle-income earners can access housing options. He said, " We are funding the 12 Renewed Hope Estates from the ₦50 billion 2023 Supplementary Budget. We also have an additional ₦27.2 billion allocated in the 2024 budget to complete their infrastructure fully while awaiting 2025 budget to expand the programme to cover more of the remaining states." Minister expressed that the ministry is committed to fulfilling the Renewed Hope Agenda by ensuring every Nigerian has access to affordable and dignified housing. "Our efforts are not just about building houses; we are building a brighter future for generations to come," he added. In addition, the Minister said that under the Public-Private Partnerships arrangement, the ministry is constructing 3 Renewed Hope Cities in FCT, Lagos and Kano and are being funded through a PPP that the Ministry signed with a consortium of developers for the delivery of 100,000 housing units nationwide. "Under this strategy, the developers source land and construction finance while the government creates an enabling environment for them to deliver housing. So far, the Ministry has facilitated a N100billion Bankable Offtaker Guarantee by the Federal Mortgage Bank of Nigeria (FMBN) for the Karsana Renewed Hope City," the Minister noted. However, unlike housing construction funded through the budgetary allocation which are relatively cheap, the PPP arrangement are usually costlier and cater for high and middle income earners because developers get their loan in double digits. "For example, a one-bedroom apartment at the Renewed Hope City in Karsana, built under a PPP model, costs about N22 million, whereas a similar unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8–9 million," Dangiwa maintained. Accordingly, other sources of funding strategy include collaborations with reputable organisations such as Shelter Afrique Development Bank (ShafDB) for the financing of 5,000 housing units under phase one, representing an estimated investment of ₦50 billion. The Minister informed the partnership was the first time the Ministry was directly leveraging housing finance from ShafDB,.a Pan African institution where it is currently the largest shareholder, noting ShafDB housing finance collaboration is also another Renewed Hope First that being recorded at the Ministry. Similarly, Dangiwa mentioned that progress is being made in the National Social Housing in the establishment of fund to ensure that all Nigerians, regardless of income, have access to decent housing, noting, saying, aside from the budgetary funding, the ministry is engaging with philantrophic organizations, Corporate Social Responsibility and voluntary donations from Nigerians. " We also have some willing and capable potential investors in the NSHF who are working to meet the requirements of the Infrastructure Concessionary and Regulatory Commission (ICRC)," the Minister remarked. As part of efforts to ensure effective Land Administration and not oblivion to the crucial role of land governance, the Minister disclosed that the Ministry has launched initiatives to improve land administration, including fair compensation frameworks and the National Land Registration Program. Also mentioned by the Minister was the plan to establish Building Materials Manufacturing Hubs aimed at reducing construction costs and stimulating job creation. He added that the ministry is in partnership with World Bank to develop National Digital Land System to ensure seamless land titling and registration across the country. While emphasising President Tinubu's unwavering commitment to transforming the country's housing landscape, he noted that the ministry has achieved significant milestones within 14 months of its existence as a standalone ministry, ensuring that housing and urban development receive the priority they rightly deserve. The Minister later extended invitation to all Nigerians and stakeholders to join in the effort towards a more prosperous Nigeria by participating in the National Housing Fund and exploring the available affordable housing options. ...
National Urban Development Policy to Transform Nigerian Cities into Sustainable, Resilient '15-Minute Cities' - Dangiwa - Calls for Annual National Urban Forum - Says New Urban Agenda to Promote Public Health, Tackle Climate Change Gombe, November 14, 2024 - The Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has said that the National Urban Development Policy (NUDP) when introduced will transform Nigerian Cities into sustainable, resilient, '15-minute Cities'. Delivering the keynote address at the 13th meeting of the National Council on Lands, Housing, and Urban Development holding in Gombe, the Minister said rapid urbanisation which will see the nation's population rise to 70% by 2050 has made effective planning through innovative and sustained policies a priority. Noting that the NUDP is currently awaiting approval by the Federal Executive Council, he said such a policy is necessary for Nigeria's sustainable future as it can promote public health, mitigate climate change, and create a safe, resilient, and progressive ecosystem for all to thrive. "The NUDP's vision is clear: to transform Nigeria’s cities into well-functioning, prosperous, resilient, secure, and livable spaces for all. Achieving this vision demands a 'Business Unusual' approach, one that replaces 'Urban Pessimism' with 'Urban Optimism.' This means embracing high-density urban development over sprawl, safeguarding agricultural land and resources, and adopting integrated, evidence-based urban policies. "The NUDP also promotes a 'Healthy Cities' concept, integrating environmental health with secure, resilient urban spaces. This involves essential services like waste management, water, sanitation, and local public health systems. As the recent pandemic has shown, resilience in city design is critical for public health and community well-being. Models like the '15-minute city'— where essential services are within walking distance— offer accessible, self-sufficient neighborhoods that promote health and connectivity," he said. Dangiwa emphasised that the need for an Urban Policy is long overdue considering the fast pace at which the nation's Urban population is increasing. He, therefore, called for an Annual National Urban Forum, which he says was part of the resolutions reached at the recently concluded World Urban Forum in Egypt. "We must grasp the scale of our urban growth and the profound challenges it brings. Nigeria’s urban population is expanding rapidly, driven by an annual growth rate of 4.1%. From just 9.4% in 1950, our urban population now exceeds 52%, with projections indicating a rise to 70% by 2050. By then, Nigeria will likely be the world’s third most populous country, with over 400 million people." According to him, Nigeria has eight cities with a population above 1 million people each, and another 81 Cities each with a population ranging from 100,000 to one million, and yet with 58.8% of these urban dwellers living in Slum conditions. He added that the goal of the NUDP is to provide a framework that guides long-term, sustainable urban growth, addressing not only housing and infrastructure needs but also creating the foundation for economically vibrant, climate-resilient, and inclusive cities. Explaining the nexus between effective urban planning, public health, and climate change, Dangiwa said proper planning will ensure better sanitation, disease control and containment, quicker access to health facilities, as well as smart city designs which support climate action. "NUDP also prioritizes climate responsiveness. Climate change poses a severe threat, with impacts like drought, flooding, and extreme weather intensifying. Without adaptation, climate change could cost Nigeria between 6% and 30% of its GDP by 2050. Therefore, urban planning is a frontline defense in building climate resilience and economic security," he observed. The Minister called on the Federal, State, and Local Governments to embark on urgent collective action towards the implementation of the policy when it comes on stream, noting that while massive housing construction and new cities development are urgent priorities at this time, they must be done alongside effective urban planning. He commended the efforts of President Bola Ahmed Tinubu over the last one year, especially in the area of Housing development, noting that the ministry has more houses under construction in one year than it built in the previous eight years put together. He also said the ministry's strategy of embracing Public Private Partnerships (PPPs) is crucial to that success, but admitted that the country is still only scratching the surface compared to its housing requirements. "We recently returned from the 12th World Urban Forum in Cairo, Egypt. What we observed there was inspiring and should motivate us as a nation to do more. The Egyptian government is constructing a New Cairo City, an urban development estimated at 500 billion Egyptian Pounds (around $10.6 billion). This includes massive housing, road construction, shopping malls, rail systems, and more. "While part of the funding comes from entities like the World Bank and IFC, a significant portion is government-sourced through the Administrative Capital for Urban Development (ACUD), the overseeing authority. We also met with India’s Housing Minister, who shared that India has built over 1 million housing units entirely through government funding. "We noted similar large-scale, government-funded housing efforts in South Africa and other African nations. The message is clear: while we will continue to drive PPPs, our government needs to do more to finance affordable and social housing for our citizens," he added. He called on governments at all levels to invest more in housing provision as this was the only way to make housing delivery affordable for low- and middle-income earners, who form the majority of the nation's population. ...
FG Partners World Bank To Develop National Land Digital System * initiative will increase investor confidence, unlock untapped economic potentials related to land property The Federal government of Nigeria is set to partner with the World Bank to modernize land administration in Nigeria, by developing a National Land Digital System (NLDS) for the optimization of land transactions, that would enable transparency, efficiency and accessibility. Minister of Housing and Urban Development, Arc Ahmed Musa Dangiwa made the revelation for the partnership in his remarks during the meeting with States Commissioners responsible for lands and housing matters at the13th National Council on Housing, Lands and Urban Development in Gombe, Gombe State. Dangiwa said that the digital initiative will solve the long standing challenges currently faced in land registration, as well as boost economic activity and enhance property rights protection, with a goal of increasing formal land transactions from less than 10% to over 50% within a decade. According to the Minister, the pivotal decision will tackle the challenges obstructing effective and efficient land registration in the country, adding that both parties were finalizing the operational framework and investment commitment for the initiative. Explaining further, Dangiwa said the system will serve as a comprehensive, accessible digital registry, enabling Nigerians to verify land ownership securely and efficiently; further affirming that by enhancing transparency and reducing fraud, the NDLS will increase investor confidence and unlock up to $300 billion in untapped economic potentials related to land and property. He also informed participants at the Council meeting of the Federal Government’s readiness to work with State Governments to register, document, and title all land parcels, clarifying and securing land ownership to unlock development and investment. "Currently, over 90% of the country’s land remains unregistered, representing an estimated $300 billion in untapped capital," he said. Outlining the significance of effective land administration as regards to Nigeria's economic growth and development, Dangiwa noted that by ensuring clarity, security, and accessibility in land ownership and transactions, the country is laying foundation for increased investment, both domestic and international. He emphasized that transparent land administration would enhance property rights, reduce conflicts, and encourage sustainable land use practices, which together foster a stable environment for economic activities. On rapid urbanization in Nigeria, the Minister explained that steps to address the issue has been outlined in the National Urban Development Policy (NUDP) waiting approval by the Federal Executive Council (FEC), adding that the policy is designed to create resilient, inclusive, and climate-smart cities across Nigeria. Dangiwa informed participants that Africa now has an Africa Urban Forum, which was recently held this year in Addis Ababa, noting that all African Member Countries, including Nigeria at the forum, agreed to organize an Annual National Urban Forum in the declaration. He emphasised on the importance of collaboration among federal, states and local government, to transform urban spaces for the benefit of Nigerians, directing delegates to begin the process of domesticating Africa Urban Forum in Nigeria by organising Annual National Urban Forum in line with the Addis Ababa declaration, where leaders and professionals in the housing sector will meet to discuss Nigeria’s Urban Agenda for Nigeria. "Our goal is to provide a framework that guides long term sustainable growth, addressing not only housing and infrastructure needs but also creating the foundation for economically vibrant, climate-resilient, and inclusive cities," he remarked. On tackling Nigeria’s massive housing deposit, Dangiwa said that the Ministry is advancing the construction of over 10,000 housing units across 14 locations nationwide, highlighting the role of Public-Private Partnerships (PPPs) in accelerating housing delivery, especially for middle- and high-income earners. "We have also acquired land in Enugu and Borno for the development of 2,000-unit Renewed Hope Cities under a PPP arrangement. Planned locations for additional cities include Nasarawa and Rivers States with 2000 units each, respectively. “Our goal is to establish at least one Renewed Hope City in each geo-political zone and the FCT”, Dangiwa revealed. While focusing on the government’s efforts to provide affordable housing for the low-income Nigerians, the Minister urged all Commissioners to encourage their state and local governments to allocate a substantial portion of their revenues to affordable housing delivery, pointing out that PPPs alone cannot deliver affordable housing for the majority of Nigerians, given that the high costs of private-sector construction financing drive up prices as developers payment of loan is double digit. Dangiwa also affirmed that the Ministry, in collaboration with the World Bank, has introduced a new compensation framework for individuals affected by land acquisition. This updated system according to the Minister, addresses the 18-year gap in compensation policy, ensuring fair and equitable recompense for those impacted by infrastructure and housing development projects. He sited some examples under the revised rates for matured trees in the North Central Zone as follows; i. Cashew which increased from N2,000 per matured stand to N45,000 and N5.5M for a hectare, ii. Mango increased from N4,000 per matured stand to N105,000 and N13M per hectare and iii. Cocoa which also increased from N3,000 per matured stand to N160,000 and N160M per hectare. In his address, the Executive Governor of Gombe State, Alhaji Muhammadu Inuwa Yahaya, urged Council to come up with policies that could make mortgage options more accessible, promote eco-friendly local materials, and create incentives for private investment if Nigeria must make advances in sustainable development, adding that streamlining land administration processes and continuous innovation in construction materials as well as techniques were essential to realizing a shared vision of affordable housing for all Nigerians. Governor Yahaya also emphasized on actionable plans towards achieving president Bola Ahmed Tinubu's Renewed Hope Cities and Estate for all citizens, reminding participants that all deliberations at the council should be backed up with actions. In a goodwill message, the Chairman, House Committee on Urban Development and Regional Planning, Hon. Abiante Awaji, drew the attention of participants to how rapid urbanization is transforming Nigerian cities, urging them to consider adopting climate-resilient designs and structures that protect Nigerian citizens. Hon. Awaji added that Climate-resilient urban development safeguards people and their investment by incorporating sustainable building materials, energy -efficient designs, and green spaces that manage heat and promote biodiversity. Minister of Housing and Urban Development is the Chairman of the Council of the 36 States' Commissioners responsible for lands and housing matters in Nigeria ...
We Are Making Steady Progress!
In line with the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, the Hon. Minister of Housing and Urban Development is steadily establishing a strong nationwide footprint in affordable housing through the Renewed Hope Cities and Estates initiative. So far, we have covered thirteen states of the federation, in addition to the FCT, with a total of 10,112 housing units currently under construction. @MSIngawa
#RenewedHopeAgenda #AffordableHousing #HousingForAll #UrbanDevelopment #NationBuilding #NigeriaHousing #SustainableCities #Progress #BuildingTheFuture
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Presentation by the Hon. Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa at the State House Gallery, Aso Villa on Sunday, 17th November 2024
Good evening gentlemen of the Press
For the first time in over 25 years, the housing and urban development sector is now receiving the priority and undivided attention that it rightfully deserves. Over the past 14 months, our ministry has worked hard to turn this vision into measurable outcomes. I am proud to report that progress is now visible, impactful, and nationwide.
Our Renewed Hope Homeownership Strategy is equally transformative. We have created a range of affordable options that Nigerians can use to own these homes once they are completed.
This includes:
I want to use this medium to appeal to Nigerians in both formal and informal employment to join the National Housing Fund (NHF) Scheme to enable them benefit from this affordable homeownership options from the Federal Mortgage Bank of Nigeria. They are the best in the market.
Accessing the Renewed Hope Homes is Online
I call it a One-Stop Shop for Homeownership. Nigerians don’t need to lobby anyone to own a home under the Renewed Hope Cities and Estates Programme. You simply visit the site www.renewedhopehomes.fmhud.gov.ng, check the house you want, in the state that you want, apply, pay, print a provisional letter of offer.
I am proud to say that this is first time that Nigeria is having a Central Online Platform for Housing Delivery from search, expression of interest to payment – locally and internationally. In fact, Nigerians living abroad can remotely book a tour of the house, pay for a home in Nigeria using foreign currency online.
About two months ago, the Bureau of Public Service Reforms gave us an award as the “Best Federal MDA in Innovative Use of Technology”
Second is Public-Private Partnerships (PPPs): The 3 Renewed Hope Cities in FCT, Lagos and Kano are all being funded through a PPP that the Ministry signed with a consortium of developers for the delivery of 100,000 housing units nationwide. Under this strategy, the developers source land and construction finance while the government creates an enabling environment for them to deliver housing. So far, the Ministry has facilitated a N100billion Bankable Offtaker Guarantee by the Federal Mortgage Bank of Nigeria (FMBN) for the Karsana Renewed Hope City. This has enabled developers to mobilize over ₦40 billion in financing—a first in the history of Nigeria’s housing sector. We have also made cross subsidy a key part of our efforts to enhance affordability for low-medium income earners to foster integrated living. Under this concept, the housing units built in the Renewed Hope Cities will be sold at commercial rate while a substantial percentage will be sold at concessionary rates to low- and medium-income Nigerians who are members of the Nigeria Labour Congress and the Trade Union Congress.
We have embraced PPPs because our housing deficit is vast and cannot be funded from budgetary allocation alone. We need to build approximately 550,000 units annually over the next decade to close this gap. This would require about N5.5 trillion per annum.
However, we recognize that PPPs alone cannot deliver Renewed Hope Affordable Housing for the majority of Nigerians. This is due to the high costs of private-sector construction financing, which significantly increase housing prices. For example, a one-bedroom apartment at the Renewed Hope City in Karsana, built under a PPP model, costs about N22 million, whereas a similar unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8–9 million.
The difference lies in the cost of finance. Under the Renewed Hope City model, developers purchase the land, secure financing at double-digit interest rates, while as government, we facilate a Bankable Offtaker Guarantee from the FMBN. In contrast, Renewed Hope Estates are funded with interest-free allocations from the budget. State governments provide free land, and infrastructure costs are subsidized and excluded from the housing unit prices. These factors account for the significant price disparity between Renewed Hope Cities and Renewed Hope Estates.
Some may question why we continue to embrace PPPs. The answer is that, as a government, we have a responsibility to serve all Nigerians by stimulating private sector participation in housing delivery. Our objective is to provide quality housing across all income levels. PPP-driven Renewed Hope Cities target high- and middle-income earners who can afford such prices, while Renewed Hope Estates cater to lower-income groups. This approach ensures that every category of Nigerians has access to suitable housing options.
This means that while pursuing PPPs, the government must also increase funding for the Renewed Hope Housing Programme. As a Ministry, we have championed this advocacy, and there is now widespread recognition that the current N50 billion annual budget for housing is grossly inadequate compared to the N5.5 trillion required annually to address the housing deficit.
Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle. This would allow us to expand housing projects to cover the remaining 18 states and increase the unit count per state from 250 to at least 500, as initially planned.
Effective Land Administration
Now, Project Affected Persons will receive compensation that reflects current economic realities.
Long Live Nigeria
Long Live Mr. President
Keynote Address Delivered by The Honourable Minister, Federal Ministry of Housing and Urban Development, at The 13th Meeting of The National Council on Lands, Housing and Urban Development, Holding in Gombe, Gombe State, On 11th To 15th November 2024.
Protocols
Distinguished Ladies and Gentlemen,
It is my pleasure to deliver the KeyNote Address at this 13th edition of the National Council on Lands, Housing and Urban Development holding here in Gombe State, the “Jewel of the Savannah”.
I want to sincerely thank His Excellency, the Executive Governor of Gombe State, my dear brother and friend, Alh. Muhammadu Inuwa Yahaya, for graciously accepting to host this year’s Council Meeting and for the warm hospitality that the State has provided for all participants. Thank you, Your Excellency.
I also want to express our profound gratitude to the Distinguished Members of the Senate and House Committees that oversight the Ministry. The Chairman, Senate Committee on Lands, Housing and Urban Development, Senator Sen. Aminu Tambuwal, Chairman; House Committee on Housing and Habitat, Hon. Abdulmumin Jibrin and Chairman, House Committee on Urban Development and Regional Planning, Awaji-Inombek Abiante, I sincerely thank you all for your continual Legislative support for the development of the Housing and Urban Development Sector in Nigeria.
My appreciation goes out to Participants, Thought Leaders and Advocates for their support and expertise towards actualizing the objectives and strategies for the Sector. I thank you all for your efforts and contributions.
At the last Council Meeting in Kaduna last year November, my first Council Meeting as the Hon. Minister of Housing and Urban Development, I said that under the Renewed Hope Agenda of His Excellency President Bola Ahmed Tinubu, GCFR, we are intent on making a major and history defining difference in land administration, housing delivery and management of our urban spaces. I stated clearly that Mr. President is not happy with the state of things in the sector and the very poor progress that we have made in unleashing the capacity of the sector for economic and national development.
I went on to outline the Ministry’s Action Plan and the Key Prioritities of the Renewed Hope Agenda for the sector. This included increasing housing supply to meet the housing shortage, implementing comprehensive land reforms to ease access to land, reforming federal housing institutions including Federal Mortgage Bank of Nigeria and Federal Housing Authority. We also said we would work to establish a National Social Housing Fund to meet the housing needs of no-income, low income and underprivileged Nigerians. Furthermore was the establishment of Building Materials Manufacturing Hubs, one in each geo-political zone of the country to lower the cost of building materials, create local jobs and lower the cost of housing delivery amongst others.
DRIVING ADEQUATE AND AFFORDABLE HOUSING
It has been over a year, and I am happy to report that we are making steady progress. Under the Renewed Hope Cities and Estates Programme, we currently have construction underway at fourteen sites, comprising a total of 10,112 housing units. This includes 250-unit Renewed Hope Estates with 1, 2, and 3-bedroom semi-detached bungalows in Yobe, Gombe (NE); Nasarawa, Benue (North Central); Sokoto, Katsina (North West); Abia, Ebonyi (South East); Delta, and Akwa Ibom (South South). Additionally, we have ongoing work at the 3,112-unit Renewed Hope City in the FCT, the 2,000-unit Renewed Hope City in Kano, and another 2,000-unit Renewed Hope City in Lagos. A significant number of these units are at the roofing stage, and we look forward to their completion and commissioning.
We have also acquired land in Enugu and Borno for the development of 2,000-unit Renewed Hope Cities under a PPP arrangement. Planned locations for additional cities include Nasarawa (2,000 units) and Rivers (2,000 units). Our goal is to establish at least one Renewed Hope City in each geo-political zone and the FCT.
To fully appreciate the progress we have made over the past year, it’s essential to establish context. Before the Renewed Hope Agenda, the Ministry had initiated only about 8,000 housing units under the National Housing Programme, with only 3,000 completed over eight years. In one year, under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, we are on track to surpass this 8-year performance. Let us give a resounding applause to Mr. President for his vision, the National Assembly for its support, the Ministry’s management and staff, and our partners for this progress.
While it’s worthwhile to acknowledge our achievements, we must remember that we are only scratching the surface. The housing deficit in Nigeria is vast. We need to build approximately 550,000 units annually over the next decade to close this gap. This would require about N5.5 trillion per annum, yet our annual budget for housing remains below N100 billion. This shortfall is why we have embraced Public-Private Partnerships (PPPs) with reputable developers to help deliver housing at the necessary scale. However, PPPs alone cannot deliver affordable housing for the majority of Nigerians, given that the high costs of private-sector construction financing drive up prices.
For instance, a one-bedroom apartment at the Renewed Hope City in Karsana, built under PPP, costs about N22 million, whereas the same one-bedroom unit under the Renewed Hope Estates, funded through budgetary allocations, costs approximately N8-9 million. The difference lies in the cost of finance. Under the Renewed Hope City, developers purchase the land, secure financing at double-digit interest rates, and the FMBN provides a Bankable Offtaker Guarantee. For Renewed Hope Estates, the funds are interest-free from budget allocations, state governments provide free land, and infrastructure costs are not included in unit pricing. Although we introduced cross-subsidies, only a few people will benefit, as developers must sell the majority of units at market rates to recover their investment and repay lenders with interest.
Some may ask why we continue to embrace PPPs. We do so because, as a government, we have a duty to all Nigerians. Our goal is to provide quality housing for all income levels. PPP Renewed Hope Cities target high- to middle-income earners who can afford these prices, while the Renewed Hope Estates serve lower-income segments. In this way, there is something on offer for all categories of Nigerians.
Despite our efforts with PPPs, government financing in housing should increase. The current sub-N100 billion annual budget for housing is inadequate compared to the N5.5 trillion required annually to address our housing deficit. Housing investment fuels economic growth, job creation, and poverty alleviation. For example, constructing the 10,112 units underway nationwide has created over 252,800 jobs for skilled and unskilled workers, with an average of 25 jobs per home. Workers, such as plumbers, masons, and laborers, earn an average of about N150,000 per month with a daily wage of N5,000, in addition to economic activities around the sites. Moreover, an investment of N100 billion in housing construction returns over 80% of that amount to the government through unit sales.
Therefore, we have engaged the National Assembly leadership and received their support for increasing the annual housing budget to a minimum of N500 billion, starting with the 2025 budget cycle. This would allow us to expand housing projects to cover the remaining 18 states and increase the unit count per state from 250 to at least 500, as initially planned. Such an expansion would create more jobs, combat poverty, engage our youth, and prevent them from falling prey to violence or criminal activities. Let us give the National Assembly Leadership a standing ovation for their understanding and support towards tackling this national problem.
The Ministry has signed a Housing Development Partnership with the Shelter Afrique Development (ShafDB). Under the Partnership, the Bank will support the Renewed Hope Housing Program with Advisory Services and financing of competent Developers for an initial pilot programme for the development of 5,000 housing units.
Adding these Ministry-led housing projects to those by agencies such as the Federal Mortgage Bank of Nigeria and the Federal Housing Authority would significantly boost the supply of decent, affordable housing to meet Nigeria’s shelter needs.
We recently returned from the 12th World Urban Forum in Cairo, Egypt. What we observed there was inspiring and should motivate us as a nation to do more. The Egyptian government is constructing a New Cairo City, an urban development estimated at 500 billion Egyptian Pounds (around $10.6 billion). This includes massive housing, road construction, shopping malls, rail systems, and more. While part of the funding comes from entities like the World Bank and IFC, a significant portion is government-sourced through the Administrative Capital for Urban Development (ACUD), the overseeing authority.
We also met with India’s Housing Minister, who shared that India has built over 1 million housing units entirely through government funding.
We noted similar large-scale, government-funded housing efforts in South Africa and other African nations.
The message is clear: while we will continue to drive PPPs, our government needs to do more to finance affordable and social housing for our citizens.
This call extends beyond the federal government. I urge all Commissioners here to encourage their state and local governments to allocate a substantial portion of their revenues to affordable housing delivery while exploring PPPs.
FORGING EFFECTIVE LAND ADMINISTRATION
Besides housing supply, we are also making progress in improving the land administration system in our country as we promised. Effective land governance is important to national and economic development in Nigeria. By ensuring clarity, security, and accessibility in land ownership and transactions, we lay the foundation for increased investment, both domestic and international. Transparent land administration enhances property rights, reduces conflicts, and encourages sustainable land use practices, which together foster a stable environment for economic activities. Furthermore, efficient land governance unlocks revenue opportunities for both federal and state governments through improved land-based taxes and encourages private sector participation in real estate and infrastructure development. These efforts collectively accelerate economic growth, create jobs, and contribute to our broader goals of social equity and inclusive urban development across Nigeria.
Last month, at the 2024 National Technical Development Forum on Land Administration, we launched a new framework for fair and equitable compensation rates for crops and economic trees, ensuring adequate recompense for persons affected by government projects. This initiative, developed with support from the World Bank and the Rural Access and Agricultural Marketing Programme (RAAMP), was validated by forum participants. The last review of these rates was conducted 18 years ago.
23. For example under the revised rates for matured trees in the North Central Zone:
i. Cashew: increased from N2,000 per matured stand to N45,000 and N5.5M for a hectare.
ii. Mango: increased from N4,000 per matured stand to N105,000 and N13M per hectare.
iii. Cocoa: increased from N3,000 per matured stand to N160,000 and N160M per hectare.
Now, Project Affected Persons will receive compensation that reflects current economic realities.
We are also initiating a groundbreaking partnership between the Ministry of Housing and Urban Development and the World Bank to tackle Nigeria’s long-standing land registration challenges. Currently, over 90% of the country’s land remains unregistered, representing an estimated $300 billion in untapped capital.
This partnership aims to work with State Governments to register, document, and title all land parcels, clarifying and securing land ownership to unlock development and investment potential. Through this program, we intend to establish a National Digital Land Information System (NDLIS) to streamline land transactions, making them more efficient, transparent, and accessible. This initiative will boost economic activity and enhance property rights protection, with a goal of increasing formal land transactions from less than 10% to over 50% within a decade. As you are aware we have over 300billion dollars in dead capital because land is not titled and our people cannot leverage land as an economic asset to get loans for their businesses or other investment purposes.
The Federal Ministry of Housing and Urban Development and the World Bank are finalizing the operational framework and investment commitment for this initiative.
Distinguished Ladies and Gentlement, you may recall that last year, we formed a Land Reforms Task Team to review, audit, and devise approaches to operationalize the Land Use Act. The task team has prepared a preliminary report that highlights the need to establish a National Land Commission as a starting point for implementing the Land Use Act and coordinating state land registries.
We have also enhanced the Electronic Certificate of Occupancy (e-C of O) and Land Titling System for all federal government-owned lands across Nigeria's 36 states. This system streamlines the review, approval, and issuance of Certificates of Occupancy, significantly reducing administrative delays for federal land applications.
From fewer than six e-C of Os previously signed, I have, over the past few months, digitally signed over 1,000. As of October 2024, we have approved 417 C of O applications and received 1,079 applications. Our goal is to clear the backlog by the end of December.
SUSTAINABLE URBAN AND REGIONAL DEVELOPMENT DRIVE
Distinguished members of the Council, as we chart the course for urban development in Nigeria, we must grasp the scale of our urban growth and the profound challenges it brings. Nigeria’s urban population is expanding rapidly, driven by an annual growth rate of 4.1%. From just 9.4% in 1950, our urban population now exceeds 52%, with projections indicating a rise to 70% by 2050. By then, Nigeria will likely be the world’s third most populous country, with over 400 million people.
This expansion spans all six geo-political zones, where cities grow at unprecedented rates. Today, we have eight cities with populations above one million and 81 cities with populations between 100,000 and one million. Yet this rapid growth comes with pressing challenges. Approximately 58.8% of our urban residents live in slum conditions, with a national housing deficit of 16-18 million units. Infrastructure is inadequate, and many lack secure land tenure.
Addressing these complex issues requires strategic planning and innovation, which the National Urban Development Policy (NUDP) which is pending approval of the Federal Executive Council aims to deliver. Our goal is to provide a framework that guides long-term, sustainable urban growth, addressing not only housing and infrastructure needs but also creating the foundation for economically vibrant, climate-resilient, and inclusive cities.
The NUDP's vision is clear: to transform Nigeria’s cities into well-functioning, prosperous, resilient, secure, and livable spaces for all. Achieving this vision demands a 'Business Unusual' approach, one that replaces 'Urban Pessimism' with 'Urban Optimism.' This means embracing high-density urban development over sprawl, safeguarding agricultural land and resources, and adopting integrated, evidence-based urban policies.
Our approach includes:
1. Raising public awareness of the potential and challenges of urbanization.
2. Instilling a sense of urgency and optimism among stakeholders to implement sustainable urban strategies.
3. Providing strategic leadership to drive meaningful, short-term gains.
4. Empowering citizens to co-create and sustain this vision.
The NUDP also promotes a 'Healthy Cities' concept, integrating environmental health with secure, resilient urban spaces. This involves essential services like waste management, water, sanitation, and local public health systems. As the recent pandemic has shown, resilience in city design is critical for public health and community well-being. Models like the '15-minute city'—where essential services are within walking distance—offer accessible, self-sufficient neighborhoods that promote health and connectivity.
The NUDP also prioritizes climate responsiveness. Climate change poses a severe threat, with impacts like drought, flooding, and extreme weather intensifying. Without adaptation, climate change could cost Nigeria between 6% and 30% of its GDP by 2050. Therefore, urban planning is a frontline defense in building climate resilience and economic security.
This vision aligns with global commitments, including the 2030 Agenda for Sustainable Development (SDG 11), the Paris Agreement, and the Sendai Framework for Disaster Risk Management. By localizing these goals, we can transform urban spaces to benefit all Nigerians and capture the 'Urban Dividend,' making our cities engines of opportunity, resilience, and well-being.
This is our path to sustainable urbanism, a future where Nigeria’s cities work for everyone, delivering economic, social, and environmental benefits for present and future generations alike.
But to do this we must all work together. Federal, State and Local Governments. We must discuss and collectively agree to drive these initiatives. We must stop working in silos and build synergies. At the twelfth World Urban Forum in Cairo, there was a strong emphasis on devolving the Global conversation on urbanization. We now have an Africa Urban Forum, the last held recently this year in Addis Ababa. At the Forum all African Member Countries, including Nigeria, agreed to organize Annual National Urban Forum in the declaration.
At this Council Meeting, I would therefore direct that in line with the Africa Urban Forum Declaration, we set in motion the process for the organization of an Annual National Urban Forum where we all meet to discuss Nigeria’s Urban Agenda.
In conclusion, as we meet and deliberate at this 13th edition of the National Council on Lands, Housing, and Urban Development, let us reaffirm our shared commitment to reshaping Nigeria’s housing, land, and urban development landscapes. The work we are undertaking is more than just policy—it’s about creating a brighter, more inclusive, and prosperous future for our nation.
I urge each one of you to carry the insights, ideas, and innovative strategies from this meeting back to your respective states and departments, actively advancing our goals for sustainable, affordable housing, effective land administration, and resilient urban spaces. Let us continue building on the progress we've made and work tirelessly to transform our vision of ‘Renewed Hope’ into reality for every Nigerian.
Together, we can foster cities that are economically vibrant, environmentally sustainable, and socially inclusive. The journey ahead requires our unity, our resolve, and our unwavering dedication to delivering real, lasting change.
Thank you, and may our collective efforts here in Gombe pave the way for a stronger, more dynamic Nigeria.
Long Live Nigeria
Long Live His Excellency, President Bola Ahmed Tinubu, GCFR
PHOTO SPEAK: HON. MINISTER OF HOUSING AND URBAN DEVELOPMENT ARCH. AHMED MUSA DANGIWA ; PERMANENT SECRETARY, FMHUD, DR. MARCUS OGUNBIYI AND DIRECTORS IN THE MINISTRY, MEETING WITH TECHNICAL MISSION FROM THE WORLD BANK ON LAND TITLING REGISTRATION. AND CADSTRE. MONDAY 18TH NOVEMBER, 2024
PHOTO SPEAK: Hon. Minister of Housing and Urban Development Arch. Ahmed Musa Dangiwa ; Permanent Secretary, FMHUD, Dr. Marcus Ogunbiyi and Directors in the Ministry, Meeting with Technical Mission from the World Bank on Land Titling Registration. and Cadstre. Monday 18th November, 2024
ICT DEPARTMENT TEAM AT THE 13TH NATIONAL COUNCIL ON HOUSING AND URBAN DEVELOPMENT HELD IN GOMBE,GOMBE STATE FROM 11 -15 NOVEMBER, 2024
ICT Department team at the 13th National Council on Housing and Urban Development held in Gombe,Gombe State from 11 -15 November, 2024